Debra Esquivel

Debra Esquivel NMLS 136101 to assist your you Purchase or Refinance needs, call anytime 586 201-1117 [email protected]

NMLS 136101 to assist your you Purchase or Refinance needs, call anytime 586 201-1117

02/15/2026

Call me any day to get your Free Pre-Approval! 586 201-1117

02/15/2026

Debradoesmortgages.com
NMLS 136101

02/04/2026

Call me today to get a jump on the homebuying season! 586 201-1117! NMLS 136101

https://www.facebook.com/share/p/1DSW7CX52S/?mibextid=wwXIfr
01/15/2026

https://www.facebook.com/share/p/1DSW7CX52S/?mibextid=wwXIfr

Mortgage rates dipped to 5.99% today. 😳

And while they didn’t stay there long (volatility is real, and according to MND, they were up just a hair over 6% moments later), this is the mindset shift a lot of buyers are waiting for.

For the people in your database who said, “I’m waiting for rates to come down,” now’s the time to reach out and have that conversation.

And keep in mind, they will likely still bounce around in low-6% territory, maybe touching the high 5s again soon, but this is still one of the lowest ranges we’ve seen in years — and a golden window to re-engage buyers who’ve been on the fence.

Finally ~ Saving People Money in 2026!
01/15/2026

Finally ~ Saving People Money in 2026!

Mortgage rates dipped to 5.99% today. 😳

And while they didn’t stay there long (volatility is real, and according to MND, they were up just a hair over 6% moments later), this is the mindset shift a lot of buyers are waiting for.

For the people in your database who said, “I’m waiting for rates to come down,” now’s the time to reach out and have that conversation.

And keep in mind, they will likely still bounce around in low-6% territory, maybe touching the high 5s again soon, but this is still one of the lowest ranges we’ve seen in years — and a golden window to re-engage buyers who’ve been on the fence.

True!
10/31/2025

True!

Home values increased across all 50 of the nation’s largest metro areas between 1975 and 2024. One market posted a gain of 396%, while the smallest increase among the group was just 2%.

08/25/2025

This report is a key indicator of housing market strength based on a monthly survey sent to over 50,000 real estate practitioners.

08/25/2025

Remember when homes sold in a matter of days? Or hours?

Now, homes are on the market for an average of 58 days. That’s nearly double the time we saw during the frenzy just a few years ago.

That means you have more time to think. More time to negotiate. And less pressure to rush into a decision.

If you gave up on your move because of the intensity from a few years ago, things have changed. Let’s look at how much breathing room you’ve got in our local market.



DM w/ ?'s about Real Estate!!

08/25/2025

Foreclosure headlines may get clicks—but they rarely show the full picture.⁠
⁠
Yes, filings have ticked up slightly. But as this chart shows, foreclosure activity today is still nowhere near the levels we saw during the housing crash.⁠
⁠
Context matters. And the data tells a much more balanced story.⁠
⁠

Good to know
04/10/2025

Good to know

Baby boomers have overtaken millennials—the largest U.S. population—to become the top generation of home buyers.

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Utica, MI
48317

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