Central Illinois Mutual Insurance Company

Central Illinois Mutual Insurance Company Central Illinois Mutual is the largest farm mutual insurance company in Illinois.

Harvest Fire Prevention Tips With harvest season just around the corner, it’s important to be proactive about fire preve...
07/29/2026

Harvest Fire Prevention Tips

With harvest season just around the corner, it’s important to be proactive about fire prevention. Dry field conditions and heavy equipment use can significantly increase the risk of combine and field fires. Taking a few minutes each day to inspect and maintain your equipment can help reduce these risks and protect your operation.

The following fire prevention recommendations are provided by Iowa State University:

Fire Prevention Checklist
1. Keep equipment clean. Regularly clean around the engine and engine compartment using compressed air or a high-pressure washer to remove oil, grease, dust, and crop residue.
2. Inspect air filters frequently. Clean or replace air filters as needed to help engines run cooler and more efficiently.
3. Monitor fluid levels daily. Check coolant, oil levels, and inspect engine and hydrostatic pump components for signs of wear or overheating.
4. Examine turbocharger oil lines. Look for worn or rubbing areas that could lead to oil leaks and create a fire hazard.
5. Clean debris at the end of each day. Remove leaves, chaff, and plant material from the engine area using compressed air or a portable leaf blower. This is often easier before overnight moisture causes debris to become damp and compacted.
6. Remove material from moving parts. Clear plant residue wrapped around bearings, belts, chains, and other moving components.
7. Inspect hot surfaces and fuel systems. Examine exhaust systems, bearings, fuel lines, oil hoses, and fittings. Repair leaks immediately.
8. Clean around fuel tanks and lines. Remove debris from ledges, recesses, and areas near fuel tanks and fuel lines where material can accumulate.
9. Refuel safely. Shut down the combine and wait at least 15 minutes before refueling to reduce the risk of fuel vapors igniting.

Harvest Fire Safety Tips
Even with proper maintenance, fires can still occur. Being prepared and knowing how to respond can make a significant difference.
1. Prioritize safety first. If a fire starts, shut off the engine, move away from the equipment, and call 911 immediately. Only attempt to extinguish the fire if it is safe to do so. Whenever possible, fight the fire from the already burned area ("the black") and remain upwind to avoid smoke, heat, and flames.
2. Act quickly and stay alert. Fires can double in size in less than a minute, and windblown embers can spread flames rapidly. Watch for additional fires that may develop nearby.
3. Keep fire extinguishers readily available. It is recommended to carry two ABC-rated fire extinguishers- a 10-pound extinguisher in the cab and a 20-pound extinguisher mounted at ground level on the combine. Consider keeping additional extinguishers in field vehicles and other equipment.
4. Maintain fire extinguishers. During the season, invert extinguishers periodically to prevent the chemical powder from compacting due to vibration.
5. Carry basic firefighting tools. A shovel can be an effective tool for containing small fires by covering flames with dirt.
6. Prepare emergency location information. Before harvest begins, create a list of 911 addresses for all field locations and ensure family members and employees can easily access it. Providing an accurate 911 address helps emergency responders locate incidents quickly, especially in remote areas where every minute matters.

By taking preventive measures and being prepared to respond quickly, farmers can significantly reduce the risk of equipment and field fires during harvest season while helping protect lives, property, and crops.

05/19/2026
Rain is on the way - is your sump pump ready? 🌧️Heavy rain can put your home at risk for basement flooding, water damage...
03/03/2026

Rain is on the way - is your sump pump ready? 🌧️

Heavy rain can put your home at risk for basement flooding, water damage, and costly repairs. Your sump pump is your first line of defense - but only if it’s working properly!

The Sump and Sewage Pump Manufacturer's Association (SSPMA) generally recommends the following maintenance frequency on sump pumps:

Monthly: Check that the pump is upright and level in the pit. Ensure the power cord is plugged directly into a GFCI outlet (not an extension cord).Confirm the discharge pipe is securely connected and not leaking.

Quarterly: Clean the Pump & Pit, Inspect the Check Valve, Inspect Electrical Components.

Annually: Remove the sump pump and complete a full system inspection by a licensed professional.

🔥 Close Before You Doze 🔥A simple habit can save lives. Closing bedroom and hallway doors before you go to sleep can slo...
01/20/2026

🔥 Close Before You Doze 🔥

A simple habit can save lives. Closing bedroom and hallway doors before you go to sleep can slow the spread of fire, reduce toxic smoke, and give you valuable time to escape.

This important message is brought to you by the Fire Safety Research Institute (FSRI).

Don’t Let Space Heaters Spark a Winter Emergency.Space heaters are convenient but, if used improperly, they’re a leading...
01/15/2026

Don’t Let Space Heaters Spark a Winter Emergency.

Space heaters are convenient but, if used improperly, they’re a leading cause of winter house fires. A few simple precautions from the NFPA (National Fire Protection Association) can help keep your home safe:

✔️ Keep heaters at least 3 feet from anything flammable
✔️ Plug directly into a wall outlet (no extension cords)
✔️ Turn heaters off when leaving the room or sleeping
✔️ Purchase a heater with the seal of a qualified
testing laboratory.

Stay warm without the risk. 🔥🏠

Don’t Let Frozen Pipes Burst Your Winter Plans.When temperatures drop, frozen pipes can turn into costly water damage fa...
01/14/2026

Don’t Let Frozen Pipes Burst Your Winter Plans.
When temperatures drop, frozen pipes can turn into costly water damage fast. A few preventative steps can make all the difference:

✔️ Insulate exposed pipes
✔️ Keep a steady indoor temperature
✔️ Let faucets drip during extreme cold
✔️ Open cabinet doors to allow warm air in

Protect your home before the freeze hits. Prevention today can help avoid a claim tomorrow. Stay warm, stay prepared! 🏠

Home Sweet Safe Home! A little home maintenance goes a long way- especially when it comes to protecting what matters mos...
01/13/2026

Home Sweet Safe Home!

A little home maintenance goes a long way- especially when it comes to protecting what matters most.
Here are a few quick safety check-ins every homeowner should keep on their radar:

✔️ Change HVAC filters monthly - helps air quality, efficiency, and prevents system strain
✔️ Test smoke detectors monthly - your first line of defense in a fire
✔️ Service fire extinguishers annually - they only work if they’re ready
✔️ Check sump pumps monthly - especially before heavy rain to avoid costly water damage
✔️ Look for leaks & hazards - small issues today can become big claims tomorrow

🛠️ These simple habits don’t just protect your house; they help protect your family and your peace of mind.

At the end of the day, insurance is about being prepared… but prevention is even better.

Stay safe, stay proactive, and take care of home!

Address

1545 N RT 130
Villa Grove, IL
61956

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

Telephone

+18002992914

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