Turning 65? There’s a lot to consider when you first become eligible for Medicare. If you are not prepared and meticulously careful in the transition process, you could later be faced with excessive medical costs, and even fines and penalties that can take a chunck out of your life’s savings. Medicare is not automatic, nor is it free, nor do all doctors accept Medicare. There are rules and variabl
es galore for enrolling, selecting, and changing your Medicare plan, and there’s strict policies on what Medicare covers, and how and when you can receive services. Like your employer coverage, Medicare doesn’t cover everything. But, unlike your employer coverage, you won’t have those extra perks and gap coverage (unless you buy Medigap) to help you pay for those out-of-pocket expenses. Tom Woodward and his knowledgeable staff at Westwood Insurance Agency advise and guide individuals through the process of transitioning to Medicare. With decades of experience, Tom and each insurance professional at Westwood is properly trained on Medicare rules and regulations, and they continually update themselves on the constant changes within the Medicare system. They can help you transition smoothly into the right Medicare coverage that fully serves your healthcare needs, while protecting your life’s savings. Because Medicare is constantly changing, Tom and his staff will continue to advise you each year to ensure you always have adequate coverage. There are changes to plans, premiums, coverage, deductibles, copays and more on an annual basis, so it’s important to maintain a plan that covers your regular wellness and health management needs, in addition to any untimely accidents or a catastrophic diagnosis that can quickly wipe out a retirement fund if not fully covered by Medicare. Call us today at 844-508-5171, or hit the MESSAGE BUTTON above to schedule an in person meeting or phone call. You can also chat with us and ask us a question. If we are not online, we will get back to you within 24 hours. See the Services section of our page for more information on the types of Medicare insurance (Medicare Advantage, Medigap Supplements and Part D Plans - Prescription Drug coverage) you can secure to suit your needs and budget. Disclaimer: Westwood Insurance Agency and Tom Woodward are not part of the Federal Government Medicare System. The content in this post has not been reviewed or approved by Medicare. WE ALSO OFFER LIFE INSURANCE AND HOSPITAL INDEMNITY INSURANCE TO COMPLEMENT YOUR HEALTH INSURANCE. To complement your health benefits or Medicare, consider purchasing a low cost Term or Permanent Life policy. Or, consider a Guarantee Issue or Final Expense plan that often have no or higher age limits, regardless of health history. Hospital indemnity insurance is a very affordable strategy that helps people cover out-of-pocket costs when they have an expensive, unplanned hospital stay, and often these plans pay cash benefits directly to you. MORE ABOUT OUR GROUP BENEFIT SERVICES
At Westwood Insurance Agency, we know the success of any business relies heavily on its employees. We also know that the type of employees that help build companies are hard to attract and retain without an attractive compensation package that includes decent benefits. Small businesses tend to be the most challenged in this arena as they often lack a dedicated HR or the insurance expertise to build and maintain an effective health benefits program. Westwood Insurance Agency acts as a partner to help small businesses offer good health benefits without going broke and out-of-business. Our services ensure our clients’ benefit programs and services include the following components that enhance the benefit package, while keeping them affordable for both the employer and the employee. Easy – Automation that makes benefits easy to understand, easy to access, easy to utilize and easy to manage. Engaging – Communications that encourage smart employee elections, healthcare consumerism and drives benefit utilization. Compliant – Benefits that come with value added automation, HR expertise, and other compliance services so our clients can focus on other important matters without risking huge penalties and fines. Affordability - Benefits that are both standard, and non-standard, bundled in a variety of employer and employee-paid combinations that creates a winning cost-containing strategy, striking a perfect balance between costs and quality. Westwood Insurance Agency services Small Businesses throughout the Southeast US, including Georgia, Florida, Louisiana, Alabama and Tennessee. Visit our website at https://westwoodagency.com/ for details on our Group Benefit Services, or visit the Services section of our page to learn more details. Call us toll free at 844-508-5171, or simply hit the "SEND MESSAGE" button on our page to chat with us. If we are not online, leave a message and we will get back to you within 24 hours.
