Wallace & Turner Insurance - Urbana

Wallace & Turner Insurance - Urbana Home, Auto, Umbrella, Pet, Business and Life & Health Insurance in Springfield and Urbana, Ohio since 1870. Questions? Text us 24/7: (937) 918-7632

Wallace & Turner, Inc. is Springfield and Urbana, Ohioโ€™s largest, locally owned independent insurance agency. Since 1870, we have specialized in homeowners, auto, business, life and health insurance. We also do bid bonds, fiduciary bonds, surety bonds and more. We are committed to providing you with the best insurance protection and outstanding claims service when you need it most, all at a fair price.

Between the venue, the dress and the guest list, insurance probably isn't top of mind โ€” but tying the knot can actually ...
06/19/2026

Between the venue, the dress and the guest list, insurance probably isn't top of mind โ€” but tying the knot can actually open the door to savings and the need for different coverage.

A few things newlyweds (or soon-to-be) should keep in mind:

๐—–๐—ผ๐—บ๐—ฏ๐—ถ๐—ป๐—ฒ ๐—ฝ๐—ผ๐—น๐—ถ๐—ฐ๐—ถ๐—ฒ๐˜€ ๐—ณ๐—ผ๐—ฟ ๐—ฝ๐—ผ๐˜๐—ฒ๐—ป๐˜๐—ถ๐—ฎ๐—น ๐˜€๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด๐˜€ โ€” Many insurers offer a multi-car discount if you and your spouse bring more vehicles onto one policy, plus a bundling discount for combining auto, home and other coverage together.

๐—ฅ๐—ฒ๐˜ƒ๐—ถ๐˜€๐—ถ๐˜ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ต๐—ผ๐—บ๐—ฒ ๐—ผ๐—ฟ ๐—ฟ๐—ฒ๐—ป๐˜๐—ฒ๐—ฟ๐˜€ ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—ด๐—ฒ โ€” Moving in together or combining households is a good time to make sure your policy reflects your new living situation and shared belongings.

๐—ฃ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜ ๐˜๐—ต๐—ฒ ๐—ฟ๐—ถ๐—ป๐—ด๐˜€ โ€” Standard homeowners or renters policies often cap jewelry coverage at a modest amount for theft only. Adding a separate endorsement can ensure your rings are covered at full value for a broader range of risks.

๐——๐—ผ๐—ป'๐˜ ๐—ณ๐—ผ๐—ฟ๐—ด๐—ฒ๐˜ ๐˜๐—ต๐—ฒ ๐—ฏ๐—ถ๐—ด ๐—ฑ๐—ฎ๐˜† ๐—ถ๐˜๐˜€๐—ฒ๐—น๐—ณ โ€” Wedding event insurance can help protect your investment in case of vendor cancellations or severe weather.

Getting married is a big change. Make sure your coverage keeps up. We're happy to help you sort out what to update. ๐Ÿต๐Ÿฏ๐Ÿณ-๐Ÿฒ๐Ÿฑ๐Ÿฎ-๐Ÿด๐Ÿฐ๐Ÿต๐Ÿฎ

๐Ÿ‡บ๐Ÿ‡ธ USA takes on ๐Ÿ‡ฆ๐Ÿ‡บ Australia this Friday in a huge Group D matchup. If you're hosting family, friends or coworkers to wa...
06/18/2026

๐Ÿ‡บ๐Ÿ‡ธ USA takes on ๐Ÿ‡ฆ๐Ÿ‡บ Australia this Friday in a huge Group D matchup. If you're hosting family, friends or coworkers to watch, it's worth planning beyond the snacks to ensure a fun, safe party.

๐—–๐—น๐—ฒ๐—ฎ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฎ๐˜๐—ต โ€” Address tripping hazards like loose rugs, cords and any clutter before guests arrive. Crowded living rooms only increase the risk.

๐—ž๐—ฒ๐—ฒ๐—ฝ ๐—ฒ๐—ป๐˜๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ๐˜€ ๐˜„๐—ฒ๐—น๐—น-๐—น๐—ถ๐˜ โ€” Especially if the party continues into nighttime.

๐— ๐—ถ๐—ป๐—ฑ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฝ๐—ฒ๐˜๐˜€ โ€” Even friendly pets can become unpredictable around unfamiliar guests, especially in a loud, crowded setting. If your pet isn't used to having visitors in the home, consider keeping them in a separate room to avoid bite or scratch injuries.

