10/22/2026
A lot of service members and spouses run a business on the side. Real estate is a big one around here.
If that’s you, here’s something people miss: your TSP and a retirement plan you set up through your own business generally have separate limits. In 2026 you can put up to $24,500 of your own pay into the TSP, and your side business may be able to make its own contributions on top of that, based on what the business earns.
The math depends on your self-employment income, so run it with a tax professional. If you’d like help seeing how it fits your plan, message me.