Dan Felico - SelectPlus Lending NMLS: 302015

Dan Felico - SelectPlus Lending NMLS: 302015 Helpful insights to guide your mortgage and home buying decisions. Need a pre-qualification letter? Give me a call. Ready to save money on a Refinance or a HELOC?

Send me a message! I'm happy to help you reach your goals 😊 661.803.9046 | NMLS : 302015

09/02/2025

The upcoming rate cut, effective September 16th, raises questions. How will it affect mortgages? Are there expected savings? We'll delve into that in today's market update! 📊📉

Sept 2023 vs October 2024 - Congrats to Gary and Cami on their new refinance & 1 year anniversary of their new place! Sa...
10/18/2024

Sept 2023 vs October 2024 - Congrats to Gary and Cami on their new refinance & 1 year anniversary of their new place! Saving over $600 a month always comes at a good time :) In the last year so much has changed for this family! They've fully remodeled their home inside and out, and the best part......they've welcomed a beautiful, new little girl to the family! She's absolutely adorable. Gary and I met back in 2007 through a mutual friend, Trevor Sarian. (Thanks Trevor !) We all worked together at the same company years ago! Excited for Gary and his family and what the next year will bring. Congrats again Price Family 😊🎉

03/21/2024

The California Dream For All Shared Appreciation loan program is back! Version 2024.

Again, this is where California will let you borrow up to 20% down on a new home purchase - without an extra monthly mortgage payment. They can do it with shared appreciation! So if your home appreciates in value, they share that extra cash with you. More on that in another video.

One of the big changes In 2024 is one of the applicants needs to be a first generation home buyer. What does that mean? There's a small example in the video.

At the end of the day, we're all looking for different ways to reduce our monthly mortgage payment - would this be a good fit for you?

Do you know someone who could benefit from 20% down?

Call, text or DM for more info 😊

Dan Felico
SelectPlus Lending
661.803.9046
NMLS: 302015

10/28/2023

When are rates coming down??

Well, it helps to know a little bit on what drives interest rates. With that insight - you can estimate the best time to lock your rate.

Here's 1 out of 5 factors that drive rates!




05/31/2023

Friendly reminder that 2 incomes are better than 1 when applying for a mortgage, so be sure your significant other has 2 jobs 🤗

Follow me for more life hacks 💡

📱661-803-9046
📧 [email protected]

Dan Felico - SelectPlus Lending NMLS: 302015

11/15/2022

Meet the loan program everyone's talking about. Sellers benefit, buyers benefit!

Sellers aren't forced to reduce their sales price by 50 to 100k, so it preserves neighborhood values.

Buyers benefit because they enjoy a lower payment for the first 2 years, or until they'd like to refinance. Less out of pocket & less on their monthly.

It's a win-win, it's a 2-1!

So glad to have helped Jermaine and his wonderful family on their journey to home ownership! Jermaine was in a small apa...
10/25/2022

So glad to have helped Jermaine and his wonderful family on their journey to home ownership!

Jermaine was in a small apartment in Los Angeles and decided he was ready for a large home with some desert living, so off to the Antelope Valley!

On reviewing his application I noticed with one small adjustment he could have a huge difference in his buying power. He took my advice, jumped right in and took care of it!

As a lender, I'm here to advise! If I see one small adjustment in income, assets or credit could save you hundreds of dollars a month or help improve your buying power, I'll speak up! I'm always going to share with you your best case scenario!

That's exactly what Jermaine did and it helped him score a beautiful home for his whole family!

Thank you so much to Mr Sam on trusting me with your kind referrals.

So whether you're looking to get into your first home, your next home or you've just got questions - call anytime :)

Dan Felico
SelectPlus Lending
661-803-9046
Nmls: 302015




10/13/2022

Negotiating 101. Make an offer when you've got no competition.... And then you can ask for just about anything you want!

Just yesterday, we had a client put in an offer for $229,000 UNDER the asking price. What?? Yep, that just happened.
Perspective: 9 months ago, that offer would have been shredded by the seller, with no response.... But today? The seller is responding! And considering a major price cut!

AND THAT is the market we're in right now, a buyer's market! When you marry the property, you're able to get substantial discounts off the purchase price, set your property taxes at a lower number, & often can even get your closing costs paid for. And that's what I'm seeing with clients right now, time and again.

Buyers have so much more power than they did even just 9 months ago. It's a beautiful thing and buyers are now fighting back!

And then when rates drop? Oooh, it's even better.
NOW - you got a gorgeous home at an affordable price AND you're able to enjoy the lower payment & save money.

With an excellent team that's working hard in your behalf, we're able to move mountains, get you approved & get offers accepted.






07/29/2022

Another rate hike? Yep, as of 7/27/2022 the FED announced another rate increase by 0.75%. Does that mean mortgage rates are going up? Let's talk about that in today's video!



06/29/2022

It's true! The market has changed! But higher rates don't always = higher payments. Especially if the home is less expensive and if the seller offers a credit. What?? Credits?? Yep that's what I said, seller credits, they are back. As the market shifts, it's always good to make sure you evaluate the total picture. Today, my two adorable assistants talk about the real estate market.

Call with any questions :)

Dan Felico
SelectPlus Lending
661-803-nine zero four 6
NMLS: 302015

Congratulations to Enzo and Loreli on the successful financing of their beautiful new home! They originally started with...
06/23/2022

Congratulations to Enzo and Loreli on the successful financing of their beautiful new home! They originally started with another lender that left them in the dark, but my team and I were happy to pick up quick, close early - smooth as butter, and in just 3 weeks! Thank you so much to Mr. Sam Bauer for your kind referral and trusting me with your clients, your negotiation skills are top notch! The Itzep / Hernandez family were truly a pleasure to work with and I'm so happy for their family! Isn't their place amazing??





Dan Felico
SelectPlus Lending
NMLS: 302015
661-Eight zero three 9046

06/21/2022

The Fed raised rates 0.75% last week, what does that mean for you? We'll talk about that in this week's video :)





661-803-9046
NMLS # 302015

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