๐—ฃ๐—น๐—ฎ๐—ป ๐—ฎ๐—ฟ๐—ผ๐˜‚๐—ป๐—ฑ ๐—ฎ๐—น๐—ฐ๐—ผ๐—ต๐—ผ๐—น โ€” If you're serving drinks, have a plan in place for guests who shouldn't drive home, and offer non-alcoholic options.

๐——๐—ผ๐—ป'๐˜ ๐—น๐—ผ๐˜€๐—ฒ ๐˜๐—ฟ๐—ฎ๐—ฐ๐—ธ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐—ด๐—ฟ๐—ถ๐—น๐—น ๐—ผ๐—ฟ ๐—ธ๐—ถ๐˜๐—ฐ๐—ต๐—ฒ๐—ป โ€” It's easy to get distracted once the match gets underway, but unattended grills and stovetops are one of the most common causes of home accidents and fires during gatherings.

๐—ช๐—ฎ๐˜๐—ฐ๐—ต ๐˜๐—ต๐—ฒ ๐—ฝ๐—ผ๐—ผ๐—น โ€” Make sure your pool is supervised whenever guests are present, particularly if children are part of the mix.

๐—–๐—ผ๐—ป๐˜€๐—ถ๐—ฑ๐—ฒ๐—ฟ ๐—ฒ๐˜…๐˜๐—ฟ๐—ฎ ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—ด๐—ฒ โ€” Even small gatherings carry risk. A Personal Umbrella Policy provides an added layer of liability protection beyond your standard homeowners or renters policy, offering peace of mind no matter the size of the crowd.

๐Ÿ  Is your roof over 20 years old?Most insurance companies require older roofs to pass an inspection, and the roof's age,...
06/16/2026

๐Ÿ  Is your roof over 20 years old?

Most insurance companies require older roofs to pass an inspection, and the roof's age, condition and materials can all affect your home or business insurance coverage.

โ†’ Learn more about how insurers evaluate roof risk and what property owners should know:https://www.iii.org/sites/default/files/docs/pdf/triple-i_roof_toolkit_2024.pdf

06/15/2026

Working on a farm comes with real responsibility, especially for teens learning the job.

A few important safety reminders:
1๏ธโƒฃ Never operate tractors or equipment without proper training.
2๏ธโƒฃ Wear non-slip shoes and use caution when working at heights.
3๏ธโƒฃ Always follow safety instructions when handling chemicals or pesticides.
4๏ธโƒฃ Never enter grain bins without confirming proper ventilation
5๏ธโƒฃ Always wear protective gear in dusty environments like silos or fields

Taking a few extra precautions can help keep young workers safe on the job this summer.

With teens out of school and potentially spending more time on the road, itโ€™s an important reminder to prioritize safe d...
06/12/2026

With teens out of school and potentially spending more time on the road, itโ€™s an important reminder to prioritize safe driving habits.

In recognition of Staying Safe on the Roads Week during National Safety Month, this is a great opportunity for families to talk about safe driving expectations, limit distractions and reinforce good habits every time they get behind the wheel.

โ†’ https://www.wtins.com/wt-news/adding-your-teen-to-your-auto-insurance-policy-in-ohio

Off-road vehicles offer plenty of adventure, but they also come with unique risks. From coverage options to common exclu...
06/11/2026

Off-road vehicles offer plenty of adventure, but they also come with unique risks.

From coverage options to common exclusions, it's important to understand what questions to ask to protect your toys: https://tinyurl.com/ycst3z37

๐—ง๐—ต๐—ฒ ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐—š๐—Ÿ๐—ฃ-๐Ÿญ ๐—•๐—ฟ๐—ถ๐—ฑ๐—ด๐—ฒ ๐—น๐—ฎ๐˜‚๐—ป๐—ฐ๐—ต๐—ฒ๐˜€ ๐—๐˜‚๐—น๐˜† ๐Ÿญ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ. This is a short-term demonstrationprogram designed to expand access to ...
06/10/2026

๐—ง๐—ต๐—ฒ ๐— ๐—ฒ๐—ฑ๐—ถ๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐—š๐—Ÿ๐—ฃ-๐Ÿญ ๐—•๐—ฟ๐—ถ๐—ฑ๐—ด๐—ฒ ๐—น๐—ฎ๐˜‚๐—ป๐—ฐ๐—ต๐—ฒ๐˜€ ๐—๐˜‚๐—น๐˜† ๐Ÿญ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ. This is a short-term demonstration
program designed to expand access to certain GLP-1 medications for eligible Medicare Part D beneficiaries.

