Applied TEAM Insurance

09/28/2026

~ Q4 Coverage Review Reminder ~

As we head into the fourth quarter, now is the perfect time to review your insurance coverage.

A lot can change in a year such as, new vehicles, home improvements, business growth, changes in your family, or health insurance needs.

Making sure your policies keep up with life's changes can help prevent coverage gaps when you need protection most!

Let's take a few minutes to review your coverage before the year ends. Contact our team today to schedule your complimentary insurance review.

Call now to connect with business.

09/21/2026

September is National Preparedness Month!

Are you ready for the unexpected?

Taking a few simple steps today can help protect your family, home, and finances tomorrow.

- Create an emergency plan
- Build an emergency supply kit
- Keep important documents in a safe place
- Review your insurance coverage annually

As your local insurance agency, we're here to help make sure your coverage keeps up with life's changes and provides the protection you need when it matters most. Together, we can help you stay prepared and protected.

Stay safe. Stay prepared. Stay protected.

09/14/2026

Have you noticed your insurance premiums increasing? You're not alone.

Whether it's auto, home, business, or health insurance, rates are rising nationwide due to a combination of factors:

- More frequent and severe weather events
- Increased costs to repair vehicles and rebuild homes
- Inflation affecting claim expenses
- Higher medical and prescription drug costs
- Growing cyber risks and commercial liability exposures
- Increased litigation and larger claim settlements

Insurance companies are paying significantly more to cover claims than they did just a few years ago, which is one of the main reasons premiums continue to increase.

The best thing you can do is review your policies regularly and work with a knowledgeable insurance professional to ensure you're properly protected and receiving the best value available.

09/11/2026

Open Enrollment Is Coming!

Health insurance decisions can feel overwhelming, but they don't have to be.

Whether you're looking for individual, family, Medicare, or employer-sponsored coverage, we're here to help you understand your options and choose a plan that fits your needs and budget.

Don't miss your chance to:
✔ Review your current coverage
✔ Compare plan options
✔ Check for new benefits
✔ Avoid gaps in coverage

Ready to get started? Our experienced team is just a phone call away!

📞 Contact Applied Team Insurance today.

09/08/2026

🏠 Got a New Roof? You Could Be Missing Out on Insurance Savings!

A roof replacement doesn't just boost your home's curb appeal and protection. It may also help lower your homeowners insurance premium.

Many insurance companies view newer roofs as less likely to suffer weather-related damage, which can sometimes lead to lower rates.

✅ Recently replaced your roof?
OR
✅ Planning a roof upgrade?

Let's review your policy and see if you could qualify for savings!

📞 Give us a call or email us today.

[email protected]
360-726-6092

Call now to connect with business.

09/04/2026

Wishing everyone a wonderful Labor Day Weekend!

This is a friendly reminder that our office will be closed on Monday, September 7th in observance of Labor Day. We will be back on Tuesday, September 8th for regular business hours.

Enjoy the long weekend and stay safe!

08/31/2026

August Wrap-Up!

What a great month!

We're thankful for every client, referral, review, and opportunity to serve our community. Your trust means everything to us.

As we head into a new month, remember we're here to help with all your insurance questions and coverage needs.

❤️ Thank you for being part of our agency family!

08/25/2026

🛡️ Insurance Fact of the Day

Insurance isn't really about the things you own. It's about the financial risks you face if something unexpected happens.

Many people think of insurance as a requirement for a car loan, mortgage, or state law. But at its core, insurance exists to help protect your financial stability from events that could otherwise be difficult to recover from on your own.

Whether it's a storm damaging your home, an accident involving your vehicle, or an injury that results in liability, the right coverage can help reduce the financial impact of life's unforeseen events.

One of the most overlooked aspects of insurance is that coverage needs can change over time. As our lives evolve, so do the risks we face.

Understanding what your policy does and does not cover is one of the best ways to make informed financial decisions.

Knowledge is one of the most valuable forms of protection.

08/19/2026

🚨 Medicare Advantage Changes Are Coming 🚨

If you're enrolled in a Medicare Advantage plan, it's more important than ever to review your coverage during Open Enrollment.

According to a recent report, major carriers including UnitedHealthcare, Aetna, and Humana continue to reduce Medicare Advantage plan offerings after approximately 2.6 million members were affected by plan terminations for 2026. Insurers cite rising healthcare costs, changing regulations, and profitability concerns as reasons for the ongoing changes.

What does this mean for you?
✅ Your current plan may not be available next year.
✅ Benefits, provider networks, and out-of-pocket costs could change.
✅ Annual Open Enrollment (October 15 to December 7) is the time to review your options and make sure your coverage still fits your needs.

The good news?
You don't have to navigate these changes alone. A yearly Medicare review can help ensure you're getting the coverage, doctors, prescriptions, and benefits that matter most to you.

📞 If you have questions about your Medicare coverage or would like a plan review, we're here to help.

The three biggest names in Medicare Advantage are all pulling back at once. UnitedHealth, Aetna and Humana are each shedding plans heading into 2027, a coo

08/17/2026

💙Supporting Local Success!

Our community is filled with incredible business owners who work tirelessly to serve their customers, create jobs, and make our area a great place to live and work.

At Applied Team Insurance, we're proud to work alongside many of these local businesses and help protect what they've built.

Today, we'd like to recognize all the entrepreneurs, small business owners, and community leaders who make a difference every day. Your dedication doesn't go unnoticed!

👇 We'd love to hear from you. Tag a local business that deserves some recognition and tell us why they're special.