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Korsgaden Insights Community Actionable intelligence. Proven training. Real results. Empowering insurance professionals to lead with confidence and build a lasting legacy.

The market is moving. The only question is whether you're moving with it.Auto insurance shopping hit a record 47.3% in t...
05/29/2026

The market is moving. The only question is whether you're moving with it.

Auto insurance shopping hit a record 47.3% in the 12 months ending March 2026, up from just 40% three years ago when rate increases were at their peak.

Shopping is spiking in specific states. Retention is under pressure industry wide. And a major carrier is making rate moves that even their own actuaries are questioning.

But buried inside all of this is an opportunity most agents haven't spotted yet.

KIC members have the full picture, including what to do with it. Curious to find out what they know?

Learn More at korsgaden.com

KIC membership was built on one belief — agents who invest in growing their teams shouldn't have to do it the expensive ...
05/27/2026

KIC membership was built on one belief — agents who invest in growing their teams shouldn't have to do it the expensive way.

That's why membership includes an exclusive network of vendor discounts designed to work as hard as you do.

ExamFX is one of those partners.

Every new producer you bring on comes with a cost before they ever earn a commission. Exam prep. Licensing fees. Time. It adds up quietly, until it doesn't feel so quiet anymore.

KIC members get exclusive ExamFX access at a rate that takes some of that weight off.

Because building a great team is hard enough. The costs shouldn't make it harder.

Want to know what else is waiting inside?

Check us out at www.korsgaden.com

To those who served and never came home, we remember you today and every day.Happy Memorial Day. 🇺🇸
05/25/2026

To those who served and never came home, we remember you today and every day.

Happy Memorial Day. 🇺🇸

Non-competes are losing their teeth. Five states have banned them entirely and the rest are tightening up. But there are...
05/21/2026

Non-competes are losing their teeth. Five states have banned them entirely and the rest are tightening up. But there are still tools that protect your agency; non-solicitation agreements, NDAs, and compensation structures that give staff a reason to stay.

KIC breaks it down, and members get free legal access to make sure they're protected.

👉 Find out what KIC members know at korsgaden.com

You wrote that policy three years ago. Last year, they left for a quote that looked too good to pass up.Guess what just ...
05/18/2026

You wrote that policy three years ago. Last year, they left for a quote that looked too good to pass up.

Guess what just happened on that carrier? Rate increase. Filed. Effective soon.
KIC flagged it. You saw it first. Their renewal letter hasn't even gone out.

One call right now — before they're frustrated, before they're shopping, before another agent gets there — and they're back on your books.

That's competitive intelligence working for you.

👉 korsgaden.com

Your agency deserves the same tools big carriers have. Now you can get them.KIC members get exclusive discounts on premi...
05/13/2026

Your agency deserves the same tools big carriers have. Now you can get them.

KIC members get exclusive discounts on premium vendor partnerships that solve real operational problems — payroll, hiring, marketing, lead generation, compliance, and more. These aren't nice-to-haves. They're the tools that help you scale without burning out your team.

One standout partner: Client Connect's SARA — a 24/7 AI Phone Assistant that never misses a call, handles after-hours support, and follows up on leads automatically. No more voicemails. No more lost opportunities.

Stop overpaying for tools. Stop missing calls. Stop building systems from scratch.

👉 Join KIC and get exclusive vendor discounts: korsgaden.com

05/06/2026

You just lost a quote to another carrier. Here's what you didn't know.

Their telematics program has a lower potential surcharge than yours. They don't penalize rush hour driving. Their definition of "risky driving" is completely different.

And you had no idea until the client was already gone.

This is what happens when you're competing blind.

Our competitive intelligence videos give you the edge you need to win:

Product Comparisons: See exactly how each carrier's auto and home products differ. Know which telematics programs charge for what. Understand the discount structures. Every carrier defines risk differently — we show you how to use that to your advantage.

Carrier-Specific Strategies: Not just generic advice. Actual playbooks for beating specific named competitors. Know their strengths, exploit their weaknesses, and position yourself to win.

Better Client Conversations: Market insights that make you a strategic partner, not just a policy provider. Like the fact that uninsured motorists have increased 50%+ since the pandemic.

That's how you explain UM/UIM coverage in a way that actually lands.

The agencies that know this information? They're closing more competitive quotes. The ones that don't? They're wondering why they keep losing.

