Family Wealth Creation - Citywide Home Mortgage NMLS #125680

Family Wealth Creation - Citywide Home Mortgage NMLS #125680 When it comes to your home loan needs, by providing easy to understand advice and education, we help find the best solution for every situation.

Guaranteed Rate, Inc. DBA Family Wealth Creation NMLS 2611

Hot dogs, networking, and great conversations—what more could you ask for? 🌭Today’s “Catchup and Mustard” event was a hu...
06/16/2026

Hot dogs, networking, and great conversations—what more could you ask for? 🌭Today’s “Catchup and Mustard” event was a huge success! We spent the afternoon CATCHING up on the things we MUST do while connecting with amazing local professionals. Big thanks to Samantha Zell | Ventura Realtor®️ and Women’s Council of Realtors - Ventura County for making it all happen. So happy we could host!

Let 2026 be the year you take control of your finances. From prioritizing debt payments to building a strong emergency f...
06/09/2026

Let 2026 be the year you take control of your finances. From prioritizing debt payments to building a strong emergency fund, this is your moment to set clear goals, stay consistent, and finally create the financial stability you deserve. mortgageintheknow

When you buy a home, you’re buying more than just a place to live. Investing in real estate turns your monthly housing c...
06/08/2026

When you buy a home, you’re buying more than just a place to live. Investing in real estate turns your monthly housing cost into ownership, where each payment builds equity and strengthens your financial position over time through payoff and potential appreciation. For buyers, it’s a shift from paying rent to building long-term wealth with every payment. Questions about how to get started? Reach out and I can help you build a plan that fits your goals.

Your debt-to-income (DTI) ratio plays a major role in the mortgage process. DTI adds up obligations like credit cards, a...
06/05/2026

Your debt-to-income (DTI) ratio plays a major role in the mortgage process. DTI adds up obligations like credit cards, auto loans, student loans, and your projected housing payment, then divides that total by your gross monthly income. A lower ratio generally provides more flexibility, but acceptable limits can vary depending on the loan program and your overall financial profile. Knowing your DTI early can help you understand your budget, strengthen your buying power, and prepare for a smoother homebuying experience. Questions about your options? Let’s connect.

From Gen Z to the Silent Generation, homebuyers today come from every generation. Some are buying their first home, othe...
06/03/2026

From Gen Z to the Silent Generation, homebuyers today come from every generation. Some are buying their first home, others are moving up or downsizing, but all have one thing in common: they’re making a move that fits their life stage and financial picture. Curious what buying could look like for you? Reach out any time. I’m here to help.

Higher mortgage rates don’t always mean home prices will drop. In many markets, low inventory and strong buyer demand co...
05/29/2026

Higher mortgage rates don’t always mean home prices will drop. In many markets, low inventory and strong buyer demand continue to keep prices elevated. Plus, many homeowners with low rates are choosing not to sell, limiting supply even more. The good news? You don’t have to navigate this market alone. Working with experienced real estate and mortgage professionals can help you explore your options and make informed decisions based on your goals and local market conditions.

For all of our Realtor friends - check out the Rayse platform to help maximize your efficiency and client experience!
05/26/2026

For all of our Realtor friends - check out the Rayse platform to help maximize your efficiency and client experience!

Buying your first home is exciting - but it can also be intimidating! These steps will help you feel more prepared, so y...
05/26/2026

Buying your first home is exciting - but it can also be intimidating! These steps will help you feel more prepared, so you can enjoy this major milestone. If you have any questions about this process, reach out any time. I’m happy to help!

Your monthly payment is one of the biggest factors in determining how much home you can afford, and interest rates play ...
05/22/2026

Your monthly payment is one of the biggest factors in determining how much home you can afford, and interest rates play a direct role in that equation. When rates move higher, buying power can shift even if home prices stay the same. That’s why timing, strategy, and exploring different loan options can make a meaningful difference in your home search. Even in changing rate environments, there are often ways to structure a loan that still fits your goals and budget. Reach out to me and I can help you figure out what makes the most sense for your situation.

Address

748 East Main Street
Ventura, CA
93001

Opening Hours

Monday 7am - 9pm
Tuesday 7am - 9pm
Wednesday 7am - 9pm
Thursday 7am - 9pm
Friday 7am - 9pm
Saturday 7am - 9pm
Sunday 7am - 9pm

Telephone

+18052169580

Website

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