Vero Beach Home Loans

Vero Beach Home Loans Licensed Mortgage Originator with Barrett Financial Group | NMLS # 151413
Tim and Liz Serratt: Your Vero Beach Mortgage Experts.

With decades of experience, we offer tailored mortgage solutions for first-time buyers, refinancing, & investment portfolios.

🔑🏡 Hunter got the keys to his FIRST HOME! 🎉Although young, Hunter came to us having done his homework and ready to GO! H...
08/25/2026

🔑🏡 Hunter got the keys to his FIRST HOME! 🎉
Although young, Hunter came to us having done his homework and ready to GO! He had his ducks in a row before he even started looking, and it made for an incredibly smooth transaction from start to finish. 🙌
Huge shoutout to his awesome agent, Luke, for connecting us and keeping communication flowing every step of the way. We made one heck of a team!

Congratulations, Hunter!! Enjoy those new keys!! You earned them! 🏡🔑👏

Tim’s car just got a new wrap with our new brand, Vero Beach Home Loans. Our new partnership with Barrett Financial, all...
08/12/2026

Tim’s car just got a new wrap with our new brand, Vero Beach Home Loans. Our new partnership with Barrett Financial, allows us to offer you more competitive rates, faster closings and more loan options! What do you think of Tim’s car wrap?

HOMETOWN HEROES IS BACK! 🏡And we are SO thrilled to have helped our first Hometown Heroes client, Trevor, become a first...
08/10/2026

HOMETOWN HEROES IS BACK! 🏡

And we are SO thrilled to have helped our first Hometown Heroes client, Trevor, become a first-time homeowner! 🎉

Hometown Heroes funding opened on July 13th, and less than a month later, on August 7th, Trevor was holding the keys to his very first home! 🔑🏠

This one was extra special because I’m friends with his mama, Colleen, who was right there beside him helping navigate all the ins and outs of buying a first home. And let’s face it… buying your first home can be TERRIFYING! But with an amazing team surrounding him, Trevor moved through the entire process with so much patience and grace.

And the best part? Through the Hometown Heroes Down Payment Assistance Program, we were able to secure $10,000 in assistance to help ease some of the financial burden that comes with purchasing a home. 🙌

The pride of homeownership is written ALL over his face, and we absolutely love it. 🥹💙 Congrats to this hard working teacher! We are thrilled for you Trevor!

07/30/2026

Find out why paying cash isn't always the smartest move, even when you can. Tim explains how high-net-worth clients use mortgages strategically, keeping money invested where it may earn more than the mortgage interest costs and preserving flexibility for business, investments, and retirement. The best outcomes happen when your lender, financial advisor, and long-term goals all work together. Watch the full video.

🎉🎉 BIG NEWS! 🎉🎉We're excited to share that we've joined Barrett Financial Group and are now Vero Beach Home Loans!This m...
07/30/2026

🎉🎉 BIG NEWS! 🎉🎉

We're excited to share that we've joined Barrett Financial Group and are now Vero Beach Home Loans!

This move allows us to serve you even better with:
🏡 More competitive interest rates
⚡ Faster closings
💰 More loan options to fit your needs

As part of one of the nation's top mortgage brokers, we now have access to a wider range of lending solutions in 49 states, giving you more choices and greater flexibility.

Whether you're buying, refinancing, or just have questions about your options, we're here to help. Reach out anytime. We'd love to hear from you!

07/23/2026

Find out why great income on paper doesn't always mean a great mortgage approval. Tim has seen successful business owners shocked when approvals come in lower than expected, because the tax returns tell a different story than the bank account. Working with a lender and CPA before tax season keeps both your business growth and your buying power intact. Watch the full breakdown.

07/16/2026

Find a lender who sticks around after closing. Tim shares why the best client relationships begin at the closing table, because life keeps changing: bigger homes, new kids, investments, relocations, equity needs. People refer the person who made them feel confident and taken care of. Share this with someone planning their next move!

Happy Birthday, Liz! Wishing you a wonderful day today and always!
07/10/2026

Happy Birthday, Liz! Wishing you a wonderful day today and always!

Address

1701 Highway A1A, Suite 104
Vero Beach, FL
32963

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