Michelle Neira Insurance; Life, Health, and Financial Planning

05/26/2026

05/09/2026

No AI, dependable, professional and an 17 years experience as an independent agent looking out for your best interests.

04/29/2026

Tired of calling companies and getting transferred to call centers, automated systems, or bots?

When you contact us, you speak with a real local person who truly cares about helping you. I am an experienced Independent Insurance Agent with 16 years of hands-on service, ready to guide you one-on-one.

✅ Real advice from a real person
✅ Help comparing your best health insurance options
✅ Life insurance solutions for your family
✅ Financial planning & wealth management guidance
✅ Personal service before, during, and after enrollment

No pressure. No robots. No confusion. Just honest help from someone who listens and works for YOU.

📞 Call today: 772-501-3016
📩 [email protected]

Your future deserves personal attention. Let’s find the right coverage and financial path together.

05/27/2025

https://na01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fcreators.spotify.com%2Fpod%2Fshow%2Fmichelle131556%2Fepisodes%2FWhat-is-your-MOOP-e33dddd&data=05%7C02%7C%7C547952a9901a43bf780308dd9cc13935%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C638839075879031043%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=OuWhBadCIvAwofkFWd31t4YhclZrYX8imX1OC5%2BPjd4%3D&reserved=0 Are you aware of your yearly MOOP...Maximum Out Of Pocket for your health insurance plan (medical and medications)?

Are you aware of your yearly MOOP...Maximum Out Of Pocket for your health insurance plan (medical and medications)?

05/27/2025

https://na01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fcreators.spotify.com%2Fpod%2Fshow%2Fmichelle131556%2Fepisodes%2FWhat-is-your-MOOP-e33dddd&data=05%7C02%7C%7C547952a9901a43bf780308dd9cc13935%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C638839075879031043%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=OuWhBadCIvAwofkFWd31t4YhclZrYX8imX1OC5%2BPjd4%3D&reserved=0

Are you aware of your yearly MOOP...Maximum Out Of Pocket for your health insurance plan (medical and medications)?

04/28/2025

"Medical and Non-Medical: Understanding Your Coverage

What diagnoses are covered under medical insurance, and what is defined as non-medical? It's essential to be prepared and know your coverage, including the premiums you pay and the out-of-pocket expenses you'll still need to pay."

https://creators.spotify.com/pod/show/michelle131556/episodes/MedicalNonMedical-e323ph1

What diagnosis is covered under Medical Insurance and what is defined as Non-Medical. Be prepared and know your coverage you pay premiums for and the out of pockets you will need to still need to pay for.

04/28/2025

Episode 2 Medical and NonMedical
What diagnosis is covered under Medical Insurance and what is defined as Non-Medical. Be prepared and know your coverage you pay premiums for and the out of pockets you will need to still need to pay for.

https://creators.spotify.com/pod/show/michelle131556/episodes/MedicalNonMedical-e323ph1

What diagnosis is covered under Medical Insurance and what is defined as Non-Medical. Be prepared and know your coverage you pay premiums for and the out of pockets you will need to still need to pay for.

05/17/2024

I know many of you already have someone to help you with your insurance and financial planning, a broker or an agent that is your go to guy or gal. As a former stock broker with Charles Schwab and with over 16 years experience as an independent agent with AmeriLife I can offer you an unbiased second opinion of your benefit package to make sure you have the best insurance coverage and wealth management strategies for your peace of mind. Call me and we can schedule an appointment at your convenience.