10/19/2026
Turning 65 and starting to look into Medicare? You might be hearing a lot about Parts A, B, C, and D, and wondering what it all actually means. Let's break it down!
Medicare Part A: Hospital Insurance
Part A generally helps cover inpatient hospital stays, skilled nursing facility care when eligible, hospice care, and certain home health services.
Medicare Part B: Medical Insurance
Part B helps cover things like doctor visits, outpatient care, preventive screenings, lab work, and certain medical equipment.
Medicare Part C: Medicare Advantage
Medicare Advantage plans are offered by Medicare-approved private insurance companies and provide your Part A and Part B benefits. Many plans also include prescription drug coverage and may offer additional benefits.
Medicare Part D: Prescription Drug Coverage
Part D helps cover eligible prescription medications through private insurance plans. Covered medications and costs vary by plan.
So, which one do you need?
That depends on your individual circumstances, healthcare needs, and the coverage you choose. Understanding these basics is a great first step toward making an informed decision.
Have questions about your Medicare options in California? Our team is here to help you understand your choices and explore coverage that fits your needs.
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