Lalo Guzman - Supreme Lending

01/09/2026

I’ve been receiving an increasing number of questions and requests lately about reverse mortgages. If this is something you’ve been curious about or want to better understand, feel free to reach out—I’m happy to share information and help you decide if it’s the right fit for your situation.

08/15/2025

I am happy to announce August 18th Florida Hometown Heroes will be back and active. This down-payment assistance program makes home ownership attainable for our First Responders, Teachers, Active Military and Veterans. Eligible borrowers can recieve up to $35,000 in down payment assistance. Give me a call to see if you qualify! 772-532-5263

05/07/2025

Florida has more condo buildings blacklisted by Fannie Mae than any other state — more than double California and more than the next 8 states combined.

What does that mean? - - These properties are ineligible for conventional financing — making it harder for buyers to get a loan and tougher for owners to sell.

The good news? - - We have loan programs for these blacklisted condos. If you’ve been told “it can’t be done,” talk to someone who knows the workaround, US!

Florida’s condo market is unique — and so are the solutions.

03/04/2025

01/30/2025

Are you renting and you’re trying to figure out how much home you can afford, it’s a good idea to consider a few key factors like your monthly income, debts, credit score, and the down payment you’re able to make. A common guideline is that your monthly mortgage payment shouldn’t exceed about 28-30% of your gross monthly income. You also want to make sure your total debt-to-income ratio (DTI) stays below a certain threshold, usually around 45-50%.
Do you have a budget in mind, or are you just starting to look into the numbers? feel free to give me a call or use the Home affordability calculator.

01/22/2025

‼ Important Mortgage Update ‼

Today, the FHA announced changes to rental income guidelines. Effective immediately, these updates make it easier for borrowers using rental income from boarders to qualify for FHA-insured mortgages.

For more information, visit hud.gov.

Stay informed and help your clients make the most of these new opportunities.

01/03/2025

As we step into the new year, we take a moment to reflect on how far we've come. Each challenge faced has been a lesson, every victory—big or small—celebrated. Together, we've embraced growth; with open hearts, we welcome 2025, ready for the bright ideas, new technologies, and opportunities that await.
Supreme Lending is excited to continue being a part of your journey this year – whether it's helping you find a place to call home, nurturing partnerships, or supporting our exceptional team.
Cheers ✨! To another year of leading (and lending) with purpose, driving meaningful change, and achieving what once seemed impossible!
#2025

As we step into the new year, we take a moment to reflect on how far we've come. Each challenge faced has been a lesson, every victory—big or small—celebrated. Together, we've embraced growth; with open hearts, we welcome 2025, ready for the bright ideas, new technologies, and opportunities that await.

Supreme Lending is excited to continue being a part of your journey this year – whether it's helping you find a place to call home, nurturing partnerships, or supporting our exceptional team.

Cheers ✨! To another year of leading (and lending) with purpose, driving meaningful change, and achieving what once seemed impossible!

#2025