Chelsea Hietpas - Loan Officer with Southern Trust Mortgage - NMLS# 2019739

10/22/2026

Love the house, but it needs some work? That’s okay! That’s what a renovation loan is here for!

Say goodbye to the days of falling in love with your dream property just to be let down by an outdated interior – there are options! If a home has good bones, we could look into a Renovation Loan to create your dream space and have the cost combined with your mortgage payment!

Message me today to learn more about your options!

NMLS # 2019739

10/15/2026

Before you start house hunting, start with the right questions. 🏡

A mortgage is about more than just the interest rate or purchase price. Understanding your budget, monthly payment and down payment options can help you shop with a clearer picture of what homeownership could look like.

Save these questions for your next conversation with a mortgage professional!

NMLS # 2019739

10/08/2026

Feeling overwhelmed by the idea of buying a home in today’s market? You don’t have to figure it all out on your own. 🏡

I’m here to help you understand your options, answer your questions, and find a loan that makes sense for you.

If you’re thinking about buying, reach out to me to get pre-approved and let’s start the conversation!

NMLS # 2019739

10/01/2026

Own a business and looking to purchase, but have a ton of questions? Start here!

Have a question we didn't answer? We're here to help you make a home happen.

NMLS # 2019739

09/30/2026

Buying a home is a team effort, and I’m here to help guide you every step of the way. From building a strong offer to staying ahead of potential surprises, having the right team by your side can make all the difference.

Better together and committed to making home happen! 🙌

NMLS # 2019739

09/23/2026

The market may look different, but your goals are still worth pursuing. Stay consistent, keep showing up, and focus on what you can control.

If a new home is on your radar, contact me to get started!

NMLS # 2019739

09/16/2026

Buying a home shouldn’t feel overwhelming. The more you understand the mortgage process before you begin, the easier it is to make clear decisions.

Our goal is to help you create a plan to take the stress out of homeownership. Ready to develop a plan? Message me today to get started!

NMLS # 2019739

09/09/2026

One buyer may benefit from a seller concession. Another may prefer a temporary buydown. Someone else may prioritize keeping more cash in savings or choosing a different loan program.

That's why your mortgage strategy should start with you, not a headline rate.

This fall, don't just ask, “Can I afford this home?” Ask, “What financing strategy makes the most sense for me?” 🏡

Connect with me to learn more!

NMLS # 2019739

09/07/2026

Happy Labor Day!
Thank you to everyone who helps make our day-to-day possible! Enjoy a much needed and well-deserved break.
https://myoc.io/Chietpas

NMLS # 2019739

09/15/2025