08/27/2026
Wildfire season has officially arrived here in California, and preparation goes beyond evacuation plans and go-bags. It’s also a smart time to take a close look at your insurance coverage to be sure you’re protected if a fire impacts your home, car, or belongings.
Your homeowners or renters policy should include coverage for fire, smoke, and ash damage. For your vehicle, you’ll want to confirm you have comprehensive auto coverage, since fire damage isn’t covered under homeowners insurance.
It’s also worth reviewing your additional living expense limits. Would they realistically cover the cost of being displaced for several weeks or longer?
If you’re unsure where your current coverage stands or want help exploring options, our team at C J Insurance Svc is here to support you. Reach out anytime—we’re always here to help our community stay protected.