08/28/2026
Get IRS Transcripts in Minutes?
Brian Stevens breaks down how loan officers can navigate today's tough market, solve last-minute IRS roadblocks, and actively manufacture new transaction volume.
Fixing IRS 4506-T Delays: How to resolve "Error Code 10" and late-stage income verification snags in two minutes by having borrowers pull transcripts directly online.
Manufacturing Refinances: Strategies for tapping into the 40% of homeowning "free and clear" equity, using DSCR cash-flow pitches, and leveraging high inventory for seller concessions to offer 5% interest rates.
Finding Cold Market Opportunities: Why slow, price-dropping markets like Oakland present more lending opportunities for loan officers than cash-heavy, AI-fueled booms like San Francisco.
Are you using seller concessions to buy down rates for your buyers, or leaning on equity-rich homeowners to drive new deals?