Brent A. Carter - GSM Insurors

Brent A. Carter - GSM Insurors Hugely successful client representative and customer service resource coordinator. My team gets results, period.

If you hate dealing with insurance, call me anytime at 956-202-2322 and let’s see if GSM Insurors’ team can exceed your expectations!!

06/03/2025

GREAT NEWS!! We are starting to see some signs of a softening in the insurance marketplace. The past several years have produced nothing but increases as agents scramble to find anything that resembles savings for our clients.

Recently, GSM has found some significant savings for our clients with some renewals decreasing and a certain slowing of increases. If you aren't seeing this, give us a call!!

We appreciated the productive meetings in Congress this week at the "Big I" conference in Washington D.C.! Congressman M...
05/02/2025

We appreciated the productive meetings in Congress this week at the "Big I" conference in Washington D.C.! Congressman Michael Cloud consistently demonstrates receptivity to the needs of our industry and graciously allocates his time. GSM is a longstanding supporter of the Independent Insurance Agents of America.

02/22/2025

I hadn't posted over here for a while as I've actually been busy helping folks navigate the tumultuous waters of today's insurance ocean. At a time when many folks start thinking about "winding it down" and "retiring", I find that my book of business is growing at its fastest rate ever!! Why? Because knowledge is power and experience takes time...I am now the "old guy" that I used to look up to.

When I moved back to Victoria, men like John Brimberry, Ron Dixon and Bobby Jacob were the "Gold Standard" of professionalism and insurance acumen in our community. Now, I am that guy and while I don't know everything, I know where to find out about it and will do so for you.

If having an agent who isn't afraid to say, "I don't know but I'll find out" and then actually follows up can benefit your business, call me at 956-202-2322.

01/07/2025

HAPPY NEW YEAR!!

As we enter 2025, I invite you to use me for free. I'll come to you, discuss your current program, make suggestions and review what you currently have in place, for free.

What's the catch? If we save you money, broaden your coverage and/or uncover issues you need to address...you consider allowing GSM Insurors and me to solve the problems! It's what we do and we've been at it for over 100 years!!

Every dollar you save on commercial insurance falls directly to the bottom line. I'll never be flippant with your money because I know what it takes to earn it. Let's discuss how my team may be able to benefit yours, soon. 956-202-2322

The longer I'm in this business the more I realize why so many think of insurance as a "racket".  BUT, two weeks ago I w...
05/31/2024

The longer I'm in this business the more I realize why so many think of insurance as a "racket". BUT, two weeks ago I was in downtown Houston for an Astros game. As Dawn and I walked around and surveyed the damage wrought by a mid-week, unnamed, out of nowhere windstorm, I was amazed how much had happened that barely made the news.

Windows missing in many of the skyscrapers, glass all over the streets, restoration crews with hundreds of employees, emergency personnel ALL being funded by the "racket" known as insurance...while we didn't get even a drop of rain here in Victoria.

In no time, insurance rates will go up and it will be because of the tens of millions of dollars, in glass alone, being funded by carriers on behalf of commercial real estate in downtown alone!! Throw in all the tree removal and residential damage and I estimate the storm nobody knew about cost over $100,000,000 in Houston that week...while we didn't get even a drop of rain here in Victoria.

Hang in there, shop your coverage, and be aware of who you have to help you kick through the ashes, trees and debris when a claim comes to you. I'm the best there is, call me. 956-202-2322

03/19/2024

I don't have a cute photo or fancy template to share here, just some cold hard truths:

Folks don't like change...to the point they will tolerate lousy service to avoid it.

The insurance marketplace is as "hard" as I've ever seen it meaning companies are at their least flexible on pricing in my career.

This has a lot to do with them recouping losses from events like Hurricane Harvey where Houston alone lost 1,000,000 vehicles to flooding!

Your account is exactly that, YOUR ACCOUNT.

Smart consumers shop their business or at least request a Marketing Report from their agent. You pay that agent every year; shouldn't he earn it?

If you're not happy, if you are frustrated, if you agree there should be a better way...call me. GSM Insurors and I will earn your business and detail how we work on your behalf. With hundreds of markets available, we can assure you a competitive result for your insurance spend.

Call me anytime at 956-202-2322 for Personal Lines, Commercial Lines, or a reference for Life and Health as we have a department for that, too!!

11/16/2023

If you own a small business, you know what a fickle and expensive market Health Insurance has become. I have had recent success with open enrollment windows and while I don't know it all, I have access to a team of professionals at GSM Insurors who consistently save folks money on their "small group" programs.

Seems there are some loopholes to be exploited and I will gladly pass you along to our specialists; call me anytime. I don't have to know everything...I have to know where to find the answers and have collected a lot of Thank You's for the introductions. 956-202-2322

07/16/2023

We are in a seriously "hard" market that is costing our insureds tens of thousands of dollars because of increases in premiums! I can't imagine you sitting on the sidelines right now and not aggressively shopping your commercial coverage.

The carriers are simply saying, "We are taking rate...you don't like it, move it" while not entertaining much new business. In times like these, it is critical to have an agency with multiple markets and the ability to tell your story in such a way as to minimize your premium increases.

GSM Insurors has been at this for 100 years in '23 and is ideally suited to represent you to the world markets. Give us a call anytime and let's see if we can ease your pain!!

I can be reached at 956-202-2322 on my cell and answer it all day, every day!!

Keep your chin up and we will get through this together, Brent

05/20/2023

Did you know that when folks, well meaning folks, ask you to become a board member you are accepting enormous amounts of personal liability?

Whether it's a private school, hospital or sports related entity, you need to ask the most important question as you consider joining their organization:

"Who is your Directors and Officers Liability carrier and what limits do they provide for your members?" It may seem pushy, but if the Board doesn't have D&O, YOU are on the hook for actions by the Board to indemnify a Plaintiff with YOUR wallet!!

Always make certain that an entity that needs your expertise provides coverage for your decisions and know your rights as a Board member. There is much good that can come from giving your time and wisdom; don't get sued without coverage by the actions of your fellow Board members!!

Call me at 956-202-2322 to discuss how to best protect your assets from the mistakes of your fellow Board members!!

05/15/2023

The insurance marketplace is really tight these days. Huge losses due to storms, bad auto insurance performance and the economy have made pricing difficult.

Now, more than ever, you need an agency capable of blanketing the entire market in order to be confident you’re getting the best deal for your company.

With 100 years experience, GSM Insurors is that agency. Call me for a no nonsense evaluation of your situation. I won’t waste your time 956-202-2322.

Address

104 N William Street
Victoria, TX
77901

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