Cody Wilhelm, Loan Originator, NMLS 1083105

Cody Wilhelm, Loan Originator, NMLS 1083105 RML AZ Business License # BK-0941441 I started in the mortgage industry in 2013 as a loan officer and became a branch manager in 2019.

I was born and raised in Oregon and currently live in Battle Ground WA with my wife of 14 years, Sarah, and our 3 children, Eli (12), Zeke (5) and Everly (2). I have always loved to help people, so naturally this industry was a great fit for me! I also love the opportunity to build relationships with my clients and others in the housing industry. I love to be able to walk a client through the step

s of buying a home and setting them up with a road map so they can learn the whole process prior to getting into their new home. My goal is to have someone go through the process of buying a home and feel that they were educated, updated and are able to sign their final papers understanding everything that happened and why. When I am not working and spending time with my family I enjoy playing golf, riding dirt bikes, and watching sports. I look forward to meeting you.

Wishing everyone a happy and safe Labor day!
09/07/2026

Wishing everyone a happy and safe Labor day!

09/05/2026

Is the housing market actually normalizing, or are buyers just getting much pickier? In this episode of Real Talk, Joe Skipper and Cody Wilhelm break down what’s really happening on the ground in real estate and mortgages. From creeping interest rates and upcoming Fed decisions to why local inventory and days on market are rising, get the unvarnished truth beyond the social media hype. Plus, a little Friday Night Lights banter, college football season kickoffs, and what sports economics tell us about market motivation!

Key Takeaways:

Mortgage Rate Trends: Why oil prices, global tension, and economic data are quietly nudging interest rates upward.

Real Estate Ground Reality: Why buyers today have a strict 10 out of 10 checklist and how that impacts home sellers.

Market Predictions: The truth behind rate drop predictions, the Fed, and why waiting for lower rates might backfire on price tags.

Football & NIL Talk: A fun breakdown of Oregon & Oregon State college football, coaching changes, and NIL money.

Looking to buy, sell, or navigate this market with confidence? Drop a comment below or send us a direct message!

08/28/2026

Rates technically dropped this week... from 6.67% to 6.65%. � Basically nothing. We break down why that "drop" doesn't mean much, plus some chatter about the Fed potentially stepping in to buy down bonds like they did during COVID — good or bad for the market long-term?

Also: squishy toy mania is officially a thing (Joe learned this the hard way at Target), and we settle the debate on whether school district really makes or breaks your kids.

Are rates actually going to move this year, or are we stuck here for a while? Drop your prediction below! �

� Catch us live every week — Real Talk with Joe & Cody

08/21/2026

The days of putting up a sign and selling a house in four days are officially behind us—and that’s actually a good thing! The market has shifted back to a balanced, normal pace, but that means your moving timeline needs to change too.

Here’s what we broke down in this week's live stream: The Market Has Normalized: Buyers are taking their time, and homes are sitting longer on the market, though sales-to-list price ratios remain strong near 100%.

The 6 to 12-Month Rule: If you want to sell or buy in the next year, start preparing now. Racing against a 30-day timeline usually leads to unnecessary stress or aggressive price drops.

Early Pre-Approval Prevents Surprises: Dialing in your finances months in advance gives you time to fix hidden credit or paperwork issues before you fall in love with a home. Seasonality Breakdown: Spring and summer are still peak times, but the market no longer freezes in the winter—though February remains notoriously slow! Catch us live every Friday for real, unfiltered market insights!

� Want more? Check out our podcast Venture with Joe and Cody on Apple Podcasts, Spotify, or wherever you listen.

08/14/2026

� New episode of Real Talk with Joe & Cody is up! �

This week we kick things off with some serious back-to-school nostalgia — pogs, starter jackets, Jordans, and why kids these days have it way too easy when it comes to school shopping � Then we get into it:

� Mortgage rates are still sitting in the high 6s
� Homes are sitting on the market longer, but it's NOT a crash
� Lake Oswego eminent domain drama involving a local church property
� What's going on with Tigard's nature area

As Joe's realtor friend Carrie always says — "there's a lid for every pot." �

� What do you think — are we headed for a market correction, or is this just the new normal? Drop your thoughts below!

� Full conversation + more on our podcast, Venture with Joe & Cody — find us on Apple Podcasts, Spotify, and iHeartRadio.

05/01/2026

This place is pretty sweet!

Take me back to 1990 please! So many things were better then vs now.
03/14/2026

Take me back to 1990 please! So many things were better then vs now.

03/03/2026

The rate relief program is back for a limited time!! This program allows you the opportunity to get a mortgage rate 1.5% lower than the current market. To be eligible, you must make less than 80% of the area median income. In the general Vancouver area, that would be $99,280. If you know someone who is thinking about buying a home, this would be the perfect opportunity to secure a much lower rate than what the market is at right now. Funds will go quickly though!

02/11/2026

💰What does a mortgage lender look at when they ask for your bank statement? It is mainly to verify that the money that we are needing to verify is in your account. We are also looking for any large or cash deposits. Those are not a problem necessarily, but we will need to verify where they came from if they are greater than 25% of your monthly income.

11/05/2025

As much as this market is tough, it is the most flexible and buyer friendly market I have ever seen since I got into the business in 2013. Sellers are dropping prices and adding in seller credits left and right to get a deal done!

Address

1706 D Street
Vancouver, WA
98660

Telephone

+13606198713

Website

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