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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Mike Vlachos, Loan Officer - NMLS #399759

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United States
Vancouver, WA
Mike Vlachos, Loan Officer - NMLS #399759

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Equal Housing Lender
Evergreen Money Source Mortgage Company NMLS 3182

10/31/2026

Let's turn a few mortgage myths into better questions: Do I need 20% down? Which loan types should I compare? What does cash to close include? Bring the question. I'm happy to help replace guesswork with a clearer conversation.

10/30/2026

"Cash to close" can be confusing because it is more than the down payment. The exact amount depends on the transaction and final disclosures. I'm happy to walk through the terminology and help you bring questions to the closing team.

10/26/2026

Before you send money, pause and verify wiring instructions through a known phone number or established contact. If a last-minute change request feels unusual, stop and confirm through a trusted channel.

10/24/2026

Bargain time in the Pacific NW for the housing market.

Mike Vlachos
Mortgage Sales Manager
NMLS 399759
☎️ 360-281-4602

10/12/2026

5.0 star review received on Experience.com for Mike Vlachos by James S L - Was a big help explaining every step along the way and reviewing all my options with quick and clear communication making my first home purchase feel simple.

Click to see all 113 reviews of Mike Vlachos, Sales Manager | NMLS # 399759

10/09/2026

5.0 star review received on Experience.com for Mike Vlachos by Corey H - Mike was extremely helpful and communicative throughout the loan process. He was professional, patient, and answered all my questions...and if he didn't have an immediate answer he sought to get the answer and then followed up with me. I wouldn't hesitate to use Mike again and/or recommend him to family/friends. He made what is generally a very stressful process into a manageable one. He is very good at what he does.

Click to see all 112 reviews of Mike Vlachos, Sales Manager | NMLS # 399759

10/03/2026

You may have heard that 20% down is required. It is not the only possible starting point. Your down payment depends on your goals, the home, the loan option, and your broader cash plan. I can help you compare the full picture.

09/30/2026

Before you get attached to a price point, it's important to know what goes into your monthly payment. Send me the numbers you're considering, and we can figure out what feels most comfortable for your situation.

09/24/2026

The national housing market doesn't live on your street.

Prices, inventory, competition, and buyer activity can look very different from one area to the next, which is why local context matters so much. I look at what's actually happening where you are before talking through any next move, because your options should be based on your market, your goals, and your numbers. Send me your area and what you're considering, and I'll help put the headlines into perspective.

09/22/2026

Fall has a way of making home feel a little more important. Cooler evenings, weekends spent closer to home, and the holidays creeping onto the calendar can bring your wish list into sharper focus. Send me the neighborhood, price range, or type of home you've been thinking about, and I'll help you figure out what a move this season could look like.

Address

5115 NE 82nd Avenue, Suite 101
Vancouver, WA
98660

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://www.evergreenhomeloans.com/loan-officers/Mike-Vlachos

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