The National Real Estate Post

06/26/2026

06/24/2026

Trump Wants to Cut HUD by $11 BILLION

Brian Stevens tackles a massive debate dividing the real estate and mortgage industries: the proposed $11 billion cut to the HUD budget. While a cut that size sounds alarming on paper for government loans (FHA, VA, USDA) and housing programs, Brian pulls back the veil to ask a critical question: Is housing affordability a problem of funding, or a problem of government inefficiency?

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06/19/2026

Should YOU Be Worried About This Bill?

Mortgage lenders are warning that proposed changes to credit scoring and alternative credit reporting could create new risks in mortgage lending. The video also highlights a sharp home price correction in parts of Texas, debates over removing negative credit history through new legislation, and a real-world loan transaction that overcame multiple obstacles to close successfully through strong communication and creative lending solutions.

06/18/2026

This Is Why The FED Did Nothing

Housing affordability remains under pressure as builder confidence drops, housing starts trend lower, and the Federal Reserve holds rates steady amid persistent inflation concerns. While traditional homeownership becomes more challenging, opportunities may exist in non-warrantable condos and emerging markets with strong job growth

06/17/2026

This Is Why Condos Could Become Unsellable

The housing market faces growing challenges as proposed condo financing rules could make many properties difficult to sell, housing starts continue to decline, and lawmakers debate the role of institutional investors in new-home construction. Meanwhile, HUD is reviewing FHA property requirements to make homeownership more accessible while balancing safety standards for buyers.

06/16/2026

This Is Why Zillow is WRONG

The housing market continues to shift as more recent homebuyers are selling at a loss, particularly those who purchased during the 2022-2023 peak. Overpricing homes is becoming increasingly costly, with stale listings often selling for less than properly priced properties. Meanwhile, declining listing prices, struggling real estate stocks, and rising regulatory costs are adding pressure to the market.

06/15/2026

... and it worked. Let me explain and how it could help you out. 👉👇🤓🥸

06/15/2026

Rent Now, Pay Later? Seriously?

This week, Brian Stevens breaks down the massive SpaceX IPO and its potential impact on the Texas housing market, where employee wealth could reshape local real estate demand. He also examines rising rural home prices, new HUD proposals aimed at lowering housing costs through manufactured homes, and the growing trend of "rent now, pay later" financing.

06/12/2026

Is Zillow Hurting The Housing Market?

Mortgage applications remain sluggish despite some improvement in 2026, as high home prices continue to keep buyers on the sidelines. Brian Stevens examines the DOJ's lawsuit against RealPage and raises questions about whether large real estate platforms like Zillow may be contributing to inflated home values through algorithm-driven pricing

06/11/2026

Will Mortgage Rates Go Up or Down?

Brian Stevens discusses the outlook for mortgage rates, arguing that today's rates remain favorable by historical standards despite inflation concerns. He explores how rising energy costs and inflation may influence future rate decisions while encouraging loan officers to focus on value beyond rates.