Jim King Home Loan Team NMLS #254959

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Jim King Home Loan Team NMLS #254959 Producing Branch Manager at Sunflower Bank, N.A. NMLS # 709491– Member FDIC – Equal Housing Lender.

Serving buyers and homeowners throughout the Vancouver and Portland metro areas my experience includes conventional, FHA, VA, jumbo, and construction loans.

🏠 ATTENTION REAL ESTATE INVESTORS! 🏠Looking to expand your rental portfolio without the hassle of traditional mortgage u...
10/16/2026

🏠 ATTENTION REAL ESTATE INVESTORS! 🏠
Looking to expand your rental portfolio without the hassle of traditional mortgage underwriting? Our Debt Service Coverage Ratio (DSCR) loan program allows you to qualify based strictly on the property’s cash flow—NOT your personal income.
Say goodbye to endless paperwork and tax returns, and hello to faster, streamlined processing. 🚀
Why Savvy Investors Choose Our DSCR Program:
✅ No Personal Income Docs: No tax returns, W-2s, or pay stubs required.
✅ Leverage Cash Flow: Qualification relies entirely on the gross rental income vs. PITI.
✅ Flexible Vesting: Close under your corporate entity (LLCs welcome).
✅ Short-Term Rentals OK: Perfectly structured for Airbnb & VRBO investment properties.
✅ Strong Leverage: Up to 80% LTV available (only 20% down payment) on loans up to $2 Million.
Whether you are looking to purchase your next rental or cash-out refinance an existing property, let’s maximize your buying power today.

📩 Send a direct message or contact me to run your scenario!

Many people believe they need 20 percent down to buy a home, but that’s not the case. There are programs designed to mak...
10/09/2026

Many people believe they need 20 percent down to buy a home, but that’s not the case. There are programs designed to make ownership more accessible.
If you're curious what options fit your situation, let’s take a look together.

🚀 Real Estate Investors: Ready to scale your portfolio without the red tape? With a DSCR Loan, we qualify you based on t...
09/24/2026

🚀 Real Estate Investors: Ready to scale your portfolio without the red tape? With a DSCR Loan, we qualify you based on the cash flow of the property, not your personal income. No tax returns or pay stubs required! Whether you need an Investment Cash-Out Refinance or want to unlock your next rental property, let’s make it happen. 🏡

Fall is here! School has started, leaves are starting to change, and it’s the perfect time to focus on your homeownershi...
09/22/2026

Fall is here! School has started, leaves are starting to change, and it’s the perfect time to focus on your homeownership goals.
Whether you’re buying your first home, refinancing, or looking for ways to make your dream home a reality, I’m here to help you every step of the way.

https://www.sunflowerbank.com/mortgage-lending/loan-originators/jim-king/

Let’s make this season one of new beginnings.😀🏡

A smooth closing doesn’t happen by accident. It comes from clear communication, early preparation, and a team committed ...
09/18/2026

A smooth closing doesn’t happen by accident. It comes from clear communication, early preparation, and a team committed to the client’s success.
If you want that kind of experience, I’d be happy to help.🏡

Looking for a mortgage resource that understands medical careers?Sunflower Bank provides a specialized program designed ...
09/12/2026

Looking for a mortgage resource that understands medical careers?
Sunflower Bank provides a specialized program designed for eligible healthcare providers such as physicians, dentists, pharmacists, CRNAs, veterinarians, podiatrists, and select medical trainees. It supports both purchase and refinance of primary single-family residences.
Reach out to learn how this program.🏡

Today, we honor the hard work and dedication of our community. We hope you have a safe and relaxing day!
09/07/2026

Today, we honor the hard work and dedication of our community.
We hope you have a safe and relaxing day!

This month, we recognize and celebrate all the dedicated professionals who help make homeownership possible every day.Fr...
09/01/2026

This month, we recognize and celebrate all the dedicated professionals who help make homeownership possible every day.
From Realtors, loan originators, processors, to underwriters, title companies, appraisers and closing agents – together, we’re Creating Possibility. 🏡

For many homebuyers, saving enough for a down payment and closing costs can feel out of reach.Sunflower Bank offers down...
06/26/2026

For many homebuyers, saving enough for a down payment and closing costs can feel out of reach.
Sunflower Bank offers down payment assistance, incentives, and special program designed to make homeownership more affordable for eligible buyers.
Curious which options you might qualify for? I’m here to help you find out. https://www.sunflowerbank.com/jimking

Thinking about buying a home this year? Now is the perfect time to get prepared!Here are 3 smart steps you can take toda...
06/19/2026

Thinking about buying a home this year? Now is the perfect time to get prepared!
Here are 3 smart steps you can take today:
• Check Your Credit & Financial Health
• Get Pre-Qualified Early
• Connect With the Right Lender

If homeownership is on your 2026 goals list, let’s start planning now so you’re ready when the time comes.
Reach out today—we’re here to help!

Address

821 SE 160th Avenue
Vancouver, WA
98683

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+13606245266

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