The Barath Group

The Barath Group The Barath Group is powered by Canopy Mortgage, LLC, an Equal Housing Lender. Helping home buyers and homeowners in Illinois, Indiana and Michigan.

Canopy NMLS 1359687. James K Barath, CMA
Branch Manager | MLO
Certified Mortgage Advisor
Home Loans by The Barath Group
powered by Canopy Mortgage, LLC
1805 E Lincolnway, Ste 6, Valparaiso, IN 46383
877-787-1003 x210 | 888-797-9062 Fax


Compliance Disclosures:
Canopy Mortgage, LLC is an Equal Housing Lender
Canopy Mortgage NMLS # 1359687 (https://nmlsconsumeraccess.org)
Canopy Mortgage State Lice

nses: https://canopymortgage.com/state-licenses
Canopy Mortgage Privacy Policy: https://canopymortgage.com/privacy-policy
Canopy Mortgage Terms of Service: https://canopymortgage.com/terms-of-use
Canopy Mortgage Website: https://canopymortgage.com/lo/jamesbarath

Individual NMLS 124492 (https://barath.pro/nmls)
Individual State Licenses: Illinois (IL MLO 031.0023291); Indiana (IN-DFI MLO 13591); Michigan (MI MLO 124492)


Loan Program Disclaimer:
All loans subject to credit, property and underwriting approval. Not all applicants will be approved for financing.

If you're curious, check this out...You may be hearing more homeowners are pulling their houses off the market. Maybe yo...
06/24/2026

If you're curious, check this out...

You may be hearing more homeowners are pulling their houses off the market. Maybe you're even worried that means we’re headed for a crash...

Here's what you should know.

There are 4 main reasons more sellers are de-listing right now – and none of them are “the market is about to crash.”

This trend is really about sellers adjusting to a market that needs the right price and the right prep.

And when a homeowner misses the mark on price or prep, sometimes taking a house off the market is a good way to take a beat and reset their strategy.

It’s not a warning sign of broader trouble to come.

If you have questions about something you’re hearing online or what something means for the market as a whole, reach out.

Want to talk about how this impacts you and your situation? Call or Text: 877-822-7284

If you're curious, check this out...More Sellers Are Taking Their Homes off the Market. Here’s What You Need To Know.If ...
06/24/2026

If you're curious, check this out...

More Sellers Are Taking Their Homes off the Market. Here’s What You Need To Know.

If you’re seeing headlines about how a record number of sellers are taking their homes off the market, don’t panic. It’s not a warning of an impending crash. It’s a market adjusting.

Want to talk about how this affects you and your situation? Call or Text: 877-822-7284

You may be hearing that a near-record number of homeowners are pulling their houses off the market.

If you're curious, check this out...There’s a reason only 5% of sellers sell without an agent. The ones who tried sellin...
06/23/2026

If you're curious, check this out...

There’s a reason only 5% of sellers sell without an agent.

The ones who tried selling solo point to the same three sticking points – getting the price right, knowing how to prep the house, and selling on time.

That’s a lot to juggle alone. And getting any one of them wrong can cost you time, money, or both.

But a good agent handles all the hard parts.

So, let’s connect when you’re ready to move, and we’ll chat about what a smooth sale looks like for you.

Want to talk about how this impacts you and your situation? Call or Text: 877-822-7284

If you're curious, check this out...That House That’s Been Sitting Could Be Your Best Shot at a DealA house sitting on t...
06/23/2026

If you're curious, check this out...

That House That’s Been Sitting Could Be Your Best Shot at a Deal

A house sitting on the market isn’t always a glaring red flag. In today’s market, it may be your best opportunity yet.

For help deciding which lingering listings are actually worth a second look, let’s connect.

Want to talk about how this affects you and your situation? Call or Text: 877-822-7284

Open up a home search and you'll see them. Listings that have been on the market for two months. Three. Some longer.

If you're curious, check this out...The home that’s been sitting on the market for a few weeks? Maybe even a month? Don’...
06/22/2026

If you're curious, check this out...

