05/12/2026
Property insurance policies are written based on how properties are occupied. If the occupancy changes, the policy must be updated accordingly. Some examples of occupancy types are as follows: primary residence, secondary residence, rental property, vacant, etc.
Insurance carriers can and will deny a claim and/or cancel the policy if a property ends up NOT being used or occupied correctly according to the policy. The reason for this is each policy type includes different coverage options; your information must be correct and coverage must be appropriate for the type and use of your property for your policy to be valid.
If you have any questions or concerns, please contact us to discuss.
