Andrew Kellam- Loan Officer- Southern Trust Mortgage NMLS# 200234

Andrew Kellam- Loan Officer- Southern Trust Mortgage NMLS# 200234 Loan Officer NMLS # 200234

Southern Trust Mortgage LLC, Equal Opportunity Lender NMLS # 2921 www.nmlsconsumeraccess.org

Andrew is proud to specialize in many home loan programs including first-time homebuyers, FHA, VA, and conventional loans. Currently, he is licensed in every Coastal state from NJ to FL, although his concentration is in his own back yard of Hampton Roads, VA. A Virginia Beach native, Andrew graduated from Cox High School and continued his education at Virginia Tech, where he received his Bachelors

in Chemical Engineering – go Hokies! Andrew is known for his vast mortgage product knowledge and excels at advising his team of loan officers and clients. His focus this year is offering high-value client consultations in navigating the tedious underwriting and compliance requirements of today’s mortgage environment.

🌟 Andrew Kellam | Branch Manager. Mentor. Top Producer. 🌟21+ Families Served in JuneWith decades of experience and a hea...
07/17/2025

🌟 Andrew Kellam | Branch Manager. Mentor. Top Producer. 🌟

21+ Families Served in June

With decades of experience and a heart for service, Andrew leads by example. As a Branch Manager, trusted mentor, and high-performing producer, he continues to raise the bar for excellence in mortgage lending.
Whether guiding clients home or empowering the next generation of Loan Officers, Andrew brings clarity, consistency, and care to every step of the journey.
Proud to celebrate his leadership and lasting impact!

2nd home financing with no points!  Don't get caught up in paying unnecessary out of pocket cost to finance that vacatio...
04/08/2025

2nd home financing with no points! Don't get caught up in paying unnecessary out of pocket cost to finance that vacation home!

Incredibly honored to have been recognized as a top producer for December.A heartfelt thank you to my clients for your t...
01/10/2025

Incredibly honored to have been recognized as a top producer for December.
A heartfelt thank you to my clients for your trust and my referral partners for your continued support. Together, we’ve achieved great things, and I can’t wait to see what we can accomplish in 2025. Let’s make it an unforgettable year!

Rolling out this excellent 2nd home program...close with ZERO POINTS!  Financing available on 5/1, 5/5, 7/1 and 10/1 ARM...
08/12/2024

Rolling out this excellent 2nd home program...close with ZERO POINTS! Financing available on 5/1, 5/5, 7/1 and 10/1 ARMS. Don't get stuck paying higher rates and points to finance that vacation spot!

08/12/2024
With the recent rise in interest rates, many buyers are finding loan payments increasing to uncomfortable levels.  Our 1...
09/27/2022

With the recent rise in interest rates, many buyers are finding loan payments increasing to uncomfortable levels. Our 15/15 ARM product is still priced well below 30 year fixed pricing. The beauty of this product gives the buyer the comfort of knowing that their rate and payment is fixed for the first 15 years, giving them added flexibility wait for the next window to refinance. Eligible for loan amounts from $300,000-$729,750 with as little as 5% down and no PMI. Call me today for current pricing...you will be glad you did.

757-348-4177

With all of the natural disaster devastation we have seen these past couple of months, the Guanacaste area of Costa Rica...
10/13/2017

With all of the natural disaster devastation we have seen these past couple of months, the Guanacaste area of Costa Rica endured tremendous flooding from Tropical Storm Nate. Many local residents lost everything they owned. Tamarindo is a special place to us and this disaster pales in the notoriety of the Caribbean, Puerto Rico, Houston and Florida. Keep Costa Rica in your thoughts too. Pura Vida!

Imagine What It Would Be Like If You And Your Family Lost Their Home... That is what A LOT of families are dealing with in our area... The Hurricane Nate in Costa Rica was devastating and really displaced the poorest and vulnerable people in our community. These are working people who live a...

12/16/2016

The Federal Housing Finance Agency (FHFA) increased Fannie Mae and Freddie Mac loan limits from the 2007 $417,000 to $424,100 in low-cost areas, and up to $636,150 in high-cost areas. It’s been so long because the Housing and Economic...

Address

295 Bendix Road
Virginia Beach, VA
23452

Alerts

Be the first to know and let us send you an email when Andrew Kellam- Loan Officer- Southern Trust Mortgage NMLS# 200234 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Andrew Kellam- Loan Officer- Southern Trust Mortgage NMLS# 200234:

Share