06/17/2026
📈 MARKET TREND UPDATE 📈
The Federal Reserve held the federal funds rate steady at its June 17 meeting, exactly as expected.
So, what does that mean for homebuyers and homeowners?
✔️ The Fed kept the federal funds target range at 3.50%–3.75%.
✔️ Inflation continues to play a major role in rate decisions.
✔️ A strong labor market has reduced pressure for immediate rate cuts.
✔️ Since markets anticipated no change, mortgage rates saw little immediate impact.
✔️ Future inflation and employment reports will likely influence when rate cuts occur.
🏡 Remember, mortgage rates don’t move in lockstep with the Fed Funds Rate, and opportunities still exist for buyers and homeowners in today’s market.
Have questions about how current market conditions could impact your home purchase or refinance goals?
Reach out to us!