ART Risk Financial and Insurance Solutions, Inc.

ART Risk Financial and Insurance Solutions, Inc. ART Risk Financial and Insurance Solutions, Inc., is an agency formed specifically for the Assisted Reproduction Community. Ms.

Leading Insurance Agency for the Assisted Reproductive Technology (ART) Community
Supporting Intended Parents, Gestational Carriers & Industry Professionals
Tailored Coverage Options for Surrogacy & Family-Building Journeys
Your Trusted Insurance Partner Founder, Virginia Hart, of The Resource Group, has been working in the Assisted Reproduction field for 8 years assisting intended parents, surrog

ates, and professionals with their insurance needs. Hart is highly respected in the field and has been a guest lecturer at the American Bar Association Family Law Section, as well as the American Association of Adoption Attoneys speaking on insurance as it applies to surrogacy. In working with surrogates and intended parents, Ms. Hart realized the need for an agency devoted to the entire Assisted Reproduction Technology arena including, agencies, attorneys, physicians and clinics, thus ART Risk Financial and Insurance Solutions, Inc, was born. ART Risk Financial and Insurance Solutions, Inc. was fashioned to protect the risk of all areas of Assisted Reproductive Technology including surrogates, donors, intended parents, agencies, attorneys, clinics and physicians. Whether it be a single egg donor policy, or an Errors and Omissions policy for an agency, we will educate and inform our clients of the risk, show different methods that the risk can be minimized and the client protected. In many situations, there is more than one way to solve the problem and we approach every client with that attitude and will present several solutions to the problem. Why should you choose ART Risk Financial and Insurance Solutions? In addition to our ability to creatively resolve complex insurance issues, we bring many years of insurance experience to the table. We bring the highest level of honesty and integrity to every transaction. We are constantly evaluating insurance policy offerings for their appropriateness for ART. We understand insurance and explain the products to our clients so that they will understand what they are purchasing. It is due to the reputation of Ms. Hart and her staff, that Universal Family Insurance has selected ART Risk Financial and Insurance Solutions to be the exclusive broker for their products. In short, ART Risk Financial and Insurance Solutions is the only agency you will need for your insurance needs. We will make sure that your needs are protected and your world is covered.

06/03/2026

The biggest insurance gaps often happen before pregnancy is even confirmed because it isn't always thought of as having risks.

Medical screening is one of the most overlooked phases of a surrogacy journey but agencies have consistently asked for better protection during this stage because their GCs have experienced complications. So, a policy has been created.

Join our upcoming Professionals webinar to learn about a new Medical Screening policy and why planning for this phase matters. June 11th | 10am | Registration link in bio.

If your journey is moving forward in the next few months, this is the phase where planning matters most. The earlier cov...
06/02/2026

If your journey is moving forward in the next few months, this is the phase where planning matters most. The earlier coverage is reviewed, the more options you have available.

One important reminder: many policies cannot be added after a pregnancy is confirmed. Waiting can limit flexibility and can end up being more costly.

If a transfer is on the calendar, now is the time to evaluate your options. Our Dedicated Agents are ready to discuss so you can decide what's right for you.

05/28/2026

Quick questions. Trusted insights.
Kim Surratt answers some important questions about supporting families through surrogacy. With her 24 years of experience and sought after knowledge, she provides some great insights!


05/27/2026

In surrogacy, insurance isn’t isolated.
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It intersects with contracts, escrow timelines, medical scheduling, and provider networks. One misalignment can ripple across the entire journey.
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That’s why structured oversight matters more than a transactional service. Protection only works best when it’s integrated and secure.

05/26/2026

In Assisted Reproduction, small details matter.

The right guidance at the right time can prevent stress, financial exposure, and avoidable conflict later.

Comprehensive support means thinking ahead, validating early, documenting thoroughly, and advocating when it counts.

Families, agencies, and professionals deserve that level of protection.

05/21/2026

The Equity in Infertility Treatment Act has passed the Senate and is awaiting action in the Assembly in the state of NY. If enacted, it would expand IVF coverage eligibility, align with national medical guidelines, and increase access for individuals and couples who currently face limitations.

If you are a NY resident and would like to share your voice, you can send a message to your representative in under a minute.

Family building access impacts real people and real futures.

https://resolve.quorum.us/campaign/162758/

05/20/2026

Coverage isn't just needed when you think it does.
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Professionals: learn about new policy options, what coverage is best during this time of the year, and continued preparations before ACA Open Enrollment.
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Join Us: June 11 at 10am PT 🔗Registration link in bio.

The decisions made early can impact the entire journey months later. And the quiet details? They’re often the ones that ...
05/19/2026

The decisions made early can impact the entire journey months later. And the quiet details? They’re often the ones that matter most. This is important info that truly could save so much risk. Save and share this post with other IPs and GCs.

05/15/2026

Families Out Loud creates space to celebrate and support every path to parenthood. We’re proud to sponsor this meaningful event in New York, where access, advocacy, and community come together. ART Risk Founder, Virginia Hart will be in attendance and connecting with those dedicated to supporting families thoughtfully and responsibly. Because every journey deserves education about what's ahead and a community there to support every step.

Address

25050 Avenue Kearney
Valencia, CA
91355

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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