Family Wealth Creation - Citywide Home Mortgage NMLS #125680

Family Wealth Creation - Citywide Home Mortgage NMLS #125680 When it comes to your home loan needs, by providing easy to understand advice and education, we help find the best solution for every situation.

Guaranteed Rate, Inc. DBA Family Wealth Creation NMLS 2611

Prequalification and preapproval both show your buying power, but they serve different purposes. A prequalification is a...
08/31/2026

Prequalification and preapproval both show your buying power, but they serve different purposes. A prequalification is a quick, high-level estimate based on your own information – perfect for early planning. A preapproval goes further, verifying your finances and credit, giving you a clear picture of what you can afford, and showing sellers you’re a serious buyer. Getting preapproved puts you in a stronger position when you’re ready to buy. Want to get started? Let’s connect! mortgageintheknow

There’s more to the cost of homeownership than the price of the home. Property taxes, insurance, HOA fees, maintenance a...
08/26/2026

There’s more to the cost of homeownership than the price of the home. Property taxes, insurance, HOA fees, maintenance and utilities can all impact your monthly budget. Before you start shopping, consider the full cost of owning a home so you can set a realistic budget, avoid surprises, and find a home that fits comfortably within your finances. Curious what buying could look like for you? Reach out anytime. I’m here to help.

Happy Monday from beautiful downtown Ventura ! ☀️ 🏄‍♂️ 🌴
08/24/2026

Happy Monday from beautiful downtown Ventura ! ☀️ 🏄‍♂️ 🌴

Many buyers wait for a “better” time to buy, but housing markets don’t always move as expected. A lower home price can h...
08/21/2026

Many buyers wait for a “better” time to buy, but housing markets don’t always move as expected. A lower home price can help affordability, but higher interest rates may increase monthly payments enough to offset those savings. At the same time, rising home values and limited inventory can make homes more expensive over time, while waiting may mean missing out on equity growth.

Instead of trying to perfectly time the market, focus on whether buying makes sense for your finances, timeline, and long-term goals today. I can help you evaluate your options and create a strategy that fits your needs.

Your credit score can play an important role when preparing for major financial goals, including buying a home. Small, c...
08/20/2026

Your credit score can play an important role when preparing for major financial goals, including buying a home. Small, consistent steps like making payments on time, keeping credit card balances manageable, paying down debt, and reviewing your credit report can help strengthen your credit profile over time. Building healthy credit habits today can put you in a better position for future opportunities.

Housing starts fell 12.4% from June to July, coming in below expectations. But building permits, a key indicator of futu...
08/19/2026

Housing starts fell 12.4% from June to July, coming in below expectations. But building permits, a key indicator of future homebuilding, rose 5%.

Summer has long been one of the busiest seasons for moving, and it’s easy to see why. With more homes typically on the m...
08/17/2026

Summer has long been one of the busiest seasons for moving, and it’s easy to see why. With more homes typically on the market, buyers and sellers often have more opportunities to find the right fit. Whether it’s a job change, a growing family, or simply taking advantage of the season, summer remains a popular time to make a move. Curious what buying could look like for you? Reach out any time. I’m here to help.

Homeownership is about more than having a place to live. From building equity over time to putting down roots in a commu...
08/10/2026

Homeownership is about more than having a place to live. From building equity over time to putting down roots in a community you love, buying a home can be one of the most impactful financial decisions you make. If homeownership is one of your goals, now is a great time to start exploring your options. Have questions about the homebuying process? I’m here to help. Reach out any time!

Summer is the perfect time to give your home a little extra attention. From keeping your cooling system running efficien...
07/28/2026

Summer is the perfect time to give your home a little extra attention. From keeping your cooling system running efficiently to protecting your home from costly repairs, a few simple maintenance steps can help preserve your investment and keep your home in top shape.

Address

748 East Main Street
Ventura, CA
93001

Opening Hours

Monday 7am - 9pm
Tuesday 7am - 9pm
Wednesday 7am - 9pm
Thursday 7am - 9pm
Friday 7am - 9pm
Saturday 7am - 9pm
Sunday 7am - 9pm

Telephone

+18052169580

Website

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