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Monday 7am - 7pm Tuesday 7am - 7pm Wednesday 7am - 7pm Thursday 7am - 7pm Friday 9am - 5pm Saturday 9am - 1pm

Retha Rish Insurance Agency

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Retha Rish Insurance Agency

Call us for help understanding Medicare, and prescription drug plans. Medicare reviews are importan

12/29/2025

Faith & Community Focus
Choosing a Medicare plan isn’t just about numbers — it’s about trust. For 17 years, Retha has helped local families navigate Medicare with care and integrity. That’s why so many Hampton Roads seniors turn to her for honest answers and lifelong support.

https://wix.to/Q5Bm3fP

12/26/2025

Turning 65 This Year
If you’re approaching 65, now’s the time to learn how Medicare really works. Retha helps new retirees in Chesapeake and Virginia Beach understand enrollment rules, deadlines, and plan choices so they start retirement fully protected.

https://wix.to/Su9MPY1

12/22/2025

Medicare Clarity Kit
Still feeling unsure about your options for 2026? Retha’s Medicare Clarity Kit breaks down everything you need to know — plan types, deadlines, and top local choices — in simple terms. Clarity replaces confusion when you have the right guide by your side.

https://wix.to/3MU7KVi

12/19/2025

Faith & Family Planning
Medicare decisions are about more than healthcare — they’re about protecting the people you love. Retha’s faith-based approach puts honesty and compassion first, helping you choose coverage that aligns with your values and gives your family peace of mind.

https://wix.to/AoM3PhO

12/17/2025

👫 Medicare planning for couples is TWICE as complex!
👫Common challenges Hampton Roads couples face:
🤔 "Should we both choose the same Medicare plan?"
🤔 "My husband turns 65 next year, I turn 65 in 3 years - how do we coordinate?"
🤔 "Can we share a Medicare plan like our old employer insurance?"
🤔 "One of us needs lots of specialists, the other is healthy - different strategies?"

The truth: Each spouse enrolls individually, but smart couples coordinate their decisions!

Key considerations:
✅ Provider network coordination
✅ Prescription drug coverage for both
✅ Budget planning for two people
✅ Different enrollment timing
✅ Long-term care planning

Don't navigate Medicare planning alone! Get couples-focused guidance.

📞 757-692-8388 | [email protected]

https://www.retharish.com/post/healthcare-planning-for-couples-coordinating-medicare-and-benefits-in-hampton-roads

12/15/2025

Doctor-First Medicare Match
Losing your doctor is one of the biggest fears when changing plans. Retha’s Doctor-First Review confirms your physicians and medications before you enroll. It’s personal, practical, and built to keep your trusted relationships intact.

https://wix.to/qnHPxO5

12/12/2025

New to Medicare in 2026
Turning 65 next year? Get ahead now. Retha helps future retirees understand enrollment timelines, coverage options, and the right time to apply. Starting early prevents penalties and ensures your benefits begin exactly when you need them.

https://wix.to/0SlkRJD

12/10/2025

🏠 Aging in place or considering senior living? Healthcare factors matter!
🏠Key healthcare considerations for Hampton Roads seniors:
🏡 Aging in Place:
✅ Keep current doctors/relationships
✅ Familiar environment
❌ Transportation challenges
❌ Emergency response planning
❌ Home modifications not covered by Medicare

🏢 Senior Living:
✅ On-site healthcare coordination
✅ Emergency response systems
✅ Social activities for mental health
❌ Monthly costs not covered by Medicare
❌ Potential provider network changes

Both options can work well with proper Medicare planning!

Questions about how your Medicare coverage affects your aging choices?
📞 757-692-8388 | [email protected]

https://www.retharish.com/post/aging-in-place-vs-senior-living-healthcare-considerations-for-hampton-roads-residents

12/08/2025

After Enrollment Support
Even after Open Enrollment, questions don’t stop. Retha continues to serve clients all year — reviewing coverage, explaining benefits, and solving issues when they arise. With her, you’re never just a policyholder; you’re a neighbor with lifelong support.

https://wix.to/F6WuD27

12/05/2025

Final Open Enrollment Reminder
This is it — Medicare Open Enrollment ends tomorrow. If you’re unsure whether your plan still fits, today’s the day to find out. Retha helps Chesapeake residents review their options quickly so they enter the new year confident, covered, and cared for.

https://wix.to/tvV6TGn

12/03/2025

👷‍♀️ Still working at 65? You've got Medicare decisions to make! 👷‍♂️

Common questions from Hampton Roads working seniors:
❓ "Should I enroll in Medicare if I have employer insurance?"
❓ "Can I delay Medicare without penalties?"
❓ "What happens to my HSA contributions?"
❓ "How do I coordinate Medicare with work benefits?"

The answers depend on YOUR specific situation:
• Company size (must be 20+ employees to delay safely)
• Quality of your employer coverage
• Your retirement timeline
• HSA contribution goals

Don't guess about these important decisions! One mistake can cost you thousands in penalties or leave you without proper coverage.

📞 757-692-8388 for your working senior Medicare consultation
📧 [email protected]
Get expert guidance tailored to YOUR employment situation!

https://www.retharish.com/post/still-working-at-65-your-medicare-options-in-hampton-roads

12/01/2025

Annual Plan Review
Open Enrollment ends December 7. Have you checked your plan this year? Benefits and drug lists change — often without notice. Retha’s free annual review ensures your doctors and medications remain covered and your costs stay reasonable. Don’t wait until it’s too late.

https://wix.to/dGZxtGz

Address

780 Lynnhaven Parkway, Suite 400 , Va23452
Virginia Beach, VA
23452

Opening Hours

Monday	7am - 7pm
Tuesday	7am - 7pm
Wednesday	7am - 7pm
Thursday	7am - 7pm
Friday	9am - 5pm
Saturday	9am - 1pm

Telephone

+1 757-692-8388

Website

https://retharish.com/

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