Ben Krejci at First Centennial Mortgage

Ben Krejci at First Centennial Mortgage NMLS # 238390 | IN: 13403
http://www.nmlsconsumeraccess.org/

5.0 star review received on Experience.com for Ben Krejci by Cornelius A - Ben was very informative throughout the whole...
09/11/2023

5.0 star review received on Experience.com for Ben Krejci by Cornelius A - Ben was very informative throughout the whole process gave me realistic estimates and situations great overall service

Click to see all 549 reviews of Ben Krejci, Branch Manager

Leading up to the housing crash, lending standards were much more relaxed with little evaluation done to measure a borro...
09/09/2023

Leading up to the housing crash, lending standards were much more relaxed with little evaluation done to measure a borrower’s potential to repay their loan. Today, standards are tighter, and the risk is reduced for both lenders and borrowers. This goes to show, these are two very different housing markets, and this market isn’t like the last time.

You might be worried we’re heading for a housing crash, but there are many reasons why this housing market isn’t like the one we saw in 2008.

5.0 star review received on Experience.com for Ben Krejci by Kristyn A C - After a previous bad experience with another ...
09/09/2023

5.0 star review received on Experience.com for Ben Krejci by Kristyn A C - After a previous bad experience with another lender i was skeptical. But ben said he could do it and he sure did. Him and yvette were absolutely amazing.

Click to see all 548 reviews of Ben Krejci, Branch Manager

If you’re questioning if it still makes sense to buy a home today, remember the incredible long-term benefits of homeown...
09/08/2023

If you’re questioning if it still makes sense to buy a home today, remember the incredible long-term benefits of homeownership. If you’re ready to start the conversation, let’s connect today.

Today’s higher mortgage rates, inflationary pressures, and concerns about a potential recession have some people questioning: should I still buy a home this year?

With affordability challenges today, prioritizing ways you can have a positive impact on your credit score could help yo...
09/07/2023

With affordability challenges today, prioritizing ways you can have a positive impact on your credit score could help you get a better mortgage rate. If you want to learn more, let’s connect.

If you’re thinking about buying a home, you should know your credit score’s a critical piece of the puzzle when it comes to qualifying for a home loan.

Focusing on energy efficiency and eco-friendly features can help make your house more appealing to buyers today. Let’s c...
09/06/2023

Focusing on energy efficiency and eco-friendly features can help make your house more appealing to buyers today. Let’s connect to ensure you’re choosing the right upgrades for our area.

Are you planning to sell your house?

4.66 star review received on Experience.com for Ben Krejci by Zoe R S - This was a very easy process with Ben at First C...
09/05/2023

4.66 star review received on Experience.com for Ben Krejci by Zoe R S - This was a very easy process with Ben at First Centennial. He made it a stress-free process for a first time home buyer!

Click to see all 546 reviews of Ben Krejci, Branch Manager

For a more in-depth understanding of home price trends and reports, let’s connect.
09/05/2023

For a more in-depth understanding of home price trends and reports, let’s connect.

The National Association of Realtors (NAR) will release its latest Existing Home Sales (EHS) report later this week.

5.0 star review received on Experience.com for Ben Krejci by Patricia M - Buying our first house seemed like an insurmou...
09/05/2023

5.0 star review received on Experience.com for Ben Krejci by Patricia M - Buying our first house seemed like an insurmountable task until we met Ben Krejci. Ben called me less than ten minutes after we said we wanted to put an offer on the house. His friendly demeanor and clear list of what we needed to do made everything very easy. He went over different mortgage options with us and assured us he would find the best program to fit our situation. His knowledge of the programs available and the ability to clearly explain them to us was priceless. Everyone knows a mortgage will entail numerous documents, and it can be scary, but we were assured everything was happening exactly as expected every step of the way. We agreed to closing sooner than originally expected and I started to worry about not getting something to the underwriters on time. After texting Ben with all of my "what if?" questions, he called and said, "Hey, no bad thoughts." I could hear his smile in his voice and it put me at ease completely. When additional documents were needed, Yvette Schmiedl, the Assistant communicated with me daily. She is excellent in her ability to track all of the paperwork while keeping up with the client with the prefect amount of pressure to show urgency. Her clear email messages gave us a kind of checklist to work from which was perfect. While all of our interaction took place via the phone and internet - it is reassuring to know our lender is local and not just a cloud based entity. The relationship Ben and Yvette established with us made this process easy and exciting. Their care for us and our new home is why I recommend Ben Krejci and first Centennial Mortgage to anyone buying a home in this area. Thank you to everyone who taught us so much!

Click to see all 545 reviews of Ben Krejci, Branch Manager

Remember, a 20% down payment isn’t always required. If you want to purchase a home this year, let’s connect to start the...
09/04/2023

Remember, a 20% down payment isn’t always required. If you want to purchase a home this year, let’s connect to start the conversation about your homebuying goals.

If you're planning to buy your first home, then you're probably focused on saving for all the costs involved in such a big purchase.

If you’re thinking of buying a home this year, be sure to factor in the long-term benefits of homeownership. Over time, ...
09/03/2023

If you’re thinking of buying a home this year, be sure to factor in the long-term benefits of homeownership. Over time, homeownership allows you to build equity. On average, nationwide home prices appreciated by 290.2% over the last 32 years. That means your net worth can grow significantly in the long term when you own a home. Let’s connect so you can start your homebuying journey today.

If you’re thinking of buying a home this year, be sure to factor in the long-term benefits of homeownership.

Each and every home sale is important for the local economy. If you’re ready to move, let’s connect. It won’t just chang...
09/02/2023

Each and every home sale is important for the local economy. If you’re ready to move, let’s connect. It won’t just change your life – it’ll also have a strong positive effect on the whole community.

If you're thinking about buying or selling a house, it's important to know that it doesn't just affect your life, but also your community.

Address

57 Michigan Avenue Suite 201
Valparaiso, IN
46383

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