Jared J. Insures

12/20/2025

If your Virginia ACA premium is going up in 2026, I know that can feel frustrating. Need help sorting through the confusion?

I am a local, Virginia licensed health insurance broker, and I help people shop the Marketplace to find plans that make sense for their budget and their healthcare needs. Sometimes the best option is switching plans. Sometimes it is adjusting income or benefits. Either way, you deserve to know your choices.

Shoot me a text and we can set up a time to go over your options. (757) 615-7838
Open Enrollment is extended through January 30.

12/04/2025

11/20/2025

🚨 Virginia ACA Open Enrollment is here! 🚨
With 2026 premiums increasing and several Marketplace rules changing, it’s more important than ever to make sure you’re in the right plan for next year.
As a licensed Virginia insurance broker, I can help you:
• Understand new rules for 2026
• Compare plans across all major carriers
• Check subsidy eligibility
• Avoid surprise rate increases

If you need help navigating the Marketplace or want a free plan review, send me a message today!

07/03/2025

I didn’t get into insurance because I love paperwork or policies.
I got into it because I love helping people feel relief, and even a little joy, when they realize they’ve finally found a plan that fits.
I know how overwhelming it can be to sort through options, compare networks, understand benefits, and feel like you’re making the right choice. That’s where I come in.
I love digging through the details to find plans that give my clients the most value for their money, whether it’s lower monthly premiums, better coverage, or more access to the doctors they trust.
I go the extra mile because this stuff matters. Health insurance affects your peace of mind, your family, and your future.
When someone says, “Wow, I didn’t know I could get this much coverage at that price,” it makes my day.
Their relief is my reward.
If you’ve been feeling unsure about your current plan, or just want to know your options, I’d love to help. And remember, it never costs you anything to work with me. Send me a DM today to see if I can help you out.

06/26/2025

Here’s something most people don’t realize:
Working with me costs you nothing. Zero. Zip.
As a licensed independent insurance broker, I’m paid by the insurance companies, not by you. That means you get all the help and guidance without paying a dime more for your coverage.
When you work with me, you get:
✅ Personalized help comparing plans
✅ Help understanding networks, deductibles, and what actually matters
✅ Step-by-step enrollment support
✅ Year-round support if you ever have questions or need to make changes
✅ Access to ACA Marketplace plans, private PPOs, life, dental, vision, and supplemental coverage
All at no extra cost to you.
So if you’re feeling overwhelmed or unsure where to start, there’s truly nothing to lose by scheduling a free consultation. I’m here to help, not sell.
Ready to take the stress out of insurance? Message me today to book your no-cost review!

06/24/2025

I recently helped a woman who was completely overwhelmed trying to figure out her health insurance. She was running out of time to choose a plan, and she needed coverage ASAP as her daughter was in need of a doctor visit.
She told me she had spent days searching online and still couldn’t make sense of her options.
In one short call, I walked her through what was available, explained things in plain English, and helped her get enrolled in a plan that covered what her family needed, and fit her budget.
She sent me a message later that day that said, “You made this make sense. Thank you”
That’s why I do this.
If you’re feeling stuck or don’t know where to start, I’ve got your back. I work for you, not the insurance companies.
💬 Send me a message if you’re ready to take the guesswork out of getting covered.

06/23/2025

Most people don’t realize how much goes into helping someone choose the right insurance plan.
Behind the scenes, I’m:

Comparing dozens of plan options side-by-side

Double-checking doctor networks and prescription coverage

Staying up to date with constant policy changes

Calling carriers directly when clients are stuck or confused

And most importantly… making sure each client actually understands what they’re getting.

I don’t just pick a plan and send you a link. I explain the options, answer every question (big or small), and walk with you through enrollment and beyond.
Insurance is personal, and I take that seriously.
If you’ve ever felt overwhelmed or unsure about your coverage, just know: you don’t have to do it alone. I’m here to help, and I’ve got your back.
💬 DM me if you ever need a second look at your coverage or a fresh start.

06/20/2025

I was drawn to this field because it was a clear opportunity to help people make sense of something that is often far too confusing. I’m licensed in Virginia and North Carolina and would love to assist you with:

🏥 Health insurance through the ACA Marketplace - helping you find affordable, understandable coverage that fits your needs and budget.

❤️ Life insurance, including term and whole life - so your loved ones are protected no matter what life brings.

😁 Dental and vision plans – giving you access to care that keeps you smiling and seeing clearly.

🛡️ Supplemental and indemnity coverage – providing extra financial protection for things like accidents, hospital stays, or critical illness.

🔄 Private PPO and health sharing options – alternative solutions for those looking for more flexibility, nationwide networks, or options outside of the ACA.

06/18/2025

I’m thrilled to officially announce that I am now a licensed independent insurance broker, proudly serving Virginia and North Carolina!

That means I don’t work for the insurance companies. I work for you.

Navigating health insurance can be confusing and overwhelming, but you don’t have to do it alone. I’m here to be your advocate, helping you cut through the noise and find the best insurance options for your needs - clearly, confidently, and at no extra cost to you.

I can help with:

Marketplace (ACA) health insurance

Dental & vision coverage

Supplemental plans for accidents or hospital stays

Private PPO options

Life insurance

If you or someone you know has questions about coverage in Virginia or North Carolina, feel free to reach out. I’m happy to help.
Call or text: (757) 615-7838
Email: [email protected]