Modern Edge Insurance Brokers, Inc

Modern Edge Insurance Brokers, Inc Modern Edge provides an individualized service approach to meet the insurance needs of our clients. We offer auto, home, life, business and workers comp plans.

A huge thank you to .visalia for treating our office to lunch today! 🍱✨Their food is every bit as delicious as people sa...
09/05/2025

A huge thank you to .visalia for treating our office to lunch today! 🍱✨

Their food is every bit as delicious as people say—fresh, flavorful, and full of variety. If you haven’t checked them out yet, you’re missing out. Great people, great food, right here in Visalia! 🙌

We see it all the time. A home purchased 5 or 10 years ago has nearly doubled in market value, but the insurance policy ...
08/13/2025

We see it all the time. A home purchased 5 or 10 years ago has nearly doubled in market value, but the insurance policy is still based on outdated rebuild costs.

That gap could mean tens of thousands out of pocket after a loss.

We review rebuild values every year for our clients, so they are never left underinsured.
When was the last time yours was checked?

Last week, a local homeowner asked us to review their auto and home insurance.We looked at every number and every detail...
08/11/2025

Last week, a local homeowner asked us to review their auto and home insurance.

We looked at every number and every detail.
Auto? Their current carrier had them in the best spot.
Home? Without a roof update in the last 25 years, the options were limited.

We told them to stay where they were — because it was the right thing for them right now.

We’re not here to sell you something you don’t need.
We’re here to protect you, guide you, and give you honest answers, even if that means waiting for a better fit in the future.

That’s what real service looks like.

A small contractor came to us after his trailer with tools was stolen from a job site.He thought his general liability c...
07/23/2025

A small contractor came to us after his trailer with tools was stolen from a job site.

He thought his general liability covered it — it didn’t.

We helped him set up inland marine coverage to protect tools and materials on the move. Now he’s fully protected and still paying less than what he was before.

Don’t assume you’re covered. Let’s check your policy together.

We review policies every week where people assume they're protected, but here’s what we often find:🟡 Water damage from b...
07/22/2025

We review policies every week where people assume they're protected, but here’s what we often find:

🟡 Water damage from backed-up drains? Not covered
🟡 Rebuild limits outdated by five years
🟡 Roof discount never applied
🟡 High deductibles no one explained

You don’t have to figure this out alone. We’ll walk through it line by line and explain what you’re paying for — and what you’re missing.

Message us to schedule your coverage review.

07/18/2025

Motorcycle season is in full swing across the Central Valley. Whether you ride solo on country roads or commute through city traffic, your bike deserves the right protection.

Here’s what good motorcycle insurance should include:
✅ Liability coverage for injuries or damage
✅ Protection for custom parts and gear
✅ Medical coverage for you as the rider
✅ Uninsured motorist protection

Rates vary widely, and many riders pay too much for coverage that doesn’t fit their bike or lifestyle.

Let’s check your policy and keep your rides worry-free.

If you’ve replaced your roof recently, it might qualify you for a discount on your insurance.Let’s chat and see if you’r...
07/17/2025

If you’ve replaced your roof recently, it might qualify you for a discount on your insurance.

Let’s chat and see if you’re missing out on savings.

07/16/2025

𝗧𝗵𝗶𝘀 𝗩𝗶𝘀𝗮𝗹𝗶𝗮 𝗙𝗮𝗺𝗶𝗹𝘆 𝗗𝗶𝘀𝗰𝗼𝘃𝗲𝗿𝗲𝗱 $𝟲𝟮𝟬 𝗶𝗻 𝗔𝗻𝗻𝘂𝗮𝗹 𝗦𝗮𝘃𝗶𝗻𝗴𝘀

A Visalia family recently asked us to review their homeowners policy. They thought everything looked fine.

We checked deeper and found:
✅ Incorrect dwelling value
✅ No discount for their security system
✅ Higher deductible than they realized

We adjusted the details and saved them $620 per year without sacrificing coverage.

Policy reviews matter. Let’s look at yours.

We talk to business owners in Visalia, Clovis, and Fresno every week who believe general liability covers everything. It...
07/15/2025

We talk to business owners in Visalia, Clovis, and Fresno every week who believe general liability covers everything. It doesn’t.

Business interruption coverage pays your bills if you have to close your doors after a fire, water damage, or another covered claim.

Rent, payroll, lost revenue — all protected.

If your current policy skips this, let’s fix it.

Last week, a couple in Clovis reached out for a second opinion on their homeowners insurance. Nothing seemed wrong, but ...
07/14/2025

Last week, a couple in Clovis reached out for a second opinion on their homeowners insurance. Nothing seemed wrong, but they wanted to be sure.

Here’s what we found:
✅ Coverage limits were too low for 2025 rebuild costs
✅ Discounts for their new roof and alarm system were missing
✅ A carrier change saved them $960 per year without losing protection

This is what we love to do.
Not just sell policies, but protect families and help them keep more money in their pockets.

When was the last time someone truly reviewed your coverage?

This Business Was Built on One Simple Rule: Be the Kind of Agent You’d Want in a CrisisWhen something bad happens, your ...
06/18/2025

This Business Was Built on One Simple Rule: Be the Kind of Agent You’d Want in a Crisis

When something bad happens, your insurance shouldn’t ghost you.
It shouldn’t hide behind fine print.
And it shouldn’t make you chase answers when you need help the most.

That’s why we return every call.
That’s why we explain the details.
That’s why we build policies that actually work — before you ever need them.

We’re not just writing insurance.
We’re protecting real families, real businesses, and real lives across the Central Valley.

Thanks for trusting us.

We talk to contractors all the time who think their general liability covers their gear.It doesn’t.If your tools get sto...
06/17/2025

We talk to contractors all the time who think their general liability covers their gear.
It doesn’t.

If your tools get stolen from a job site or your truck, you’re on the hook — unless you’ve got inland marine or equipment coverage in place.

We help local trades protect:
🔧 Tools, trailers, and gear
🧱 Job site materials
🛻 Work vehicles and equipment

If you're a contractor in Visalia, Fresno, or Clovis, we’ll build a policy that actually protects how you work.

Address

525 W Main Street
Visalia, CA
93291

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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