Macias-DeBaca Insurance Agency

06/25/2026

Worried about your 401k becoming a 201k or running out of money? Let’s do a free retirement review. 760-956-3038

As retirement approaches, many people begin to focus less on growing their savings and more on protecting what they’ve worked hard to build.

Annuities can help address two common retirement concerns—outliving your money and market uncertainty—by offering the potential for guaranteed lifetime income¹ and principal protection. Learn how an annuity may help you retire with greater confidence and create a more secure financial future.

Products issued by
National Life Insurance Company® | Life Insurance Company of the Southwest®
National Life Group® is a trade name of National Life Insurance Company, Montpelier, VT, Life Insurance Company of the Southwest, Addison, TX, and their affiliates. Each company is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York.
The companies of National Life Group® and their representatives do not offer tax or legal advice.
This information is provided for educational purposes only and should not be used as a basis for legal or tax advice. It is not intended to be used, and cannot be used, to avoid tax penalties.

1 Guaranteed lifetime income may be provided either by annuitizing an annuity, or through purchasing an annuity with an income rider.
Indexed annuities do not directly participate in the market, market indexes, or any stock or equity investments. An indexed annuity's 0% floor ensures that if index growth is negative during a crediting period, the interest credited to that strategy will not be less than 0%. This helps protect your premiums and any interest already credited from market declines. However, rider charges will still be deducted, even if no interest is credited.

No bank or credit union guarantee | Not a deposit | Not FDIC/NCUA insured | May lose value | Not insured by any federal or state government agency

Guarantees are dependent upon the claims-paying ability of the issuing company.

TC8981019(0626)3

06/19/2026

How can everyday habits shape your future?

In a recent Kiplinger article, The Longevity Blueprint: 4 Everyday Signs You're Tracked for a Longer Life, National Life Group Chief Underwriting Officer Kristin Cook shares insights on factors that may influence longevity, including family health history, healthy routines, social connections and quality sleep.

Understanding longevity can help people make more informed decisions about protecting loved ones and preparing for the years ahead.

Read the full article: https://bit.ly/4xCJOJ6

05/25/2026

05/19/2026

Let’s chat!

Life can change quickly.
A growing family. A new responsibility. A future someone depends on.
Protecting what matters most can help bring peace of mind through life’s uncertainties and help you feel more prepared for whatever may come next.

05/05/2026

We know that supporting teachers means stronger families and brighter futures. When educators know their futures are protected, they can focus on doing what they do best: inspiring the next generation.
During Teacher Appreciation Week, National Life Group proudly recognizes the work of all educators who support their students and communities.
Who was a teacher who made a big impact on your life?

05/02/2026

Let’s plan for a strong foundation!

When you're building a strong financial foundation, it all starts with protection. 🔒

On National Life Insurance Day, we are highlighting how life insurance helps protect what matters most, so your dreams are protected too.

04/30/2026

Worried about running out of money? 💴 let’s prevent that from happening! DM for more information

We’re living longer, and that’s something to celebrate! But a longer life,
especially years when you aren’t receiving a paycheck, means making sure your financial
stability lasts. Understanding tools like annuities can help you prepare with confidence.
Because preparing for a long life requires more than savings. It requires strategy.

Source: Mortality in the United States, 2024. NCHS Data Brief. 2026 Jan

04/30/2026

Let’s chat for more information!

This Financial Literacy Month, go beyond the basics and understand the full value of protection. It’s worth it.