Life Insurance Is A Priority, Not An Option

Life Insurance Is A Priority, Not An Option We cannot predict the future, but we can protect it! Life, DI, Annuities & LTC
Personal & Business Hello!

My name is Kim Richardson, I am a licensed broker and the new business operations manager at CPI Companies. CPI is a national wholesale distributor of all life insurance and related products. As such, I have top level access to more than twenty-five of the most competitive insurance carriers in the industry. I have been in the life insurance business for over 20 years. I spent most of those years

managing new business and underwriting but obtaining coverage for my clients directly is where my heart is. Helping clients understand their options and achieve their goals are what makes my job so rewarding. Every client is unique, so together we can develop a personalized approach to see where life insurance fits into your financial roadmap and determine the best policy for you and your family. No one can surely predict the future, but we can protect it. I would be honored to have the opportunity to work with you!

01/15/2026
08/26/2025

🛡️ Protect What Matters Most – Today, Not Tomorrow 🛡️

Life is unpredictable. That’s why we offer affordable, reliable life insurance plans tailored to your needs.

âś… Peace of mind for your family
âś… Coverage that fits your budget
âś… Free quotes
âś… Free policy review on your in force coverage

📞 609-472-7049; [email protected]

Because love means planning ahead. ❤️

Life is full of uncertainties, but your family's future shouldn't be one of them. With a tailored life insurance plan, y...
08/12/2025

Life is full of uncertainties, but your family's future shouldn't be one of them. With a tailored life insurance plan, you can ensure that your loved ones are financially secure no matter what happens. Whether you're looking to cover final expenses, pay off debt, replace income, leave a lasting legacy, or all the above, I’m here to help you find the right coverage for your needs and budget. Free policy review and quotes, no obligation. Let’s talk today—because peace of mind is priceless.
[email protected]
609-472-7049

*Have you bought a new home, married or had a child-Let's talk about family protection**Own a business-Lets discuss key-...
03/10/2025

*Have you bought a new home, married or had a child-Let's talk about family protection
**Own a business-Lets discuss key-person & buy-sell coverage
***Maxing your qualified plan – lets discuss tax advantages of cash value life insurance

Purchasing a life insurance policy should be a priority for the new year.  I make the process of buying life insurance e...
01/02/2025

Purchasing a life insurance policy should be a priority for the new year. I make the process of buying life insurance easy. I have access to over 20 carriers which will ensure best offers and of course lowest premium costs, especially if you are NOT in the perfect health. If you already have a life insurance policy, take the time to make sure you still have the right coverage at the right price for your needs. Take advantage of my free, in force policy review. I will help you compare life insurance policy quotes, navigate the application process and answer any questions you might have.
Life: Personal/Business; Annuities; Disability; LTC

Increase Your Business Coverage With No Underwriting!Principal Life, a leader in business insurance solutions, introduce...
11/16/2024

Increase Your Business Coverage With No Underwriting!

Principal Life, a leader in business insurance solutions, introduced new riders that enable you to increase coverage without medical evidence as the business grows, or as key employee salary increases.

BVIR allows business owner to get increases in their coverage based on the growth in the value of their business, without additional underwriting.

SIR helps an employee’s coverage keep pace with rising income. It offers increases in the policy face amount based on salary adjustments, without additional underwriting.

Available at no cost on both term and permanent plans.

Contact me today!

Do you have a whole life or old UL policy that have lots of cash, but still requires premium payments to extend coverage...
08/24/2024

Do you have a whole life or old UL policy that have lots of cash, but still requires premium payments to extend coverage?

Single premium guaranteed death benefit products have been noticeably absent or just unattractive for many years. No more!
We are happy to say that we now have several products that can make a 1035 transfer to a single premium GUL or GIUL highly attractive.

Do you have one of these situations?
• Older WL policy that you want to stop paying and lock-in the death benefit for life using the current contract’s cash value?
• You wan to trade-in older policies for a newer contract with LTC or Chronic Illness benefits?
• Considering surrendering coverage, but would be happy with a death benefit lock-in with no future premiums?
• Want to make one lump sum payment and receive lifetime guarantees?
We have great solutions for these situations, including a proprietary product that can only be accessed through a LIBRA agency like ours.

Contact me for a no obligation, free policy analysis.

Address

1203 Sheppard Road
Voorhees, NJ
08043

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