Mike Obal - Mortgage Consultant NMLS: 2096001

07/03/2026

07/03/2025

As we head into the 4th of July weekend, let’s celebrate the freedom to own your dream home—and the freedom to save money on your mortgage.

✅ Ready to buy your first home?
✅ Curious if you could lower your rate?
✅ Thinking about refinancing to save big?

I’m here to help you declare independence from high rates and uncertainty. Let’s make your American dream a reality!

Enjoy the fireworks, family, and freedom this weekend—and reach out when you’re ready to explore your mortgage options.

📲 “Message me today to get started!”

03/07/2025

Thank you for your service and contributions to this country. We can't wait to help you secure your forever home base with home loan options that don't require a down payment or private mortgage insurance (PMI). Call me now to get your pre-approval started.

03/04/2025

With me, you don't have to go on a research frenzy to get a great deal. Home loans are what I do best! I simplify the process so you can focus on finding the perfect home for you. Reach out!

In addition to Conventional, FHA, VA and USDA loans, we also have solutions for investors to include DSCR and fix and flip products.

11/28/2024

Happy Thanksgiving! This year, let's count our blessings and dream big about your future home.

As your home loan expert, I'm here to guide you every step of the way. Reach out today! 757-553-6051

Now honoring 2025 Conforming Loan Limits, so if you have been on the sidelines waiting for the $800,000 home, call me!!

09/20/2024

Big News from the Fed!

They lowered interest rates, but if you're in the market for a mortgage, you might have noticed that the mortgage rates haven't followed suit.

So, what's happening? The Fed's rate adjustments primarily influence short-term borrowing and can take time to affect long-term mortgage rates. The Fed's rate cuts were already built into the 10 year treasury bond which has a much bigger impact on mortgage rates.

The question you may have is should I refinance now?

Each individual situation is unique and we do anticipate rates to continue to drop but it may take a little more time if you would like to discuss your situation please feel free to contact me 757-553-6051 and we can see how your situation looks!

05/15/2024

Sometimes a closed loan is more than just a transaction. Recently helped this client secure her first home! Sellers couldn't close for several months so we navigated the murky interest rates and a handful of other twists and turns along the way, eventually becoming freinds through the process! Congratulations on your new home Katelyn!

If you need help with your Mortgage, please don't hesitate to reach out to me at 757-553-6051!

04/03/2024

It was OK while it lasted ... but if you're feeling weighed down and need more freedom, consider purchasing a home! You'll build equity and start building a life the way you want it. We're breakup experts — call me today 757-553-6051!