Levi Gourdie Mortgage Loan Officer NMLS 1419167

Levi Gourdie Mortgage Loan Officer NMLS 1419167 As a mortgage originator for a mortgage broker, my job is to make the process simple and EASY when purchasing or refinancing a new house.

NMLS # 1419167

Any posts are informational only and not a commitment to lend.

10/23/2019

What exactly is a cash out refi and how can it help you be in a better financial situation?

10/18/2019

Today we talk about what kind of incomes can be used on your mortgage!

The biggest thing to remember is “stable and predictable income” which generally means 2 years-however if you are on an hourly or salary job you can still get a mortgage with less than 2 years history.

However if you work commission jobs, own your own business, or have a second job or “gig income” then we will need to see two years to make sure it is stable.

One thing to know is you can NEVER count income from a cash only job towards you mortgage-it must be income reported to the government as we use the gross amount from what you make on your W2s or tax returns.

Now there are some exceptions and loop holes for various things so contact me with any questions you may have!!

10/18/2019

Eastern Market Partnership is one of my favorite places in detroit!!

Thankfully our team let me FaceTime in for this informative meeting with our reverse mortgage rep to help learn about he...
10/15/2019

Thankfully our team let me FaceTime in for this informative meeting with our reverse mortgage rep to help learn about helping senior with using a reverse mortgage as a responsible financial product as they age.

Amazing hike with my mom and the dogs out in empire today-make sure to go take advantage of this beautiful fall!! Also g...
10/14/2019

Amazing hike with my mom and the dogs out in empire today-make sure to go take advantage of this beautiful fall!!

Also got in another local business video 🙂

10/11/2019

Here with another mortgage tip!

When you’re negotiating with a seller to buy a home, do NOT ask for a lower purchase price!

Why you might ask? Good question!

When spread out over 30 years, the purchase price likely will not amount to much more than 10-15 a month in payment (and most people only stay in their current mortgage about 5-6 years before selling or refinancing.)

Instead, ask for the seller to pay for part of your closing costs! That will decrease the money out of pocket now so you can have more for things needed after closing or allow you to buy down the rate which may actually lower your payment more than lowering the purchase price!

10/09/2019

Salute to Service! This Friday night at Rodes Field in Kingsley.

10/07/2019

Before shopping for a home, ALWAYS make sure you get a preapproval from a reputable LO so your offer will be solid and you KNOW you can get into contract on your dream home!

My football buddy!
10/06/2019

My football buddy!

10/03/2019

Whether you're moving here or visiting, people want to know whats the most interesting things to do in Detroit?

Well today we check 3 out, and they're all cheap-or free!!

So let's tour: John King Used & Rare Books The Heidelberg Project and Eastern Market Partnership!

Address

8344 Hall Road Ste. 215
Utica, MI
48317

Telephone

+12316451293

Website

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