Korsgaden Insights Community

Korsgaden Insights Community Actionable intelligence. Proven training. Real results. Empowering insurance professionals to lead with confidence and build a lasting legacy.

Most agents find out a competitor raised rates when a confused client calls about their renewal. By then it's late.KIC m...
07/02/2026

Most agents find out a competitor raised rates when a confused client calls about their renewal. By then it's late.

KIC members get there first. We just started sending state-specific rate-change alerts, so a significant filing in your state lands in your inbox days before those renewal notices reach your clients.

That head start is the difference between reacting to the market and being the one who saw it coming.

Learn more at korsgaden.com

Wildfires have burned more acres so far in 2026 than any year since 2011 (NOAA), and the National Interagency Fire Cente...
06/30/2026

Wildfires have burned more acres so far in 2026 than any year since 2011 (NOAA), and the National Interagency Fire Center rates risk abnormally high across parts of the Northwest. The cause is counterintuitive: a wet winter grew thick brush, then it dried into fuel. The bigger risk to a book isn't one home, it's a whole neighborhood rebuilding at once, when costs surge past limits set before the fire. After the 2021 Marshall Fire, researchers found 74% of affected homeowners were underinsured. KIC competitive intelligence lays out what to check on every at-risk policy.

Members get the full breakdown: korsgaden.com

Most agencies start hiring the week someone quits. By then the best people are already taken. The agencies that grow tre...
06/26/2026

Most agencies start hiring the week someone quits. By then the best people are already taken. The agencies that grow treat hiring like a standing habit: a posting that stays up, candidates interviewed as they come in, a trial run before a full offer. KIC members get discounted access to IdealTraits, which keeps your posting fresh and pre-screens candidates so there's always someone to look at.

Members get IdealTraits at member pricing: korsgaden.com

In eight states, at least one in five drivers has no auto insurance, and nationwide the Insurance Research Council count...
06/24/2026

In eight states, at least one in five drivers has no auto insurance, and nationwide the Insurance Research Council counted roughly 44 million vehicles on the road with no coverage.

For most agents, that's a reason to revisit UM/UIM with clients who haven't looked at it in years. The drivers cutting their own coverage are the ones your clients can't count on after a crash.

Members get the current state-by-state picture: korsgaden.com

Roof replacement and repair costs have climbed sharply over the last few years, and homeowners are now covering more of ...
06/18/2026

Roof replacement and repair costs have climbed sharply over the last few years, and homeowners are now covering more of it themselves as deductibles and depreciation rise.

Hail is a big part of why, and its map keeps widening. Severe storms drove more than $51 billion in insured losses last year, the third year running above that mark (Insurance Information Institute), and plenty of it landed well outside the usual hail corridor.

For agents, the clients trimming coverage are often the ones most exposed. That's the opening.

This week's KIC intelligence put real numbers to all of it and laid out exactly how to work it through your book. Members got the full breakdown.

korsgaden.com

Your client calls about their renewal. The question behind the question is always the same. Am I still getting a fair de...
06/11/2026

Your client calls about their renewal. The question behind the question is always the same. Am I still getting a fair deal?

Most agents guess. The good ones know.

Competitive intelligence shows you which carriers are taking rate and the latest news moving the market this week. So when that call comes, you're not scrambling for an answer. You're the one who already has it.

That's the difference between selling a policy and being the person they trust with their money.

That edge is what members get first. Learn more at korsgaden.com.

Your commercial client just told you cyber is the thing that keeps them up at night. Not inflation. Not supply chain. Cy...
06/09/2026

Your commercial client just told you cyber is the thing that keeps them up at night. Not inflation. Not supply chain. Cyber. And the policy they think has them covered doesn't.

The Hartford put cyber at the top of its 2026 risk list. More than half of business owners now rank it their biggest concern, and almost one in three still carry nothing for it. That gap is your opening.

Here's the part most clients miss. A Businessowners Policy covers the building and a slip-and-fall. It doesn't pay a ransom or the lawsuit when customer data walks out the door. Cyber has to be added on, or it simply isn't there.

Good agents don't wait for the client to ask. They pull their book and start the conversation first.

That first call is where members have the edge. The Korsgaden Insights Community shows you which clients to flag and what to say. Join at korsgaden.com.

Your brand shows up before you do.Before the handshake, before the pitch, before the first policy is written, your merch...
06/04/2026

Your brand shows up before you do.

Before the handshake, before the pitch, before the first policy is written, your merchandise, your materials, and the way your agency presents itself is already making an impression.

The agents who understand that invest in their brand intentionally. And the smart ones do it without overpaying.

That's where membership comes in.

Alliance Web Store is one of the exclusive vendor partners KIC members access at a rate built for agencies that are serious about how they show up, without the overhead of a big agency behind them.

Because a polished brand presence shouldn't be reserved for the carriers and the captives.

See what your membership unlocks at korsgaden.com.

The market is moving. The only question is whether you're moving with it.Auto insurance shopping hit a record 47.3% in t...
05/29/2026

The market is moving. The only question is whether you're moving with it.

Auto insurance shopping hit a record 47.3% in the 12 months ending March 2026, up from just 40% three years ago when rate increases were at their peak.

Shopping is spiking in specific states. Retention is under pressure industry wide. And a major carrier is making rate moves that even their own actuaries are questioning.

But buried inside all of this is an opportunity most agents haven't spotted yet.

KIC members have the full picture, including what to do with it. Curious to find out what they know?

Learn More at korsgaden.com

KIC membership was built on one belief — agents who invest in growing their teams shouldn't have to do it the expensive ...
05/27/2026

KIC membership was built on one belief — agents who invest in growing their teams shouldn't have to do it the expensive way.

That's why membership includes an exclusive network of vendor discounts designed to work as hard as you do.

ExamFX is one of those partners.

Every new producer you bring on comes with a cost before they ever earn a commission. Exam prep. Licensing fees. Time. It adds up quietly, until it doesn't feel so quiet anymore.

KIC members get exclusive ExamFX access at a rate that takes some of that weight off.

Because building a great team is hard enough. The costs shouldn't make it harder.

Want to know what else is waiting inside?

Check us out at www.korsgaden.com

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