Beau Beddow - KCM Home Loans

06/04/2025

Are you holding out for 3% mortgage rates? Here’s what you need to know.

Those rates were a rare response to a very specific moment in time – not the norm. That’s why experts say they’re not coming back. And, think about it: if rates do come down, what do you think everyone else is going to do?

That’s right – they’ll jump back in too. And more buyers = more competition for you.

So, if you’re ready and able to buy now, let’s talk about tools and resources that can help. Because trying to time the market to get a specific rate might be a missed opportunity.

06/02/2025

Is It Better To Rent or Buy a Home?

Renting may feel more do-able today. But over time, it could cost you more – without helping you build anything for your future.

If homeownership feels out of reach today, you’re not alone. And the first step toward getting out of the rental trap is to set a plan. Let’s connect, set your specific goals, and explore your options – so you’re ready when the time is right.

You’ve probably asked yourself lately: Is it even worth trying to buy a home right now?

05/30/2025

Home Projects That Add the Most Value

Whether you’re planning to sell soon or not, it still pays to know which repairs are worth your time, money, and effort. And your agent has the information needed to help you narrow down your to-do list. To make sure you know which projects are actually worth it where we live, let’s connect.

05/28/2025

More Homes for Sale Isn’t a Warning Sign – It's Your Buying Opportunity

Don’t let the headlines scare you. Rising inventory isn’t a sign of a crash. It’s a step toward a more normal, stable housing market.

Maybe you’ve heard the number of homes for sale has reached a recent high.

05/26/2025

Real Estate Is Voted the Best Long-Term Investment 12 Years in a Row

In a recent poll from Gallup, real estate has once again been voted the best long-term investment. And it’s claimed that top spot for 12 straight years now.

That’s because homeownership is one of the top ways to build your wealth, even with home price growth moderating and ongoing economic uncertainty.

If you’ve been trying to decide if it makes sense to buy a home today, let’s connect and talk about the programs that can help you become a homeowner.

If you’ve been trying to decide if it makes sense to buy a home today, connect with an agent to talk about the programs that can help you become a homeowner.

05/23/2025

Are you wondering what to expect from the housing market in the second half of the year? Here’s what the experts say.

Forecasts show rates should come down slightly, inventory will continue to improve, and price growth will slow down.

If you have questions about what’s ahead or what it means for your move, DM me or drop a comment below.

05/21/2025

Do you have student loan debt and think you can’t buy a home until it’s paid off – or at least a lot lower? Think again.

32% of first-time buyers were able to buy a home last year, even with student debt. And the median amount of those student loans was $30,000.

So, having student loans doesn’t necessarily mean you have to wait to buy a home.

If you want to see what’s possible, connect with a lender.

05/19/2025

Did you know? Nearly half of 18–26-year-old homebuyers today are getting down payment money from their parents.

And one thing that may be making that possible? Their parent’s home equity.
Right now, the average homeowner has over $300K in equity. And some parents are using some of that to help their children buy a home.

If you’re interested in learning more, talk to your lender and a trusted financial advisor.

05/16/2025

Housing Market Forecasts for the Second Half of 2025

Are you wondering what to expect if you buy or sell a home in the second half of the year? Here’s what the expert forecasts tell you.

Mortgage rates are expected to come down slightly. There will be more homes available for sale. And as inventory rises, home price growth will moderate.

Want to know what this could mean for your plans? Let's connect and talk through it together.

Are you wondering what to expect if you buy or sell a home in the second half of the year? Here’s what the expert forecasts tell you.

05/14/2025

Why Buyers Are More Likely To Get Concessions Right Now

Whether you’re looking at a newly built home or something a little older, there’s a good chance you can benefit from concessions or incentives.

If a seller or builder offered you something extra, what would make the biggest difference to help you move forward?

Let’s talk about it and see if it’s realistic based on inventory and competition in our local market.

Especially in areas where inventory is rising, both homebuilders and sellers are sweetening the deal for buyers with things like paid closing costs, mortgage rate buy-downs, and more.

05/12/2025

If you could characterize how people feel about the housing market right now in one word, that word may be uncertain. And that’s not a comfortable feeling – especially if you’re thinking about making a move.

But expert forecasts can give you clarity on what’s ahead. If you’ve been feeling stuck or unsure, this might be exactly what you need.

Are you curious how the latest projections could impact your plans? DM me and let’s have a quick conversation.

05/09/2025

Why You’ll Want a Home Inspection

An inspection is an important part of the homebuying process. And it's one you don’t want to skip. Let’s connect to talk about other ways to make your offer stand out.