Bay Capital Advisors

06/02/2026

Life changes fast. Marriage, divorce, children, remarriage, and loss can all impact your estate plan. But many people never update the beneficiary forms tied to their retirement accounts. Those forms often take priority over your will, meaning outdated information can create unintended consequences for the people you care about most.

A forgotten form can override your will.

05/29/2026

Do you really need to hire a financial advisor?

05/26/2026

Imagine investing one hundred dollars in 1928 and letting time do the work. The path you choose makes a difference, but time matters more than timing. See how cash, bonds, and stocks performed, and take a look.

See what a century of investing history shows.

05/19/2026

Cash can offer comfort in the short term but time can tell a different story. Over nearly one hundred years the outcome of one hundred dollars varied widely depending on the path taken. Discover what made the difference and take a look.

History shows why comfort can come at a cost.

05/13/2026

We broke down markets into a 5-minute read

05/12/2026

Inflation works quietly in the background changing what your money is worth. What once covered rent now may only cover a night out. Looking at history shows why investing can play a role in preserving long term value.

See what a century of history says about cash.

05/08/2026

A quick guide to key Social Security decisions.

05/06/2026

Here's what savvy investors should know

05/05/2026

What happens when you stay invested for decades and ignore the day to day swings. Our latest newsletter explores nearly a century of market history and shows how time can shape outcomes in ways many investors do not expect.

A simple lesson about time and discipline.

05/01/2026

A simple guide to key Social Security choices.