Teresa Perry- Home Loans

08/26/2026

Hot takes from your loan officer 🔥

I see people's finances up close every day and the myths out here are doing real damage.

Swipe through. Share with someone who needs to hear this.

💬 Which one surprised you most?

08/24/2026

FHA loans are one of the most popular options for first-time buyers. Swipe through to learn the basics 🏡

08/21/2026

Rates moved in the wrong direction this week. Here's what drove it.

Monday opened with markets already on edge — the Fed's September meeting odds had traders pricing in a hold, and housing data was setting up to disappoint. Tuesday confirmed it: housing starts fell sharply in July, and oil held near $85 as the Iran situation dragged on with no resolution in sight.

Wednesday brought some brief relief when Treasury announced an expanded buyback program for longer-term debt. But that didn't last. The same day, the national debt crossed $40 trillion, and the Fed's meeting minutes dropped with a clear message: if inflation doesn't keep cooling, rates may need to go higher.

Thursday gave that back and then some.

The labor market is still holding, but the Fed isn't ready to ease. And oil prices mean inflation has another potential leg up.

If you're watching rates from the sideline — this week was a reminder that waiting for "perfect" has a cost. Getting pre-approved now puts you in control, regardless of where rates go next.

DM me and let's run your numbers. 📊

08/19/2026

Homeownership doesn't come with an instruction manual — so here are 6 things your mom probably never told you about owning a home 🏡📋

08/14/2026

The market spent this week getting more comfortable, not less. 📉
Monday opened with everyone waiting on inflation data after a soft jobs report. Wednesday's CPI came in cooperative. Thursday's producer prices told the same story. By Friday, retail sales came in negative when growth was expected, and the conversation had fully shifted from whether the Fed hikes in September to how long they hold.
That combination, easing inflation plus a cooling consumer, is the backdrop that gives mortgage pricing room to breathe.
If you paused your search this summer because the math wasn't working, the math has quietly changed since then. Worth a look before the next round of data lands.
DM me and let's run your numbers.

12/22/2024

5.0 star review received on Experience.com for Teresa Perry by Kyle A - Yhe communication, timeliness, and professionalism from Teresa made everything go as smooth as possible

Click to see all 78 reviews of Teresa Perry, Team Loan Consultant | NMLS # 1117341

10/11/2024

5.0 star review received on Experience.com for Teresa Perry by Michael P - Teresa was extremely helpful throughout the entire process.

Click to see all 78 reviews of Teresa Perry, Team Loan Consultant | NMLS # 1117341