08/29/2026
Paying off debt can feel overwhelming, but breaking it into smaller steps can make it more manageable.
The Debt Snowball Method is a strategy where you pay off your smallest debt first while continuing to make the minimum payments on your other debts. Once the smallest balance is paid off, you roll that payment into the next smallest debt, creating momentum as you go.
Here's how it works:
❄️ List your debts from smallest balance to largest.
❄️ Make minimum payments on all of your debts.
❄️ Put any extra money toward the smallest balance.
❄️ Once it's paid off, apply that payment to the next debt on your list.
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