The program will run through December 31, 2027, creating a new pathway for coverage of select GLP-1 therapies.

โ†’ Learn more about eligibility requirements and program details: https://tinyurl.com/zd57xr79

For questions or personalized guidance regarding the Medicare GLP-1 Bridge, contact Colleen Corrigan at (937) 324-8492 Ext: 131 or [email protected]

๐Ÿ’ง ๐—ช๐—ฎ๐˜๐—ฒ๐—ฟ ๐—ฑ๐—ฎ๐—บ๐—ฎ๐—ด๐—ฒ ๐—ถ๐˜€ ๐—ผ๐—ป๐—ฒ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐—บ๐—ผ๐˜€๐˜ ๐—ฐ๐—ผ๐—บ๐—บ๐—ผ๐—ป ๐—ฎ๐—ป๐—ฑ ๐—ฐ๐—ผ๐˜€๐˜๐—น๐˜† ๐—ต๐—ผ๐—บ๐—ฒ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฐ๐—น๐—ฎ๐—ถ๐—บ๐˜€, but early detection with ๐—Ÿ๐—ฒ๐—ฎ๐—ธ๐—•๐—ผ๐˜ can make all...
06/08/2026

๐Ÿ’ง ๐—ช๐—ฎ๐˜๐—ฒ๐—ฟ ๐—ฑ๐—ฎ๐—บ๐—ฎ๐—ด๐—ฒ ๐—ถ๐˜€ ๐—ผ๐—ป๐—ฒ ๐—ผ๐—ณ ๐˜๐—ต๐—ฒ ๐—บ๐—ผ๐˜€๐˜ ๐—ฐ๐—ผ๐—บ๐—บ๐—ผ๐—ป ๐—ฎ๐—ป๐—ฑ ๐—ฐ๐—ผ๐˜€๐˜๐—น๐˜† ๐—ต๐—ผ๐—บ๐—ฒ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฐ๐—น๐—ฎ๐—ถ๐—บ๐˜€, but early detection with ๐—Ÿ๐—ฒ๐—ฎ๐—ธ๐—•๐—ผ๐˜ can make all the difference.

LeakBot is a smart water flow device that helps detects hidden leaks early, often before they cause visible damage. Using patented technology, it tracks changes in your homeโ€™s water flow and alerts you if something isnโ€™t right.

As a valued Westfield Insurance policyholder, you may be eligible to receive a LeakBot device absolutely free for two years.

๐—–๐—ผ๐—ป๐˜๐—ฎ๐—ฐ๐˜ ๐—ช&๐—ง ๐—ฎ๐˜ ๐Ÿต๐Ÿฏ๐Ÿณ-๐Ÿฒ๐Ÿฑ๐Ÿฎ-๐Ÿด๐Ÿฐ๐Ÿต๐Ÿฎ ๐˜๐—ผ ๐—น๐—ฒ๐—ฎ๐—ฟ๐—ป ๐—บ๐—ผ๐—ฟ๐—ฒ.

๐Ÿ”— https://www.westfieldinsurance.com/leakbot

For many families, summer vacations are the highlight of the year. But an empty home can also be more vulnerable to burg...
06/03/2026

For many families, summer vacations are the highlight of the year. But an empty home can also be more vulnerable to burglary.

Taking a few simple precautions can help keep your home safe this summer and give you peace of mind while youโ€™re away.

๐Ÿ˜Ž https://tinyurl.com/2rtsd4hm

๐ŸŒ€Hurricane season officially begins today.While Ohio may not experience direct hurricane landfalls, remnants of tropical...
06/01/2026

๐ŸŒ€Hurricane season officially begins today.

While Ohio may not experience direct hurricane landfalls, remnants of tropical storms can still bring flooding, strong winds and power outages.

Now is a good time to review your insurance coverage and make sure your emergency plans are up to date. โ†’ https://tinyurl.com/mw5vunm

Address

113 Scioto Street
Urbana, OH
43078

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19376528492

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