American Financial Network, Courtney LaLonde

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American Financial Network, Courtney LaLonde We are a Direct Lender with authority to fund Fannie Mae, FHA, USDA, VA, and Jumbo loans products in-house. American Financial Network, Inc.

We are dedicated to making every loan transaction a relationship that will last a lifetime! www.homeloanscourtney.com
NMLS #1856186
"The views expressed are my own and do not necessarily reflect those of American Financial Network, Inc.”

CORP NMLS # 237341. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID #237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. is an Equal Housing Lender.

Huge congratulations to our incredible borrower on securing her dream home out in South Mills, NC! Talk about building r...
09/30/2026

Huge congratulations to our incredible borrower on securing her dream home out in South Mills, NC! Talk about building real, long-term wealth through homeownership—this is a masterclass in maximizing your benefits. 👏🇺🇸

A lot of people think the VA loan is a one-and-done deal. Here’s how our rockstar client proved otherwise:

🔹 2015: Bought their first home together using her spouse’s VA entitlement.

🔹 2022: Stepped into their next primary home using her VA entitlement.

🔹 2026: Just closed on home #3 using her VA Bonus Entitlement—meaning 0% down payment! 🎯

To top it all off, we negotiated seller assistance so she walked away to the closing table needing only $6,000 out of pocket to secure her newest property!

Smart strategy + earned benefits = serious financial freedom. 💼📈

Military benefits aren't just for buying your very first house—they can help you build an entire real estate portfolio when used the right way.

Drop a congrats in the comments for our new homeowner! 👇🎉

NorthCarolinaRealEstate

From tenant to homeowner without ever packing a single moving box! 📦❌🔑✨After renting her home for 5 years, our amazing c...
09/29/2026

From tenant to homeowner without ever packing a single moving box! 📦❌🔑✨

After renting her home for 5 years, our amazing client decided it was time to make it officially HERS—and we were thrilled to help guide her through buying directly from her landlord! 🏡🎉

Fun milestone: this marks our 5th buyer this year that we’ve helped purchase off-market from either a landlord or a family member! 🥂

You don’t always have to compete in bidding wars on MLS to find your next home. Sometimes, your dream home is already right under your feet. 👣✨

Thinking about buying the place you’re renting, or know someone sitting on an off-market opportunity? Let’s chat—we’d love to help you map out the process! 📲💬

09/10/2026

After all these years in the mortgage world, I can usually spot it within two minutes: someone who has been listening to way too many opinions. 😵‍💫
​They sit down with:
​6 different loan programs 📑
​3 wild interest rate rumors 📉
​…and one very confident piece of advice from someone in a Facebook comment section 🤦‍♀️📱
​My first question is never about the paperwork. It’s always:
​👉 What are you actually trying to accomplish?
​Because 9 times out of 10, you don't need more information. The internet is already overflowing with it.
​What you actually need is someone to cut through the noise, filter out what doesn't apply to your life, and help make sense of the real options on the table. 💡
​Less chaos, more clarity. Let’s build the plan that actually fits your goals. ☕🏡
​

09/08/2026

Stop offering $10k under asking before you read this! 🛑📉
​With price reductions popping up right now, buyers have serious negotiating leverage—but knocking $10k off the purchase price might actually be the least helpful way to spend that discount.
​Here is the math breakdown on a $400,000 listing:
​Scenario A (Price Cut): You offer $390,000. On a 30-year mortgage, that saves you roughly $50 to $65 a month on your payment. Nice, but it barely moves the needle today.
​Scenario B (Smart Concession): You offer full price at $400,000, but ask the seller for $10,000 in closing cost assistance.
​Why Scenario B wins every time:
​💵 Instant Liquid Cash: Keep $10,000 of cold, hard cash in your bank account at the closing table instead of tying it up into home equity.
​🛋️ Immediate Purchasing Power: Use that saved cash for new furniture, emergency reserves, moving expenses, or updates right away.
​📉 Rate Buydowns: You can even use part of that $10k seller credit to buy down your interest rate (like a 2-1 temporary buydown), dropping your monthly payment way lower than a tiny price reduction ever could!
​Sellers net the exact same $390,000 either way, so they’re happy—and you walk into closing with thousands more in your pocket. 🎯🤝
​Drop a CASH below or DM me, and let’s run the exact numbers for your price point! 📲✨
​

Turned the key with cash to spare! 🔑✨Huge congratulations to our buyer on securing this completely renovated gem! Findin...
09/04/2026

Turned the key with cash to spare! 🔑✨

Huge congratulations to our buyer on securing this completely renovated gem! Finding a turnkey home in this market is a win on its own, but the real magic came down to strategy and teamwork.

Shoutout to Realtor Cameron Elliott for uncovering this beauty and expertly negotiating seller-paid closing costs. Because of that teamwork, our veteran borrower took full advantage of the VA loan:

0% down payment 🇺🇸
Full modern renovation (move-in ready!) 🛠️🏡
Only $4,500 total needed at the closing table! 💰
A massive win for our client and a solid reminder that the right team makes homeownership happen without draining your savings.

Who’s ready to make their next move? Drop a comment or send a DM to see what your options look like! 📲👇

When it’s meant to be, it’s meant to be! ✨ From Virginia to charming Edenton, North Carolina—talk about a full-circle mo...
08/24/2026

When it’s meant to be, it’s meant to be! ✨ From Virginia to charming Edenton, North Carolina—talk about a full-circle moment! 🚗💨🏡

Huge congratulations to these incredible clients on purchasing Home #3 for their next chapter in retirement! 🥂🎉

This journey was pure fate:

A few months back, we were under contract on a house on this exact street, but after inspection surprises, we had to make the tough call to walk away.
Fast forward through a little patience, and their actual dream home hit the market on that same exact street! 🤯✨
To make it happen smoothly, we structured a conventional loan by leveraging future projected rental income from their departing primary residence along with rental income from another property on their tax returns to balance out their debt-to-income ratio seamlessly. 📊🔑

Patience + the right loan strategy = keys in hand! 🗝️ Welcome to retired life in North Carolina! ☀️⚓

Thinking about relocating, retiring to the coast, or turning your current home into a rental? Let’s map out your strategy! 📲💬

Address

249 Central Park Avenue #300
Virginia Beach, VA
23462

Opening Hours

Monday 12am - 11:59pm
Tuesday 12am - 11:59pm
Wednesday 12am - 11:59pm
Thursday 12am - 11:59pm
Friday 12am - 11:59pm
Saturday 12am - 11:59pm
Sunday 12am - 11:59pm

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