Spencer Mortgage

07/28/2021

Give Spencer Mortgage a call at 219-309-6601 or spencermtg.com for your Indiana purchase and refinance mortgage loans. Conventional, FHA, VA, USDA, and Jumbo Loans are available.

Whether you're looking to buy your first home, refinance an existing mortgage, or put the equity you’ve spent years building to use, Spencer Mortgage can help. We offer a full range of purchase and refinance products.

05/31/2021

Happy Memorial Day from Spencer Mortage!

05/21/2021

If you need a loan that's above the current conforming limit of $510,400, then you've got yourself a jumbo loan. A fixed or adjustable-rate jumbo mortgage with flexible down payment options can help you move into that dream home or refinance your current mortgage. If you plan on putting less than 20% down, don't forget to ask about how you can avoid paying PMI!

05/20/2021

A USDA loan is a mortgage option available to eligible homebuyers that are sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties.

Contact me today for more information!

05/19/2021

If you are a veteran, thank you for your service. We offer VA loans available for veterans, service members, and eligible surviving spouses, with no mortgage insurance and zero down payment requirements. Contact me today for more information on obtaining a VA loan.

05/14/2021

If you'd love to buy a home but lack good credit, a down payment, or are unable to cover closing costs, an FHA loan may be the solution for you! You always have options with me! Contact me today.

05/13/2021

Conventional loans are the most common and widely available mortgage option. If you have good credit, balanced income, debt, and funds for a down payment, you're practically ready to go! Contact me if you're interested.

05/06/2021

Are you a first-time homebuyer? You're going to want to read this.

The newest iteration of a first-time homebuyer tax credit has several significant restrictions. And it's not a tax credit.

05/06/2021

Homes are selling like 2006 again. here's why this a good thing despite rising lumber prices.

New home sales rose 20.7% in March, to a 1.02 million seasonally adjusted annual rate. It's the highest sales pace since 2006.

05/03/2021

Lumber's price is skyrocketing. What does this mean for new homes? Should you be worried? Read on to learn more.

Lumber prices have tripled over the past 12 months, vaulting the price of an average new single-family home to increase by $35,872.