Cody Wilhelm, Loan Originator, NMLS 1083105

Cody Wilhelm, Loan Originator, NMLS 1083105 RML AZ Business License # BK-0941441 I started in the mortgage industry in 2013 as a loan officer and became a branch manager in 2019.

I was born and raised in Oregon and currently live in Battle Ground WA with my wife of 14 years, Sarah, and our 3 children, Eli (12), Zeke (5) and Everly (2). I have always loved to help people, so naturally this industry was a great fit for me! I also love the opportunity to build relationships with my clients and others in the housing industry. I love to be able to walk a client through the step

s of buying a home and setting them up with a road map so they can learn the whole process prior to getting into their new home. My goal is to have someone go through the process of buying a home and feel that they were educated, updated and are able to sign their final papers understanding everything that happened and why. When I am not working and spending time with my family I enjoy playing golf, riding dirt bikes, and watching sports. I look forward to meeting you.

06/12/2026

� New episode of Venture with Joe & Cody is LIVE — and this one's got real talk for both buyers AND sellers right now.

The Oregon market is doing something interesting: you're either going under contract in days, or you're sitting for months. There's no in between. And one of our agent friends said it best — you just don't know what next week looks like. So if you get a solid offer, take it seriously.

Here's what we got into this week:
� Contingent offers — why they're not the red flag they used to be, and how sellers should actually be thinking about them
� VA loans — can you buy a new home with a VA loan without selling your current one first? (Cody breaks it down and the answer might surprise you)
� Earnest money + zero-down VA loans — what actually happens to your deposit at closing
� Temu putter vs. Scotty Cameron — Cody bought a fake one off Wish years ago and the story does not disappoint

Whether you're in the market or just keeping an eye on things, this one's worth the listen. �

Sellers-If you got an offer on the first week on market, would you wait it out or take it? Drop your thoughts below!

05/29/2026

� Sellers, Stop Panicking — Here's What's Really Happening in the Market �Joe and Cody are back with another real talk episode breaking down what's actually going on out there — and spoiler: it's not as bad as you think. �Here's what we're getting into this week:� Market Update — Buyer activity is picking up and things are moving into summer with more momentum than expected

� Multiple Offers Are Back — But not everywhere. We break down exactly why location and pricing still matter more than ever

� Appraisal Drama — Why are appraisals coming in at the EXACT offer price? Joe has some thoughts (and some suspicions �)

� Appraisals Coming in HIGH — Cody's been seeing appraisals come in above purchase price. What does that tell us about where the market is headed?

� The New Curb Appeal — Virtual tours and 3D walkthroughs are replacing the first in-person showing. Is your agent marketing you online the right way?

� 60-90 Days on Market Is the New Normal — And that's actually okay. Here's why sellers need to stop freaking outIf you're buying or selling right now, this episode is for you.

Drop a comment below � — Are you still doing in-person showings first, or do you do your research online before ever stepping foot in a house?

05/22/2026

Joe and Cody are LIVE this week with a little bit of everything — and honestly, this one went everywhere in the best way. �

Here's what they got into:
� Oregon governor's primary is set — Christine Drazen vs. Tina Kotek for November
� Joe goes on a (very justified) rant about the Wilsonville town center — empty buildings, a shuttered movie theater, and years of nothing getting done
� Investor loan activity is picking back up — non-QM, DSCR, bank statement loans — Cody's seeing more of it
� New rule in WA: no more advertising pocket listings or "coming soon" — once it's live, everyone finds out at the same time
� Apple foldable iPhone is coming — and somehow it took Apple doing it for people to care
� The penny is officially gone — Joe and Cody are already planning to hoard them for future profit

� Plus: a full trip down memory lane with 1-800-COLLECT, Garth Brooks, and pay phones that Gen Z has never heard of

This one's a vibe. Drop a comment below — are you PRO or ANTI more voter say in city planning? And do you even remember 1-800-COLLECT? �

05/01/2026

This place is pretty sweet!

Take me back to 1990 please! So many things were better then vs now.
03/14/2026

Take me back to 1990 please! So many things were better then vs now.

03/03/2026

The rate relief program is back for a limited time!! This program allows you the opportunity to get a mortgage rate 1.5% lower than the current market. To be eligible, you must make less than 80% of the area median income. In the general Vancouver area, that would be $99,280. If you know someone who is thinking about buying a home, this would be the perfect opportunity to secure a much lower rate than what the market is at right now. Funds will go quickly though!

02/11/2026

💰What does a mortgage lender look at when they ask for your bank statement? It is mainly to verify that the money that we are needing to verify is in your account. We are also looking for any large or cash deposits. Those are not a problem necessarily, but we will need to verify where they came from if they are greater than 25% of your monthly income.

11/05/2025

As much as this market is tough, it is the most flexible and buyer friendly market I have ever seen since I got into the business in 2013. Sellers are dropping prices and adding in seller credits left and right to get a deal done!

09/09/2025

This is what 30 year fixed mortgage rates have looked like over the last 3 years. We are currently at rates last seen one year ago. Still not to what we see back in 2023, but things have been moving in the right direction. With the FED announcement coming up soon on whether or not they will lower rates, and the continued weakness in the labor market, we could be set up to see more positive movement for this next year. No one really knows, but we are seeing some great improvements in mortgage rates as of late. Have a great day!

Address

1706 D Street
Vancouver, WA
98660

Telephone

+13606198713

Website

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