Maria Perez-Hernandez, Mortgage Banker NMLS# 2089416

02/28/2022

Refinance opportunities could be disappearing. If mortgage rates continue to rise, your window to refinance at a lower rate will close. Acting sooner than later will benefit you in the long run - contact me today.

02/23/2022

Let's talk about...mortgage qualification and what we look at before you get pre-approved. When you apply for a mortgage, we consider more than just your credit score when reviewing your application. There are nine other items we take into account while reviewing your application.

If you think any of the items below may hamper your chance of approval, start making moves now to improve them before applying.

02/15/2022

Real estate investing not only can bring plenty of cash to your bank account, but it also has several other benefits! Check out these top three reasons to become a real estate investor.

02/10/2022

We’re one week into Tax Season - and while the deadline to file your 2021 returns is set for April 18th - you should still try to file sooner rather than later.

01/19/2022

Down payment requirements vary based on the loan, so don’t get discouraged! I’m confident I can find a mortgage suitable for you and your family.

01/11/2022

You may find it easier to buy a home during the winter months compared to the summer months—there’s a sense of urgency once the cold weather hits, which means a faster process for you!

01/03/2022

Check out this week's edition of Mortgage Monday for the latest in housing market news!

Total Mortgage's week-by-week updates on industry news, mortgage rate changes, and more.

01/01/2022

Wishing you and yours some well-deserved downtime and a very happy new year to come!

12/27/2021

Now that the Christmas stress is over, we can realize and enjoy the season. What's everyone's favorite winter activity?

12/25/2021

Merry Christmas everyone! I hope your day is filled with joy and love ❤️

12/14/2021

Conventional loans, which are backed by private lenders, are among the most common mortgages in the U.S., comprising 82% of the mortgage market. To determine if this loan is right for you, consider your financial factors, including your credit score and how much you can set aside for a down payment.

12/09/2021

Talk about a dream house! Previously owned by a NASCAR champion, this Florida estate comes with not only a spacious garage but a separate gallery for displaying rare cars. That’s not all—the property even has its own private beach (and, of course, an infinity pool for those who don’t love the beach)!

Great if you’ve got some autos worth bragging about.