Art Hernandez Home Loans NMLS 1052135 DRE 02064766

Art Hernandez Home Loans NMLS 1052135 DRE 02064766 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Art Hernandez Home Loans NMLS 1052135 DRE 02064766, Loan service, Ventura, CA.

10/17/2022

Two Ways Your Hurting Your Finances!

1. Spending more money than you earn
2. Waiting to invest

10/13/2021

This type of mindset helped me make confident decisions daily

I've always been a curious person when it came down to learning new things. I never stopped learning

This initially helped me better the way I see myself as I built more certainty in the way I stand for what I believe in

Thus, gaining more confidence in what I practice and preach

Do you have the forever student mindset?

Share some thoughts with me through comments below or through a DM if you're the kind of person who loves constantly learning


Mattress money.. let's talk about them 🤔Many families like mine have been taught to hold on to money too much to save i...
10/12/2021

Mattress money.. let's talk about them 🤔

Many families like mine have been taught to hold on to money too much to save it for future preferences and although that is a good plan, most of the time people hold on to money because they don't have a better understanding on how to make a better decision with the cash they hold on to

If you want to be wealthy, you need to become proactive about it, such as learning how to invest into a business or real estate, where your money can grow into something more

Because becoming wealthy requires you to invest,

and you can't save your way to financial freedom

Let's put your money where it belongs, in the future where it can accumulate and be put to good use 🙌🏼

I want you to feel like how I feel with this wall when you work with me to get you approved for loansSecured and with a ...
10/09/2021

I want you to feel like how I feel with this wall when you work with me to get you approved for loans

Secured and with a foundation to make sure you don't fall

Happy Friday's everyone!

10/06/2021

I bet you didn't know you can do this through real estate

If you have a real estate property, you can get another property in the next 12 months

Most people think that you need to have a property for more than 12 months before you can start renting it out

In actuality, you can start renting it out after 12 months when you're ready to decide with that

Do you want more real estate insights like this from a mortgage advisor?

Follow me for more!

Unpopular opinion: maybe it's NOT the right time you to buy right now. . . Most professionals like myself will tell you ...
10/05/2021

Unpopular opinion:

maybe it's NOT the right time you to buy right now. . .

Most professionals like myself will tell you you need to get started as soon as possible, but what if it's not the right time for you yet?

Let's talk about that

Maybe it isn't time for you yet

However, there's one thing I would recommend

YOU NEED A PLAN

even if it's not the right time, you need to get invested in the right vehicle to put you in the right direction

And if you need one, let's chat and check out your options

Consider me your financial advisor until we get your cards in order

Fees! Fees! And More Fees!I get how overwhelming these can get for you.Luckily, it's my job to help manage those fees fo...
09/30/2021

Fees! Fees! And More Fees!

I get how overwhelming these can get for you.

Luckily, it's my job to help manage those fees for you and break it down in manageable approach to make it simpler and easier

Reach out to me to get started! I'm ready to help you get approved for a loan

09/29/2021

People are always making this mistake 🤐

Do you find yourself not sure when you want to buy or upgrade your home?

I have found that having a plan has helped me prepare better for the future such as putting a date on when you want to purchase your next home.

Most people never make a decision to learn about the process and what else they need to purchase their home because they know that they won't buy it yet

It's kind of like a person who wants to go the gym to get healthier because they know it's important, but because they aren't ready to make a payment, they never check out the gyms in their area or never invest in time to learn about the prices

So, if you're looking to purchase a home in the future, even if you're not ready, begin making a financial plan so that you have a direction and solid plan to help you secure the home that is perfect for you and your family in the future

So make a plan!

and if you need help making a plan reach out to me for information!

Here's why you need to start earlier on that thing you've been wanting to doMost of the time, when we start learning and...
09/28/2021

Here's why you need to start earlier on that thing you've been wanting to do

Most of the time, when we start learning and being invested in things, we actually learn the process required to get to where we're at today,

such as working out at the gym, or learning to drive the car

There's almost really no "good timing"

Sometimes you just need to start

I mention this to my clients all the time where I relate that I wish I started earlier on investing on a property

Eventually, you learn the things you need to learn to move forward with what you want anyways

so start sooner my friends!

Did you know?Sometimes your typical and nearby go-to bank may not have the option or access to get the loans for the hou...
09/24/2021

Did you know?

Sometimes your typical and nearby go-to bank may not have the option or access to get the loans for the house you need or want to get approved for a loan for

This is where I come in

As a mortgage advisor, I have a little bit (or actually a lot more) flexibility in helping you acquire access to tools that will help you get approved for a loan

Let's break down those options to ensuring you get the access you need

09/23/2021

Realtors are giving out these information to their clients, but the clients may or may not know this. .

Currently in the market realtors are advising their clients to overbid on their properties listed price

Whether that be $20,000, $30,000 or more over the listed price

However, most of these clients will never really understand what's going on as far as when will they break even or when can they recoup

And that's what I'm here for to help you become more educated on the process as a mortgage advisor

If you have any questions on your processes on purchasing your property or getting a better understanding of what's going, free to call me, text me, or DM me and I'll talk to you soon!

Price or Payment?Most people are waiting and procrastinate on making a decision or waiting for prices to go downWhen in ...
09/23/2021

Price or Payment?

Most people are waiting and procrastinate on making a decision or waiting for prices to go down

When in reality, they're waiting for prices to go down that may actually have higher interest rates. Instead most people can start with a payment plan that can work for their favor and start soon as opposed to starting sooner when prices go down

Don't be fooled by prices and what everyone says, let's pick out an option that works best for you!

Send me a DM or book a consultation so we can go over a plan that would work best for you and your family

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Ventura, CA
93003

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