Kimberly Vap - Loan Officer - NMLS 796166

Kimberly Vap - Loan Officer - NMLS 796166 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Kimberly Vap - Loan Officer - NMLS 796166, Loan service, 5040 CORPORATE WOODS Drive Suite 101, Virginia Beach, VA.
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Kimberly Vap- Mortgage Loan Originator
NMLS #796166
OVM with AnnieMac Home Mortgage
NMLS # 338923
Equal Housing Opportunity

Helping my clients navigate home financing with clarity, education & my Silver Lining Solutions approach — since 2001.

"Should I hold on to my 2.75% interest rate?" 🏠Great question — and it's one a lot of homeowners are asking right now. A...
09/09/2026

"Should I hold on to my 2.75% interest rate?" 🏠

Great question — and it's one a lot of homeowners are asking right now. A rate that low is genuinely valuable, but "holding on" doesn't have to mean "do nothing." Depending on your goals, options like a home equity loan/HELOC, a cash-out refi on just a portion of your equity or even keeping the home as a rental while buying elsewhere can let you access equity or move without giving up that rate entirely.

If you're weighing your options, I can walk you through what actually makes sense for your situation 📊

To the buyers, the agents, and everyone working toward something bigger. Today we celebrate the effort behind every home...
09/07/2026

To the buyers, the agents, and everyone working toward something bigger. Today we celebrate the effort behind every homeowner. Happy Labor Day!

09/05/2026

On International Charity Day, we're looking back at 10 incredible years of our annual Charity Bash. This video is a throwback to last year's celebration 🎥. A decade of generous hearts, unforgettable nights, and real impact for our community.

Save the date for Year 11:
📅 October 8th
📍 The Shack in Virginia Beach
⏰ 6-9pm

🎟️Tickets: ovmslegacyfoundation.com

Changing your status from “renter” to “owner” can be intimidating, but it comes with a lot of long-term and short-term b...
09/04/2026

Changing your status from “renter” to “owner” can be intimidating, but it comes with a lot of long-term and short-term benefits. And at the end of the day, it is so nice to come home to a place that’s yours. If you’re ready to get started, I’m ready to help!

What's really stopping you from buying a home? 🏡Your credit? Your income? Not having enough saved for a down payment?For...
09/03/2026

What's really stopping you from buying a home? 🏡

Your credit? Your income? Not having enough saved for a down payment?

For many people, it's simply not knowing what's actually possible.

Curious where you stand? Reach out and let's talk through your options

Buying your first home comes with a lot of questions, but having a solid financial game plan can help you move forward w...
09/01/2026

Buying your first home comes with a lot of questions, but having a solid financial game plan can help you move forward with confidence. 🏡

If homeownership is on your horizon, send me a message and let’s make sure you’re prepared for what comes next!

Builder Forwards lets you lock in competitive rates across your portfolio before buyers are even in the picture, so when...
08/28/2026

Builder Forwards lets you lock in competitive rates across your portfolio before buyers are even in the picture, so when they show up, you're ready to close. Want to reduce carrying time and move inventory with confidence? Let's partner up.

Ghost in the graveyard and backyard camping. Flashlights and bare feet on cool grass. Home was the safest place you knew...
08/27/2026

Ghost in the graveyard and backyard camping. Flashlights and bare feet on cool grass. Home was the safest place you knew. That feeling is still out there. Let's talk about finding it.

📞 You deserve a lending partner that picks up the phone, keeps transactions on track, and helps clients feel supported f...
08/26/2026

📞 You deserve a lending partner that picks up the phone, keeps transactions on track, and helps clients feel supported from application to closing. 🤝🏡

✨ Our commitment is simple: fast pre-qualifications, clear communication at every milestone, innovative cash-offer programs that may help buyers compete in today's market, and co-branded marketing materials ready when you need them.

🚀 We're here to help you deliver a seamless experience for your clients and keep deals moving forward every step of the way.

DSCR loans focus on a property's rental income, not your W-2 or tax returns, to help determine if you qualify. It's buil...
08/25/2026

DSCR loans focus on a property's rental income, not your W-2 or tax returns, to help determine if you qualify. It's built for investors. Want to know more? Reach out and let's walk through it.

Address

5040 CORPORATE WOODS Drive Suite 101
Virginia Beach, VA
23462

Opening Hours

Monday 7am - 8pm
Tuesday 7am - 8pm
Wednesday 7am - 8pm
Thursday 7am - 8pm
Friday 7am - 8pm
Saturday 8am - 3pm

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