Sereva Manuel Sales Manager NMLS #739808

Sereva Manuel Sales Manager NMLS #739808 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Sereva Manuel Sales Manager NMLS #739808, Loan service, Virginia Beach, VA.

03/09/2026

I was pleased to bring the Virginia housing trainers to the Greenbrier Mega Center recently. They shared a wealth of knowledge regarding various down payment and closing cost assistance options available to our homebuyers.
Thank you to all the agents who attended this event.

If you are looking to purchase a home and would like to explore the options available to you, please contact me today.

Dr. Martin Luther King, Jr. reminded us that love is not passive. It is a powerful, intentional choice. Today, we reflec...
01/19/2026

Dr. Martin Luther King, Jr. reminded us that love is not passive. It is a powerful, intentional choice.

Today, we reflect on his legacy and recommit to leading with compassion and understanding.

Owning a home comes with surprises, but your budget doesn’t have to suffer.Start a Home Maintenance Fund by setting asid...
01/15/2026

Owning a home comes with surprises, but your budget doesn’t have to suffer.

Start a Home Maintenance Fund by setting aside even $25 to $50 a month. Over time it adds up, and when the HVAC quits or the roof leaks you’ll be ready. No panic, just peace of mind.

Rent = paying for a place to live today.Owning = investing in your future. When you rent, every monthly payment helps so...
01/07/2026

Rent = paying for a place to live today.
Owning = investing in your future.

When you rent, every monthly payment helps someone else build equity. When your lease ends, you walk away with memories but no financial return.

When you own a home, part of every payment goes toward principal. That money is essentially going into your own savings account. Over time, that equity grows with each payment and often through appreciation, giving you real value you can use later for your next home, future plans, or long term goals.

Homeownership is not about being ready for forever. It is about letting your monthly payment work for you.

Curious if buying makes sense for you right now? Let’s talk. No pressure, just information.

Your home goals are calling 📲If becoming a homeowner is on your list this year, you don’t have to have everything figure...
01/05/2026

Your home goals are calling 📲

If becoming a homeowner is on your list this year, you don’t have to have everything figured out to pick up. A quick, no obligation conversation can give you clarity on where you stand and what steps make sense next.

Let’s see what you need to do to be house ready. You might be closer than you think.

Wishing you a year filled with joy, opportunity, and moments that truly feel like home. Here’s to a happy and prosperous...
01/01/2026

Wishing you a year filled with joy, opportunity, and moments that truly feel like home. Here’s to a happy and prosperous 2026.

📣 BIG NEWS FOR HOMEBUYERS!FHA loan limits are increasing for 2026, effective January 1st! 🎉What does this mean for you?👉...
12/30/2025

📣 BIG NEWS FOR HOMEBUYERS!
FHA loan limits are increasing for 2026, effective January 1st! 🎉

What does this mean for you?

👉 You may be able to finance more with an FHA loan in 2026
👉 Higher limits apply across the country, with even more flexibility in higher-cost areas

Why it matters:

Higher FHA loan limits can mean more buying power, especially for buyers looking to take advantage of FHA’s flexible credit guidelines and low down payment options.

Thinking about buying in 2026 or upgrading your current home? Let's talk to see how the new FHA limits could work for you.

Wishing you a cozy, meaningful holiday and a bright year ahead!
12/25/2025

Wishing you a cozy, meaningful holiday and a bright year ahead!

Grateful for the moments that make a house feel like home. 💜
12/24/2025

Grateful for the moments that make a house feel like home. 💜

📣 Great news for homebuyers + homeowners: mortgage rates have dipped even lower!Whether you’ve been waiting for the righ...
12/19/2025

📣 Great news for homebuyers + homeowners: mortgage rates have dipped even lower!

Whether you’ve been waiting for the right time to buy or thinking about refinancing, this could be your chance to lock in a better rate.

Curious what today’s numbers could mean for you? Let's talk! We’ll run the scenarios and help you make the most of this opportunity.

We all have that little voice that says, “I’ll start saving next month… I’ll talk to a loan officer next year… I’ll buy ...
12/15/2025

We all have that little voice that says, “I’ll start saving next month… I’ll talk to a loan officer next year… I’ll buy when things feel perfect.”

Here’s the truth:

💯 There’s never a “perfect” time.
💯 Starting now gives future-you more options.
💯 Even small steps today make a huge impact over time.

Break the cycle.

✅ Have the conversation with a loan officer before you think you’re ready. Clarity is empowering!

✅ Set a date for your “home keys in hand” moment and work backward.

✅ Focus on progress, not perfection.

The difference between dreaming “someday” and living it? Action. And the best time to start… is always today.

Address

Virginia Beach, VA

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