11/03/2026
Waiting for mortgage rates to go down before buying a home? You might be missing out on a huge opportunity happening right now! Instead of waiting or asking for a price cut, consider asking for a seller-paid interest rate buy-down. A buy-down often lowers your monthly payment significantly more than taking the same amount off the purchase price. Here’s why right now is the time to act:Buyer Power: With more homes on the market, buyers have more leverage in negotiations. Seller Credits: Nearly half of all sellers are currently offering credits to buyers. Take Control: You can't control market interest rates, but you can control your negotiation strategy. There are specific guidelines on how much seller credit you can receive depending on your loan type, so make sure you work with a pro to maximize your savings! Stay tuned for my next video where I breakdown the exact rules around seller credits!
📲 Follow for more real estate and mortgage tips.
📞 (240) 475-9906📧 [email protected]
🌐 https://myrmcloan.pulse.ly/zjlkz0d4bd
Residential Mortgage Corporation Derick W. Hungerford CMPS | NMLS #188252