Ermonfils Risk Advisors

12/08/2026

I love to share some wins from this week.

I helped a family friend with auto insurance go from $2200 for 6 months to $1,470.00 for 12 months. I helped him save $2,930 for the year in car insurance.

So of course he referred me to his family. I helped save his brother $128 a month on car insurance.

I can help you with a quote in less than 5 mins. Just start by sharing your current policy with me using my link below and I will compare coverages.

https://app.usecanopy.com/c/ermonfils-risk-advisors

Ermonfils Risk Advisors has requested that you submit your insurance information.

12/08/2026

Nonstandard auto is not fake or bad car insurance. The purpose is to help drivers who may not qualify for traditional or preferred auto insurance.

Nonstandard can be for accidents or tickets, needing an SR-22 or FR-44, or owning certain types of vehicles.

The difference is who the insurance company is willing to insure and how they rate the risk.

As an independent insurance agent, I can help you understand your situation and help find the right carrier and coverage for YOU.

Don't assume you're out of options.

31/07/2026

Looking for a better auto insurance rate? 🚗

Use the secure link below to upload your current policy, and I'll compare quotes from multiple insurance companies and get back to you with a personalized quote as soon as possible.

✔️ Secure
✔️ Fast
✔️ No obligation

Get your quote here: https://app.usecanopy.com/c/ermonfils-risk-advisors

Ermonfils Risk Advisors has requested that you submit your insurance information.

30/07/2026

One of the coolest parts of starting this agency has been getting to help people chase their goals.

Today I got a referral for a plumber who's just starting his business.

He wasn't really sure what coverages he needed or what the process looked like, so we jumped on a call and walked through everything together. I explained what each coverage does, what was actually required for the work he was doing, and answered all of his questions.

We ended up getting him covered for about $723 a year, and before we even got off the phone, I generated his Certificate of Insurance and sent it directly to the contractor he was working for so he could get to work without any delays.

Honestly, that's the part I enjoy the most.

Not just selling a policy but helping someone move one step closer to building their business.

If you're starting a business and have no idea what insurance you need, don't worry. We can have a conversation, go over your options, and make sure you're covered without making it more complicated than it needs to be.

Small wins like this make my day. 👊

Send a message to learn more

27/07/2026

Another cool moment from this week.

A friend reached out and asked if I'd take a look at his auto insurance because he felt like he was paying too much. He was paying $375 a month, and that rate was only locked in for 6 months.

I shopped around, compared a few options, and found him a policy for $3,881 for the entire year.

𝐓𝐡𝐚𝐭 𝐞𝐧𝐝𝐞𝐝 𝐮𝐩 𝐬𝐚𝐯𝐢𝐧𝐠 𝐡𝐢𝐦 𝐚𝐛𝐨𝐮𝐭 $𝟔𝟏𝟗 𝐚 𝐲𝐞𝐚𝐫, 𝐩𝐥𝐮𝐬 𝐧𝐨𝐰 𝐡𝐢𝐬 𝐫𝐚𝐭𝐞 𝐢𝐬 𝐥𝐨𝐜𝐤𝐞𝐝 𝐢𝐧 𝐟𝐨𝐫 𝟏𝟐 𝐦𝐨𝐧𝐭𝐡𝐬 𝐢𝐧𝐬𝐭𝐞𝐚𝐝 𝐨𝐟 𝐰𝐨𝐧𝐝𝐞𝐫𝐢𝐧𝐠 𝐰𝐡𝐚𝐭 𝐢𝐭 𝐦𝐢𝐠𝐡𝐭 𝐣𝐮𝐦𝐩 𝐭𝐨 𝐚𝐟𝐭𝐞𝐫 𝐬𝐢𝐱.

One thing I always try to do is explain what people are actually paying for.

We talked through the difference between stacked and non-stacked uninsured motorist coverage. After going over the pros and cons, he decided that non-stacked coverage made the most sense for his situation and helped save him some additional money.

It's not about trying to sell the most expensive policy it's about helping people understand their options so they can make the decision that's right for them.

Moments like that remind me why I started this agency.

If your auto insurance has gone up, or it's been a while since someone actually sat down and explained your coverage, it might be worth getting a second opinion.

No pressure. Just a conversation to make sure you understand what you have and whether it still fits your needs. 👊

Send a message to learn more

23/07/2026

One of the best parts of what I do is being able to help people I know.

A family friend reached out to me after getting their homeowners insurance renewal, and the new premium was $6,931.43.

After comparing a few options, we found a policy with slightly more dwelling coverage for $5,775.40.

That ended up saving them $1,156.03 a year.

Seeing how relieved they were reminded me why I started this business in the first place. It's not just about finding a lower price it's about helping people understand their options and making sure they're properly protected.

Send a message to learn more

15/07/2026

Insurance Tip

Many business owners wait until there’s a problem before reviewing their insurance coverage but the best time to protect your business is before something happens.

Here are 3 things every business owner should review:

✅ General Liability Limits: Are your limits enough to protect your business if a customer is injured or you’re sued?
✅ Additional Insured Requirements: Many contractors, landlords, and vendors require specific insurance wording before you can start a project.
✅ Workers’ Compensation Coverage: Make sure your policy matches your actual operations, payroll, and employees to avoid costly issues.

Insurance isn’t just a requirement it’s a tool to protect everything you’ve built.

At Ermonfils Risk Advisors, we help contractors, business owners, and families find coverage designed around their real needs.

📲 Have questions about your insurance? Send us a message we’re here to help.

Send a message to learn more

06/07/2026

🚧 Having trouble getting approved for Workers' Compensation insurance?

Whether you've been declined by other carriers, have a high risk business, or you're an owner operator who needs a Workers' Comp policy to land contracts or satisfy a general contractor, I may be able to help.

I work with a variety of insurance markets and specialize in finding solutions for businesses that don't always fit the standard underwriting guidelines.

If you're:
✅ An owner-operator who needs Workers' Comp
✅ A contractor who has been declined
✅ Starting a new business
✅ Struggling to find affordable coverage

Let's talk. I'll review your situation and help you explore the best options available.
Send me a message or give me a call for a free consultation. Let's get your business covered so you can get back to work.

Call now to connect with business.