Stefan Cox Loan Officer Preferred Rate

01/02/2024

The year 2023 commenced with low expectations and concerns about a possible recession. However, as it drew to a close, a notable shift occurred, bringing forth optimism and robust performance across various asset classes.

As we transition to the new year, it provides an occasion for introspection, examining key milestones that shaped the economy and markets throughout the preceding 12 months.

In this article published in March we called the bottom of the banking panic to the day. While most were panicking calling for a full on banking crisis we told our subscribers that it was time to buy Bitcoin just below 20k.

Watch now (5 min) | I’m doing things a little differently this week. Going to try and do more video format because its easier than writing and can help you visualize a bit more of how I’m seeing this market. For those of you that have been following along this year I have been calling for a sign...

08/30/2021

Why does buying make sense? Call me today for a no-obligation consultation.

08/18/2021

Deciding between buying or renting your next home? It’s true that home values have gone up quite a bit, but so have rents.

In fact, the largest landlord in the US, Invitation homes, said that rents have gone up 14% since last year. And that’s not all – they forecast that rents will continue to go up about 6% annually.

So, while it’s true that initially purchasing a home will be more expensive, your mortgage payment will remain relatively stable into the future. Whereas your rental payments will likely rise significantly in the years to come.

There are other amazing benefits that come with buying a home, including pride of ownership, more freedom in renovating and design, and of course building equity. And because of increasing demand and tight supply, it looks as if home values will be well supported, and many are forecasting home prices to move higher.

07/21/2021

Are you thinking about purchasing a home or refinancing your current loan?

If so, I want to make sure you’re aware why now may be a great time to move forward.

Interest rates are historically low, thanks in part to the Fed's buying of Mortgage Backed Securities. But recently, the Fed has been coming under pressure to purchase less Mortgage Backed Securities or stop purchasing them all together. Even members within the Fed are voicing concerns. Should this happen, mortgage rates may begin to rise.

Contact me to take advantage of the current environment and to see how much money you could save on refinancing or what you qualify for on your dream home.

07/20/2021

CHOICERenovation® is your solution for financing home improvements.

07/19/2021

Are you R E A D Y to be a homeowner? We have programs like HomeReady to help make it happen!

07/16/2021