Lloyd White, Jr., NMLS 119465 - Summit Mortgage Corporation

05/27/2026

From tackling high-interest debt to funding renovations, there’s more than one way to put your equity to work — and choosing the right option can make a big difference long-term.

💡 In our May eNews, we’re breaking down the differences between a Cash-Out Refinance and a HELOC so you can better understand which option may best fit your goals, timeline, and comfort with monthly payments.

✔️ Read the full breakdown and connect with us if you’ve been wondering what your options look like.

Subscribe to our monthly e-news to stay up-to-date with the housing market.

05/11/2026

Join our online FTHB Class with Summit Mortgage Corp and get all the tips you need to buy your first home!

03/31/2026

Starting now, the Homebuyers Privacy Protection Act is in effect—meaning fewer spam calls, texts, and emails after your credit is pulled.

We broke down what this means for you in our March Enews 🏡💚
👉 Check it out & stay in the know

Subscribe to our monthly e-news to stay up-to-date with the housing market.

02/28/2026

The Recap of the 2026 lunch and learn:

Non-QM Updates
- Key updates you should know
- Bank statement & DSCR loan news
- More options for unconventional borrowers

Zero Down Programs
- Latest on zero down offers
- Yes, zero down is still available
- New routes to homeownership

Interest Rate Outlook
- What to expect for rates in 2026
- Interest rate forecast for 2026
- Planning ahead for the year

Underwriting Changes
- Updates for underwriting in 2026
- Important guideline changes
- Behind-the-scenes shifts

Q&A / Wrap Up
- Live underwriter Q&A session
- Real questions, real answers
- Great discussions with our lending partners
- Thanks to all who participated!

02/28/2026

The Recap of the 2026 lunch and learn:

Non-QM Updates
- Key updates you should know
- Bank statement & DSCR loan news
- More options for unconventional borrowers

Zero Down Programs
- Latest on zero down offers
- Yes, zero down is still available
- New routes to homeownership

Interest Rate Outlook
- What to expect for rates in 2026
- Interest rate forecast for 2026
- Planning ahead for the year

Underwriting Changes
- Updates for underwriting in 2026
- Important guideline changes
- Behind-the-scenes shifts

Q&A / Wrap Up
- Live underwriter Q&A session
- Real questions, real answers
- Great discussions with our lending partners
- Thanks to all who participated!

02/27/2026

As rates trend lower, homeowners have an opportunity many haven’t had in a while: options.

Refinancing isn’t just about chasing a number — it’s about evaluating your current position and making sure your mortgage still aligns with your financial goals.

This month’s Summit Mortgage eNews walks through who may benefit from revisiting their loan and why now is worth a second look.

Subscribe to our monthly e-news to stay up-to-date with the housing market.

01/26/2026

This month's e-news covers what to expect during Quarter 1 of 2026 housing market. Rates, refinancing and more– be sure to take a read!

Subscribe to our monthly e-news to stay up-to-date with the housing market.

11/13/2025

Your November Housing report! Lower mortgage rates haven’t offset the impact of higher inventory, which is putting downward pressure on home prices.

10/23/2025

How low will mortgage rates go? Here's what the experts are saying in their latest forecasts.

While no one is calling for a big drop, experts think there will be slow improvement over the next year. It won’t be a straight line down. You’ll want to brace for some bumps along the road as new economic data comes out.

Here's what you need to remember– We don't have to see a big drop to feel the difference. Any downward movement should help your bottom line!

10/22/2025

Locked into a low rate but ready for something new? Don’t sell — strategize. Rent out your current home, earn passive income, and use it as a stepping stone to real estate wealth. This month's e-news covers how to do this and why it makes sense.

Take a read for more insight!

Subscribe to our monthly e-news to stay up-to-date with the housing market.