The home that’s been sitting on the market for a few weeks? Maybe even a month? Don’t scroll past it just yet.

Your first instinct might be to assume there’s something wrong, but you could be missing out. Especially if finding a house in your budget has been your #1 challenge.

Homes that have been on the market longest are the ones you should be looking at first.

Because the longer a house sits, the more open the seller usually is to dropping the price or negotiating.

So, before you write off a listing that’s been around for a while, let’s connect. I can help you decide which homes are worth a second glance.

Want to talk about how this impacts you and your situation? Call or Text: 877-822-7284

If you're curious, check this out...Has anyone taken the time to explain how much the market’s shifted? Or what it means...
06/18/2026

If you're curious, check this out...

Has anyone taken the time to explain how much the market’s shifted? Or what it means for your move?

In 2021, nearly every major housing market in the country favored sellers. But now, only about 1 in 3 does.

And that changes the dynamics for you.

If you’re buying, you may have more negotiating power. If you’re selling, pricing and presentation matter.

But here's the catch, it's not the same story everywhere. Some markets are strongly in buyers' favor right now. Others? Sellers are still winning. It all depends on where you live.

That’s why you need a pro. A great agent knows which way our local market is leaning and how that can change everything about your strategy.

Want to know what's happening right here? Drop a comment or send me a message.

Want to talk about how this impacts you and your situation? Call or Text: 877-822-7284

06/18/2026

If you're curious, check this out...

Home Prices Are Rising in 71% of Markets

Even though you may be hearing talk about prices crashing online, it’s not true nationally. While some areas are seeing slight declines, prices are still going up in 71% of markets. That means the majority are seeing prices rise, not fall. So, don’t believe everything you hear online. If you want the truth, lean on the pros.

Want to talk about how this impacts you and your situation? Call or Text: 877-822-7284

If you're curious, check this out...Is It Still a Seller's Market? Here's What the Data Says.Right now, local markets ar...
06/18/2026

If you're curious, check this out...

Is It Still a Seller's Market? Here's What the Data Says.

Right now, local markets are moving in very different directions. And your strategy as a buyer or seller should reflect your market.

Want to know which way our local market is leaning and what that means for your move? Let's connect.

Want to talk about how this affects you and your situation? Call or Text: 877-822-7284

Remember a few years back when sellers held all the power and buyers were stuck offering way over asking or waiving inspections just to get a chance at the house? In many markets, those days are behind us.

If you're curious, check this out...Putting off buying a home? Maybe you're waiting for a crash to get a better deal – o...
06/17/2026

If you're curious, check this out...

Putting off buying a home? Maybe you're waiting for a crash to get a better deal – or afraid you'll buy now and watch your home's value fall later.

Either way, the widespread drop you're bracing for may not be coming.

Yes, a few markets are seeing mild declines. But more than 100 economists and housing experts expect home prices will actually rise nationally over the next five years – not fall.

And waiting for a deal that never comes could mean passing up the chance to gain thousands in equity or paying more in a few years for the same home.

So before you decide to wait, let's talk about your options and what prices are really doing in our area.

Want to talk about how this impacts you and your situation? Call or Text: 877-822-7284

If you're curious, check this out...Think Home Prices Will Crash? Here's What the Experts Actually Expect.A lot of buyer...
06/17/2026

If you're curious, check this out...

Think Home Prices Will Crash? Here's What the Experts Actually Expect.

A lot of buyers are waiting because they think prices will fall, but that’s not what the experts are saying.

If you're trying to decide whether waiting still makes sense, let's connect. That way you understand what's happening in our local market and what it could mean for your plans.

Want to talk about how this affects you and your situation? Call or Text: 877-822-7284

One of the biggest reasons buyers are still sitting on the sidelines is because they think home prices are going to come down.

Address

1805 E Lincolnway, Ste 6
Valparaiso, IN
46383

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 12pm

Telephone

+18777871003

Alerts

Be the first to know and let us send you an email when The Barath Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to The Barath Group:

Share