Stop guessing what your competitors are doing. Start knowing.

👉 Become a Korsgaden Insights member today and access competitive intelligence videos at korsgaden.com

Last week we introduced you to five elite insurance professionals who are navigating the same storms you are.Let's talk ...
05/01/2026

Last week we introduced you to five elite insurance professionals who are navigating the same storms you are.

Let's talk about what's actually working and what you need to stop doing.
On the biggest challenge facing agency owners right now:

"Burnout and turnover. The hard market has squeezed margins while client expectations have only increased. The solution isn't working harder; it's working smarter." — Michael Cruz

His agency implemented a four-day workweek — and saw retention and productivity improve simultaneously. That's not a coincidence. That's systems.
On AI and the educated consumer:

"We need to be prepared for customers to use AI and be more educated when it comes to purchasing insurance." — Bradley Flowers, Founder, Portal Insurance

Think about what that means for your agency. Your clients are already using AI to research coverage, compare pricing and question your recommendations. Are you ready for that conversation?

On growing with purpose:

"Slow down and build with intention. Growth without clarity just creates more noise, more stress and more risk." — CJ Hutsenpiller

"Lean into the change and focus on things that cannot be replaced that differentiate you — trust, relationships and connection." — Carey Wallace, AgencyFocus

These are just glimpses of a much richer conversation.

The full roundtable article, featuring all five panelists, every question and every answer — is now live on our blog.

At Korsgaden Insights, we believe every independent agent deserves access to this level of expertise.

🔗 Read the full article on our blog → https://korsgaden.com/facing-the-future/

And if you're ready to stop going it alone and start building your agency with the tools, training and community that actually move the needle.

👉 Become a Korsgaden Insights member today at korsgaden.com

Because the agents who are thinking about how to evolve right now? They're the ones who will thrive.

Is your agency ready for what's coming?The insurance world is changing faster than most agents realize — and the gap bet...
04/29/2026

Is your agency ready for what's coming?

The insurance world is changing faster than most agents realize — and the gap between those who adapt and those who don't is widening every single day.

Rising rates. Carrier pullbacks. Clients who are more confused (and more skeptical) than ever. Burnout. Talent shortages. And now AI reshaping everything we thought we knew about how this business works.

Sound familiar?

We brought together five of the sharpest minds in the independent insurance agency space; agency owners, consultants and industry veterans with decades of real-world experience — to tackle the big questions head-on:

Where are the real growth opportunities in the next 3–5 years?

What's burning agency owners out — and what actually fixes it?

How do you deliver an exceptional client experience when expectations keep rising?

What does AI actually mean for your agency — threat or opportunity?

Here's a preview of what they had to say:

"The agencies that become their clients' strategic partners instead of just policy providers will stand out." — Ciara Gravier, Founder & CEO, The Bunker Insurance & Risk Management

"AI won't replace agents — but agents who use AI effectively will replace those who don't." — Michael Cruz, Founder, Foresight Insurance, LLC

"The old model of annual touchpoints and reactive service just doesn't cut it anymore. An exceptional client experience today is proactive, frictionless and human." — CJ Hutsenpiller, Founder, Hutsenpiller Insurance

This is the conversation your agency needs to be part of!

Part 2 drops this Thursday along with the blog which includes the complete interview — where we go deeper into the answers, the strategies and what you can start doing right now.

Follow us so you don't miss it.

04/27/2026

While you're scrambling to explain why a client left or why rates changed, other agents already knew it was coming. They had the intelligence. You didn't.

That's the gap KIC's competitive intelligence fills.

Here's what you get:

Product Comparisons
See exactly how your competitors' auto and home products stack up. Know your value and prove why you're worth more. Every carrier has differences, we show you what they are.

Real-Time Rate Changes
Get alerts the moment a competitor takes rate in your state. Lost a customer to them last month? Now you know when to requote and win them back.

Shopping Behavior Data
Understand who's shopping and how much they're spending. Refine your marketing to target the right customers at the right time.

Competitor Growth Strategies
Access insider intel on new products, commission structures, and retention tactics. Learn what's working for them and adapt it to your agency.

This is the intelligence big carriers use to dominate. Now it's available to you.

Most industry intelligence is designed for Wall Street and corporate executives. This is built specifically for agents who need to compete and win.

Stop guessing. Start knowing.

Learn how we can help 👉 https://korsgaden.com/

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