Steve Samuelson, NMLS 161692

04/20/2026

Mortgage made easy!

A weekly email detailing the weeks mortgage, real estate and business news.

03/23/2026

Our people make us Supreme — and we’re looking for more difference-makers.
If you’re a loan officer who’s ready to be backed by leadership that listens, ops that deliver, and a brand built on relationships, let’s talk.
Because here, you're not just joining a team — you're joining a movement.

03/03/2026

Don't let repair obstacles stand in your way!

Winter may delay certain home repairs, but don't let that stop you from closing on your dream home!

With Supreme Lending's Escrow Repair Holdbacks*, you can set aside funds for repairs that are weather-dependent but can be completed when conditions improve, such as sod placement, roofing fixes, or sprinkler system replacements.

Contact me to learn more about this flexible option!

*Availability for bond and jumbo programs may vary.

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

03/02/2026

Many buyers assume building requires a massive down payment.
With FHA, VA, and Conventional construction options available (including as little as 3.5% down on FHA and 5% down on Conventional) building may be more realistic than they think.
If someone in your network is dreaming about a custom home, let’s run the numbers.

Subject to terms and conditions. This is not a commitment to lend.

02/21/2026

The Supreme 100 program is a conventional loan option that includes down payment assistance for eligible borrowers. 💰

This program allows qualified buyers to pair a conventional first mortgage with up to 4% assistance, subject to underwriting approval and program requirements.

Key points to know:
• Primary residence only
• Credit, income, and education requirements apply
• Program availability varies
• Not all borrowers will qualify

If you’d like to review whether this option aligns with your homeownership goals, I’m here to help.

📲 Contact me to get started.

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

02/21/2026

Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

01/28/2026

We are excited to introduce the FHA Earned Equity Program!

Here’s how the program works:
- The buyer is pre-approved for a purchase price.
- The buyer selects a home and goes under contract.
- A HUD-approved Government Entity purchases the home using FHA financing.
- The buyer signs a seller-financing agreement.
- The buyer gains a recorded equity interest and can refinance later.

This program is designed to assist buyers who are close to qualifying but may need a little more time. It allows them to purchase now, build equity, and refinance later when they are ready for a traditional mortgage.

Who can benefit from this product?
- ITIN borrowers (no SSN required)
- Self-employed, 1099, or gig workers (with at least 1 year of income)
- Individuals with a recent bankruptcy, foreclosure, or short sale

When you have 14 jumbo investors, 9 non-qm portfolio investors and 5 construction loan programs and our own DPA product (FHA 100) in house, you can move quickly and say YES more often.