07/30/2018
Meet Joanna (a Hospital Indemnity success story)
We'd like you to meet Joanna, a Hospital Indemnity success story*.
Joanna, age 66, was at home in Iowa one day when she tripped over a box and broke her wrist in two places. She went to the emergency room and spent three days in the hospital. She then wore a cast for six weeks, after which Joanna went to outpatient therapy 12 times. Fortunately, her wrist healed well and today she's as good as new.
Because she had a Hospital Indemnity plan, Joanna also came out okay financially. Her medical costs were over $5,000. Her medical insurance paid much of those expenses, but Joanna was still left with out-of-pocket costs, including the deductible and coinsurance. There were other costs associated with her surgery, too -- during her recovery, she scheduled house-cleaning help and had groceries delivered to her.
What Joanna Owed What Medico Paid
Medical bills $5,200 Hospital Indemnity $300 x 3 = $900
Medical insurance paid $4,400 Ambulance $250
Joanna's responsibility $800 Emergency Room $150
Physical therapy $50 x 12 = $600
Total $1,900
Joanna had purchased a Hospital Indemnity plan with two riders: the ambulance services rider and the outpatient therapy rider. As a result, instead of having to reach into her pocket for $800, her Hospital Indemnity plan allowed her to pay off her medical bills and still have some money left over to pay for house-cleaning costs or anything else she wanted. Joanna's cost for Hospital Indemnity plan (with two riders): Only $24.63 per month.*
Joanna is a great example of how a small premium can provide a large amount of financial security. Help make sure your clients can afford to be hospitalized -- talk to them about Medico's Hospital Indemnity plan today.
* This is an example used for illustrative purposes only.
** Iowa, ZIP code 50306. Hospital indemnity benefit: $300 day for 6 days. Ambulance $3.05 and outpatient rehab for 30 days, $5.06 for a total of $24.63 a month. Preferred rating.
So if your interested in a Hospital Indemnity from Medico in Florida, please let me know!
