John E. Peakes Insurance Agency Inc.

09/10/2025

Home Insurance Mold Coverage: What Every Homeowner Needs to Know
https://www.peakesinsurance.com/blog/can-mold-infestations-be-covered-by-home-insurance/

Mold is a common worry for homeowners, especially in climates like Southern California’s, where subtle leaks and high humidity can lead to hidden water problems. At John E. Peakes Insurance Agency, we’re often asked: Does homeowners insurance cover mold? The answer: it depends. Let&rsquo...

05/30/2024

Premises liability insurance is a policy that covers property owners in case the owner’s negligence causes harm or injury. However, it only refers to a specific type of negligence.

05/29/2024

Simple tips can help your laptop go longer between charges. Plus, how to choose a battery-life champ.

You can find lots of advice for extending laptop battery life online, but there are many myths. Consumer Reports has simple, practical tips for working longer between charges.

05/28/2024

Going for a ride? Make sure you're protected! Call us today for all of your insurance needs!

05/27/2024

In honor of those who fought for our freedom until their dying breath, we remember and thank them on this Memorial Day.

05/26/2024

How to protect your vacation—and yourself—from unplanned disaster. https://smartinsurance.tips/should-you-buy-travel-insurance/

05/25/2024

An umbrella policy kicks in when you reach the limit on the underlying liability coverage for these policies. It may also cover risks that those policies often do not, such as libel or slander. https://smartinsurance.tips/should-i-purchase-an-umbrella-liability-policy/

05/24/2024

Vehicle prices go up over the years, but so does reliability.

If you follow the car manufacturer’s service intervals, a modern car from a brand known for reliability should be capable of lasting for 200,000 miles.

05/23/2024

Learn more about builder’s risk insurance, who needs it and what it covers. https://smartinsurance.tips/builders-risk-insurance-not-just-for-builders/

05/22/2024

Workers’ compensation insurance can help to protect your business and your employees when an employee is accidentally injured on the job. Each state has its own workers’ compensation laws for both employers and employees, so it’s important to know how the regulations affect your business. https://smartinsurance.tips/business-owners-guide-to-workers-compensation/

05/21/2024

Great leaders can inspire political movements and social change. They can also motivate others to perform, create, and innovate. As you start to consider some of the people who you think of as great leaders, you can immediately see that there are often vast differences in how each person leads. Fortunately, researchers have developed different theories and frameworks that allow us to better identify and understand these different leadership styles. https://smartinsurance.tips/how-to-lead-6-leadership-styles-and-frameworks/