John E. Peakes Insurance Agency Inc.

08/19/2026

Adding a teen driver to your auto insurance can significantly increase premiums. From good student discounts and safe vehicle choices to driver training and telematics, families have several ways to manage costs while maintaining appropriate coverage.

If you’re a parent in Lancaster, CA, review your teen driver’s coverage and available savings opportunities. Contact John E. Peakes Insurance Agency today at 1-800-800-5199 to discuss your options.

https://www.peakesinsurance.com/blog/seven-ways-reduce-cost-car-insurance-teen-driver/

Adding a teen driver to your auto insurance policy is an exciting milestone, but it often comes with a significant increase in insurance costs. Teen drivers are statistically more likely to be involved in accidents due to their limited driving experience, making them a higher-risk group for insurers...

08/12/2026

What happens to car insurance after a policyholder dies? Coverage may not end immediately, but ownership, drivers, and policy details often need to be reviewed to avoid gaps or complications.

If you're navigating a vehicle transfer or policy change after a loss, understanding your options can help. Contact John E. Peakes Insurance Agency to discuss your auto insurance needs.

https://www.peakesinsurance.com/blog/car-insurance-after-policyholders-death/

Losing a loved one is a difficult experience, and handling financial and legal matters afterward can feel overwhelming. One issue that often gets overlooked is what happens to an auto insurance policy when the policyholder passes away. Whether you're a surviving spouse, family member, executor of th...

09/10/2025

Home Insurance Mold Coverage: What Every Homeowner Needs to Know
https://www.peakesinsurance.com/blog/can-mold-infestations-be-covered-by-home-insurance/

Mold is a common worry for homeowners, especially in climates like Southern California’s, where subtle leaks and high humidity can lead to hidden water problems. At John E. Peakes Insurance Agency, we’re often asked: Does homeowners insurance cover mold? The answer: it depends. Let&rsquo...

05/30/2024

Premises liability insurance is a policy that covers property owners in case the owner’s negligence causes harm or injury. However, it only refers to a specific type of negligence.

05/29/2024

Simple tips can help your laptop go longer between charges. Plus, how to choose a battery-life champ.

You can find lots of advice for extending laptop battery life online, but there are many myths. Consumer Reports has simple, practical tips for working longer between charges.

05/28/2024

Going for a ride? Make sure you're protected! Call us today for all of your insurance needs!

05/27/2024

In honor of those who fought for our freedom until their dying breath, we remember and thank them on this Memorial Day.

05/26/2024

How to protect your vacation—and yourself—from unplanned disaster. https://smartinsurance.tips/should-you-buy-travel-insurance/

05/25/2024

An umbrella policy kicks in when you reach the limit on the underlying liability coverage for these policies. It may also cover risks that those policies often do not, such as libel or slander. https://smartinsurance.tips/should-i-purchase-an-umbrella-liability-policy/

05/24/2024

Vehicle prices go up over the years, but so does reliability.

If you follow the car manufacturer’s service intervals, a modern car from a brand known for reliability should be capable of lasting for 200,000 miles.