ART Risk Financial and Insurance Solutions, Inc.

ART Risk Financial and Insurance Solutions, Inc. ART Risk Financial and Insurance Solutions, Inc., is an agency formed specifically for the Assisted Reproduction Community. Ms.

Leading Insurance Agency for the Assisted Reproductive Technology (ART) Community
Supporting Intended Parents, Gestational Carriers & Industry Professionals
Tailored Coverage Options for Surrogacy & Family-Building Journeys
Your Trusted Insurance Partner Founder, Virginia Hart, of The Resource Group, has been working in the Assisted Reproduction field for 8 years assisting intended parents, surrog

ates, and professionals with their insurance needs. Hart is highly respected in the field and has been a guest lecturer at the American Bar Association Family Law Section, as well as the American Association of Adoption Attoneys speaking on insurance as it applies to surrogacy. In working with surrogates and intended parents, Ms. Hart realized the need for an agency devoted to the entire Assisted Reproduction Technology arena including, agencies, attorneys, physicians and clinics, thus ART Risk Financial and Insurance Solutions, Inc, was born. ART Risk Financial and Insurance Solutions, Inc. was fashioned to protect the risk of all areas of Assisted Reproductive Technology including surrogates, donors, intended parents, agencies, attorneys, clinics and physicians. Whether it be a single egg donor policy, or an Errors and Omissions policy for an agency, we will educate and inform our clients of the risk, show different methods that the risk can be minimized and the client protected. In many situations, there is more than one way to solve the problem and we approach every client with that attitude and will present several solutions to the problem. Why should you choose ART Risk Financial and Insurance Solutions? In addition to our ability to creatively resolve complex insurance issues, we bring many years of insurance experience to the table. We bring the highest level of honesty and integrity to every transaction. We are constantly evaluating insurance policy offerings for their appropriateness for ART. We understand insurance and explain the products to our clients so that they will understand what they are purchasing. It is due to the reputation of Ms. Hart and her staff, that Universal Family Insurance has selected ART Risk Financial and Insurance Solutions to be the exclusive broker for their products. In short, ART Risk Financial and Insurance Solutions is the only agency you will need for your insurance needs. We will make sure that your needs are protected and your world is covered.

06/17/2026

Intended Parents deserve clarity before contracts are finalized and transfers are scheduled.
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We created a simple insurance guide that outlines what to consider, when timing matters, and how different phases of the journey affect your options.
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If you want a starting point to understand the insurance for your journey, comment GUIDE and we’ll send it your way.

06/16/2026

🎉Three milestones. Three team members. Countless families handled with care. Anniversaries aren’t just about the time spent, but the professionalism, collaboration, and commitment you bring year after year. We’re better because each of you are here. Congrats to: Abbey (4 yrs), Jess (1 yr), and Renan (4 yrs) Happy ARTiversary!💙💚

06/15/2026

Many insurance limitations aren’t about coverage, they’re about timing.
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Once contracts are finalized, medications begin, or a pregnancy is confirmed, certain options narrow or disappear entirely. That’s why early policy review creates knowledge and flexibility that late reviews simply can’t. Insurance strategy works best when it’s proactive, not reactive.
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If your journey is in motion, consider this your reminder: plan early so your insurance plan is as strategic as possible.

Insurance terms aren’t exactly the most exciting part of building your family.  But understanding them? That matters.  -...
06/12/2026

Insurance terms aren’t exactly the most exciting part of building your family. But understanding them? That matters.
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When you know what a Deductible or Out-of-Pocket Maximum really means, you’re not just reading numbers on a page, you’re protecting your future plans, your budget, and your peace of mind.
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No one should feel confused while trying to build their family.
That’s why we break it down.
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Save this for when you need it, and Part 2 is coming soon!

06/11/2026

Sometimes the best solutions are the partnerships, processes, and resources working behind the scenes to help reduce costs, remove obstacles, and support a better experience for the agencies and families we serve.

At ART Risk, we're always looking for ways to bring more clarity, confidence, and peace of mind to the journey, and this partnership with .records is one more step to help make that happen for our agencies and IPs. You can now use Gather for your medical record retrieval and those same records can be sent to New Life Agency if applying for a Lloyd's policy that requires underwriting and review of prior medical records. If you'd like more info, contact ART Risk or Gather Records.

06/10/2026

Insurance can feel overwhelming at the beginning of a surrogacy journey, but we help solve that.
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Our monthly Intro to Insurance webinar is designed to give Intended Parents clarity on timing, coverage phases, and common missteps before final decisions are made. We hold these monthly whether you choose to work with ART Risk as your broker or not.
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These webinars are here to help you understand the options, timing, and know you have support if and when needed.
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Join us live. Ask questions.
🔗 Register via link in bio.

Access is often discussed in broad terms, but in Assisted Reproduction, it’s deeply practical.❤️🧡💛💚💙🩷💜It affects who can...
06/09/2026

Access is often discussed in broad terms, but in Assisted Reproduction, it’s deeply practical.
❤️🧡💛💚💙🩷💜
It affects who can move forward, who has to wait, and who feels recognized within coverage definitions that were not always built for modern families.

Pride is a reminder that progress isn’t only cultural. It’s structural.
❤️🧡💛💚💙🩷💜
And structure matters when building a family.

06/08/2026

🎉🎊
Today we’re celebrating three people who make a meaningful impact behind the scenes every single day.
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Your dedication, perspective, and steady commitment don’t go unnoticed not only by your teammates but also by the families and professionals we serve.
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We’re grateful for the work you do and the energy you bring to this team.
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Happy Birthday to Jenn May, Bonnie, and Melissa!
🎉🎊

06/04/2026

After working with hundreds of Intended Parents, seeing countless contracts, and understanding how the insurances work for surrogacy journeys, licensed Agent Michelle Holmes has some important info to share and we hope info will help people see the importance of talking through Newborn insurance early on in the journey. Have questions? Contact ART Risk to get more information for your journey or attend one of our upcoming webinars. We're here to provide clarity and guidance through the entire journey.



06/03/2026

The biggest insurance gaps often happen before pregnancy is even confirmed because it isn't always thought of as having risks.

Medical screening is one of the most overlooked phases of a surrogacy journey but agencies have consistently asked for better protection during this stage because their GCs have experienced complications. So, a policy has been created.

Join our upcoming Professionals webinar to learn about a new Medical Screening policy and why planning for this phase matters. June 11th | 10am | Registration link in bio.

Address

25050 Avenue Kearney
Valencia, CA
91355

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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